Alternative Lending Company

Decades of Financing Opportunity

Backed by decades of experience, ARF Financial is an alternative lending company focused on providing short-term, unsecured business loans and lines of credit for business owners nationwide who otherwise may not be able to obtain the funding they need. Our team of seasoned financial consultants have helped thousands of restaurant and hospitality businesses secure over $750 million in funding.

ARF has forged exclusive relationships with banks across the country so you can obtain the funds you need quickly with no need for collateral and limited paperwork. It’s our job to understand your business goals, financing needs, and then customize a loan to meet those needs. You’ll receive the funds quickly, with fixed terms up to 36 months and affordable payments that won’t increase as revenue grows – maximizing your return on investment.

ARF Financial LLC is a California limited liability company and a finance lender licensed by the California Department of Business Oversight. License #603 7958.

One-on-one support is available. Click here to locate a loan consultant in your area!

Our Mission

ARF has forged exclusive relationships with banks across the country, so you can obtain the funds you need quickly with no need for collateral and limited paperwork.

UNSECURED BANK LOANS

LOCAL FINANCIAL CONSULTANTS

Being local matters. We live and work in your community and understand the local marketplace. We are committed to understand the needs of your business and will work side-by-side with you to obtain the financing you need to grow.

Since 2001, we’ve supported thousands of companies nationwide of all shapes and sizes to secure over $750 million in funding.

DECADES OF EXPERIENCE

RESTAURANT INDUSTRY EXPERTS

Whether you’re a single-unit or multi-unit operator, or a nationally recognized chain, we will provide you access to the right loan products for your individual business situation.

Our clients get the funds they need quickly, with fixed payments that won’t increase as revenue grows – maximizing their return on investment.

MAXIMIZE YOUR PROFIT

FLEXIBLE LOAN PRODUCTS

It’s our job to understand your business goals, your financing needs, and then customize a loan to meet those needs.

Our online application is quick and easy, requires minimal documentation, and loan approvals are granted within 24 to 48 hours.

QUICK APPROVALS

TRANSPARENT TERMS

We offer fixed terms that are clearly spelled out ahead of time, so you know exactly how much you will pay back and when your loan will be paid off.

Meet Our Management Team

ARF Financial has flourished for decades under the guidance of some of the most experienced financial experts in the industry. Together, they have put this knowledge to work on behalf of restaurant and hospitality business owners nationwide who have struggled to get the funding they need or the loan terms that make sense to keep their businesses profitable and moving forward.

Meet The Team

Start Your Career With ARF Financial

Do you understand the many challenges that restaurant owners and entrepreneurs face every day? Are you passionate about empowering small businesses? Then ARF Financial might be the perfect place for you to grow. We are always looking to expand our team of personal financial consultants, so visit our careers page for any current career listings!

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