The #1 Lender for Restauranteurs

At ARF Financial, we’ve engaged with thousands of restaurant owners who struggle to get the funding they need or the loan terms that make sense to keep their businesses profitable and moving forward. As the restaurant industry experts, our team of personal financial consultants specialize in providing the trusted lending services you deserve. What’s more, we live and work in your community and are committed to work side-by-side with you throughout the life of your loan.

Our focus is to get you the capital you need when you need it, all while providing seasoned guidance to help you maximize your return on investment. Here are some valuable options to put specialty food shop financing to work in your business:

Purchasing additional inventory

Expanding marketing efforts

Adding new product/inventory lines Upgrading display equipment Bridging seasonal periods

The Difference is Insight

Grow Your Profits While Maximizing Cash Flow

Specialty foods are defined as being unique and having a high value. They use the best quality ingredients, and are usually made in small batches. That means it can be expensive to stock inventory or add new product lines to grow your business. Whatever kind of specialty food shop funding you need, ARF Financial provides unsecured working capital loans up to $750,000, with flexible repayment terms up to 36 months. ARF also offers a Flex Pay product that allows you to defer part of your loan’s repayment into the future, lowering your payments now to maximize your business’ cash flow.

Seize Your Next Opportunity

ARF Financial, known as the specialty food shop financing experts, can get you the funding you need when you need it to seize opportunities as they arise. Whether it’s to expand your current facility, move into a larger space or open a second location, growth is the key to ongoing success.

Unexpected Financial Hurdles

As a business owner you know that things happen, creating unexpected financial hurdles that must be overcome. If you don’t have the cash on hand to manage these unexpected occurrences don’t worry. ARF Financial has a Line of Credit product designed to provide you 24-hour access to the working capital you need, at a moment’s notice. Being prepared is smart and using ARF’s Line of Credit can give you the peace of mind many business owners simply don’t have.

Partnerships & Offers

ARF Financial has secured exclusive relationships with banks across the country, so we can help you obtain the financing you need to keep your business moving forward. Unlike other lenders, we go even further to ensure your business’ profitability over time with no-cost value add-ons for our clients.

Through our New Client Rewards Program you can receive a free Amex Gift Card up to $3,000* – no strings attached – after your loan funds.

BOOST is our way of giving you access to valuable products and services that can help you drive revenue and customers to your business to power future performance.

Our INSIGHT Report highlights key trends, summarizes critical information and provides a comprehensive review of your business’ creditworthiness.

Use our Restaurant Loan Calculator to Find Out How Much You Qualify For:

Business Loan Calculator

Use our loan calculator to determine your potential loan amount:

Loan amounts may be increased with the review of tax returns and financials. *Must be operating under the same ownership and concept. *2 Home must be in your name. *3 Includes personal and business bankruptcy

Build Your Loan

See how much you qualify for...

Type of business? State Time in business? Annual sales? Credit Score? Annual sales?
Please use any of the contact information provided (via phone, email or text) to discuss my interest in a loan product.

Loan amounts may be increased with the review of tax returns and financials.

Receive an immediate quote and approval for funds in 24 to 48 hours when you apply online!

It’s free and won’t affect your credit!

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