The #1 Lender for Restaurateurs

At ARF Financial, we’ve engaged with thousands of restaurant owners who struggle to get the funding they need or the loan terms that make sense to keep their businesses profitable and moving forward. As the restaurant industry experts, our team of personal financial consultants specialize in providing the trusted lending services you deserve. What’s more, we live and work in your community and are committed to work side-by-side with you throughout the life of your business.

Our focus is to get you the capital you need when you need it, all while providing seasoned guidance to help you maximize your return on investment. Here are some valuable options to put single-unit restaurant financing to work in your business:

Expand or renovate your facility

Add a patio or additional seats

Seize an opportunity to grow

Replace or repair equipment

Overcome short-term financial hurdles

Expand marketing efforts

The Difference is Insight

A Business Opportunity

Not all growth opportunities for a single-unit restaurant owner come easy, primarily because they don’t have access to the capital they need when they need it. Whether you’re expanding or renovating, adding a patio or additional seats, or simply seizing on a new opportunity to grow ARF can help. When the window of opportunity opens, ARF Financial’s Line of Credit is your best option! The provides 24-hour access to as much as 750K and can be approved within days, and there’s no collateral needed.

Overcome Any Financial Hurdle

Just about every successful restaurant brand starts as a small mom-and-pop business, and at some point requires money to update facilities, repair or replace kitchen equipment, or even hire new staff — all of which can help you realize your business’ potential.  When you need unsecured working capital to overcome any financial hurdle, turn to ARF Financial because we provide:

  • Industry expertise to customize a financing solution for your individual business situation
  • One-on-one personalized support, guiding you through the application process to funding
  • Instant online approvals and funding in as little as 3 days
  • Higher loan amounts based your total sales (cash & credit card)
  • Flexible repayment terms up to 36 months
  • Fixed payments with no hidden costs
  • Discounted options to pay off early
  • The interest you pay is tax deductible
  • Line of credit option with 24-hour access to 5 loan drafts for 6 months

$3,000 New Client Offer

ARF Financial has secured exclusive relationships with banks across the country to help you obtain the financing you need to keep your business moving forward. Unlike other lenders, we go even further to ensure your business’ profitability over time with no-cost value add-ons for our cherished clients.

Through our New Client Rewards Program you can receive a free Amex Gift Card up to $3,000* – after your loan funds – no strings attached.

Use our Restaurant Loan Calculator to Find Out How Much You Qualify For:

Business Loan Calculator

Use our loan calculator to determine your potential loan amount:

Loan amounts may be increased with the review of tax returns and financials. *Must be operating under the same ownership and concept. *2 Home must be in your name. *3 Includes personal and business bankruptcy

Build Your Loan

See how much you qualify for...

Type of business? State Time in business? Annual sales? Credit Score? Annual sales?
Please use any of the contact information provided (via phone, email or text) to discuss my interest in a loan product.

Loan amounts may be increased with the review of tax returns and financials.

Receive an immediate quote and approval for funds in 24 to 48 hours when you apply online!

It’s free and won’t affect your credit!

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