Financing You Can Bank On

Backed by years of experience in providing financing to salons and spas, our team of personal financial consultants specialize in providing the trusted lending services you need to keep your business profitable and on track to achieve your long-term goals. Whether you own a single small corner location or you’re the CEO of a major health resort, we can provide you access to the right loan products, and we can do it fast.

At ARF, our focus is to get you the capital you need when you need it, all while providing seasoned guidance to help you maximize your return on investment.

We’re devoted to sticking by your side for the long haul, ensuring you can capitalize on new business opportunities as they develop. Here are some valuable options to put salon and spa financing to work in your business:

Open a new location

Add more client chairs or special equipment

Expand your range of services

Create a customer loyalty program or other marketing tactics

Overcome short-term cash shortfalls

The Difference is Insight

Strengthen Your Bottom Line

ARF’s unique funding solutions can help you pamper your customers  while strengthening your bottom line through growth, expansion, renovations, or the utilization of new marketing avenues. Our expertise in financing spas and salons allows us to analyze your specific business needs, risks, and opportunities, and perfectly tailor the financial solution that’s just right for your spa or salon. Update your equipment and facilities, seize an opportunity for growth, or overcome that financial hurdle that’s holding you back.

Capitalize On New Opportunities

Regardless of what your future holds, ARF Financial can help you to capitalize on new potential, even if conventional banks won’t consider it. Our programs allow you to access anywhere from $5,000 to $1 million in fundings, all without dealing with the obstacles traditional bank loans often place. We offer quick approval — often within 48 hours — a low-documentation application process, and no collateral needed for unsecured loans up to $750,000.

Our Partnerships & Offers

ARF Financial has secured exclusive relationships with banks across the country, so we can help you obtain the financing you need to keep your business moving forward and without the hassle! Unlike other lenders, we ensure your business’ profitability over time with no-cost value add-ons for our cherished clients.

Through our New Client Rewards Program you can receive a free Amex Gift Card up to $3,000* – no strings attached – as soon as your loan funds.

BOOST is our way of giving you access to valuable products and services that can help you drive revenue and customers to your business to power future performance.

Our INSIGHT Report highlights key trends, summarizes critical information and provides a comprehensive review of your business’ creditworthiness.

Use our Restaurant Loan Calculator to Find Out How Much You Qualify For:

Business Loan Calculator

Use our loan calculator to determine your potential loan amount:

Loan amounts may be increased with the review of tax returns and financials. *Must be operating under the same ownership and concept. *2 Home must be in your name. *3 Includes personal and business bankruptcy

Build Your Loan

See how much you qualify for...

Type of business? State Time in business? Annual sales? Credit Score? Annual sales?
Please use any of the contact information provided (via phone, email or text) to discuss my interest in a loan product.

Loan amounts may be increased with the review of tax returns and financials.

Receive an immediate quote and approval for funds in 24 to 48 hours when you apply online!

It’s free and won’t affect your credit!

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