The Lending Expert for Caterers
At ARF Financial, we’ve engaged with thousands of caterers who struggle to get the funding they need or the loan terms that make sense to keep their businesses profitable and moving forward. As the hospitality industry experts, our team of personal financial consultants specialize in providing the trusted lending services you deserve. What’s more, we live and work in your community and are committed to work side-by-side with you throughout the life of your business.
Our focus is to get you the capital you need when you need it, all while providing seasoned guidance to help you maximize your return on investment. Here are some valuable options to put catering financing to work in your business:
The Difference is Insight
Seize New Opportunities For Growth
You might have an opportunity to serve bigger clients and cater large events. You might be facing an unexpected financial challenge you need to overcome to take your business to the next level. Maybe you’re looking to improve your menu or replace or repair your equipment. Perhaps you want to expand your range of services or add more event types. Regardless of your needs, ARF Financial is here to help.
Fill Cash Gaps With Flexible Financing
ARF Financial is the company that your catering business can bank on. Whether you need fast access to an unsecured working capital loan up to $450,000 or a 24-hour available line of credit, ARF Financial has the right loan for you. With loan terms up to 36 months and flexible repayment options to help you build a strong financial foundation, we are an industry leader in financing catering businesses.
Use our Restaurant Loan Calculator to Find Out How Much You Qualify For:
Use our Business Loan Calculator to determine the potential loan amount you may qualify for. Move the sliders below to indicate your business’s annual sales, time in business, your credit score, whether you own a home, and if you’ve declared bankruptcy and the calculator will serve up your potential loan amount based on 12, 18, 24 and 36-month terms!
Time in Business
Loan amounts may be increased with the review of tax returns and financials. Time in Business – Must be operating under the same ownership and concept. Homeownership – Home must be in your name. Bankruptcy – Includes personal and business bankruptcy
TERMS AND CONDITIONS
ARF Financial LLC is an exclusive third party originator and servicer of commercial loans for state charted community banks throughout the United States (“Partner Banks”), (collectively herein referred to as “Lender”). This Preliminary Loan Amount is based upon pre-underwriting standards consistent with Lender’s guidelines. This Preliminary Loan Amount is based upon the information provided by the Merchant in the Loan Calculator. This approval is contingent upon the accuracy and truthfulness of the information provided by the Merchant therein and on any additional information discovered by Lender during the Underwriting process including but not limited to the review of all financial information provided by the Merchant, the personal credit of any guarantor and/or any information available from the public domain relating to the business’ or the guarantor’s outstanding liens and judgments, collection issues, history of fraud, bankruptcy, or criminal activity; the status of the Merchant’s business entity with the State where they are located; or any other information that may reflect on the business or guarantor’s ability to repay this loan. The terms of this Preliminary Loan Amount may change based upon the review of all information noted above. The terms of this Preliminary Loan Amount (noted above or if modified during the Underwriting process) are not deemed approved until the Merchant agrees to and executes all necessary Loan documents and the Loan documents are countersigned and approved by an Officer of Lender. If Merchant executed no Universal Merchant Credit Application then this Preliminary Loan Amount is for discussion purposes only.
Receive an offer and approval for funds in 24 to 48 hours when you apply online!
It’s quick and won’t affect your credit!
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