Lines of Credit
You’ve Got Options

Lines of credit are perfect for when business conditions change. Unexpected issues arise. Windows of opportunity open.  Are you prepared to deal with these occurrences? Thousands of business owners have learned that with Lines of Credit from ARF Financial, they are.  Our Lines of Credit features 24-hour access to 5 separate loan drafts over a 6 month period, allowing business owners to draw funds as-needed, paying interest only on what they take!  Are you ready to join the ranks of these smart, nimble, and prepared business owners?


Fast and Convenient

Get approved for an ARF Line of Credit and enjoy 24-hour access to loan amounts from $5,000 to $750,000. It’s quick, easy and low doc.



Each line of credit draft has its own fixed weekly payment, allowing you to confidently budget as you access your funds over time.



Being prepared has never been easier with no need for collateral, minimum bank balances or typical mandatory annual paydown requirements.


You Stay in Control

With our Line of Credit you’re in charge! Take one draft or all five. Consolidate your payments into one, refinance and up your availability, or extend the line after six months.


One-On-One Support

One of our seasoned loan consultants will personally assist you through the application, approval, and funding process. Their expert guidance will help you customize a loan that meets your specific business needs.

Borrow Only What You Need

Unlike other lenders, we believe that you should be able to borrow only what you need, when you need it, and only pay for what you use. We don’t force you to borrow all your funds at once! Think of it this way: you’ll get 24-hour access to your line of credit and you can pull funds as-needed.  Each time you draw on your line, you only make payments on the principal and interest of that draw. Now that’s transparent financing!


Access to a renewable
Line of Credit with
5 separate loan drafts
to use over a 6-month period.

UP TO 50%

Principal deferral option
resulting in dramatically
lower payments now.

$5K – $750K

Loan amounts
available with
no collateral required.


Loan approvals
and fundings in as
little as 3 to 5 days.

$3,000 New Client Reward!

We’re so confident you’ll love our no fee Line of Credit, we’re willing to give you a free AMEX Gift Card worth up to $3,000 just for using it!*

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Receive an immediate quote and approval for funds in 24 to 48 hours when you apply online!

Use our Loan Calculator to find out how much you qualify for.