Heading into Holiday 2020: How A Flex Pay Loan Can Help

Heading into Holiday 2020: How A Flex Pay Loan Can HelpIt’s predicted that more Americans—nearly half, as reported by Morning Consult—will be doing their holiday shopping strictly online this season. Reasoning such as convenience, great digital deals, and the obvious fear of COVID-19 exposure are among the top rationales for this behavior. Gone (or at least paused) are the days of strolling the mall, traipsing in and out of stores trying to find the perfect gift for your father-in-law (he’s impossible to shop for!) or boss (what does she actually need?). Cut to your digital footprint and e-comm site, which is the new face of your brand. The great thing about a website is that customers can spend countless hours perusing your pages, mulling over your blog, reading product reviews, and otherwise educating themselves on all the amazing things your business has to offer.

All that being said, if your online presence leaves much to be desired, it’s time to start thinking about a revamp—before the holidays kick into full swing. The date 10/10/2020 has been tossed about as a time when holiday shopping may begin ramping up, far earlier than the traditional timeline of Black Friday.

Take a look at your website holistically. Is it aesthetically pleasing? Easy to navigate? SEO-optimized? Can it handle an increase in traffic, and does it logically link out to your social media outlets? All of these are questions you should be asking yourself as we head into the holiday shopping season, but also beyond that. We’ve learned over the past several months of coronavirus quarantine that consumers have adapted positively to online shopping as their preferred method of retail therapy. An investment in your digital presence (i.e. website) now will pay off for years to come.

Speaking of investment…given the current landscape, today may not be an time to make any huge investments in your business. But hear us out. We’ve created our best-loved loan, the Flex Pay Loan, with these exact parameters in mind. We know not every small business is able to tackle their dream projects based on savings alone, and there’s nothing wrong with that. To help out business owners and entrepreneurs, we developed the Flex Pay Loan as a solution that’s designed to work for you. It maximizes your cash flow and provides the financing you need now—not later.

When you’re approved for a Flex Pay Loan, you’ll be able to defer up to 50 percent of the loan’s principal into the future. This lets you make manageable payments now (when times may be tight), and pay it back when the timing is more favorable.

And speaking of payments, a Flex Pay Loan option delivers the ability to make low, fixed weekly payments that aren’t tied to your daily credit card receipts. Because no one likes surprises when it comes to loan payments. It’s simple: we want to offer your business the financing it needs to grow, complete with sensible loan terms that help keep you moving forward. With instant online approvals and funding in as little as 3 days, what are you waiting for? Get in touch today—and cheers to a successful holiday season!