Business Loans • Revolving Lines of Credit • Interest-Only Loans
Why We’re Different from Other Lenders
As one the leading financial services companies for tens of thousands of businesses across the country, backed by decades of experience, we know a thing or two about owners like you. What’s more, we live and work in your community, understand the local market, and we’re committed to offering the right financial products, customized to fit your individual circumstances and business goals.
At ARF Financial, we employ full-time, seasoned loan consultants who will help you capitalize on your business’s potential with quick access to the most innovative loan products available. We make business financing easy! That’s why we’re the #1 trusted source for restaurant loans, hospitality financing, and retail funding!
With exclusive relationships with state-chartered, community banks across the country, we can help you acquire a bank loan fast, with larger loan amounts, longer terms and fixed payments that make sense for your growing business. That means the interest is tax deductible, rates are fixed, and you know the terms ahead of time. Our clients get the financing they need, with manageable payments that won’t increase as revenue grows.
Watch Our Company Video
Find out more information about ARF Financial from someone who has been around since the beginning.
Larger Loan Amounts, Longer Terms & Big Rewards
When comparing business lenders, SIZE MATTERS! Big projects usually mean big upfront investments, something you can’t get from a merchant cash advance. If you’ve got big plans for your business, we have financing that’s the perfect fit. You can now borrow up to $1,500,000 with terms up to 36 months to fund those projects while keeping your costs low. Our average loan size is over six times larger and repayment terms are more than three times longer than a Merchant Cash Advance. Larger loan amounts mean you can invest in growth opportunities that will make a significant impact to your bottom line, and longer terms mean your payments are manageable and won’t interfere with your cash flow! Check out the comparison below:
*Completing an application only takes ten minutes and won’t affect your credit.
Industry-Leading Loan Products
Your business is always evolving. Wouldn’t it be great to have a financial product flexible enough to evolve with it? Now you do! Our new Revolving Line of Credit – BANKROLL, provides the max loan approval, a fixed loan term up to 36 months, and a fixed weekly payment – plus the flexibility to pay down or draw funds on an unlimited basis!
Think of it like our Bankroll Revolver on steroids. Our IO-Bankroll Revolving Line of Credit has all the great benefits of Bankroll coupled with an interest-only period of up to 1 year! Clients can enjoy unlimited draws and partial principal paydowns and only pay the interest for up to a year!
We Have Expanded to Support Your Industry
We service more than just restaurants! Over the past two years, we’ve perfected our underwriting model to service the needs of a broader list of industries, while providing the same unique loan products and superior customer service. Here are just a few:
We have financing options specifically designed for your manufacturing needs. Large or small, we can provide the funds.
Hardware store owners know how important it is to establish a relationship with a trusted and reliable source of working capital.
Your shoppers rely on your consistency to stock the products they need. We supply the working capital necessary to keep up with that demand.
Pet care is important to your clients, cash flow is crucial to you. The funding options we have are a perfect fit and hassle-free.
You invest in the care of your patients. We invest in you. Our loan products provide a healthy lifeline to your growing business.
As a wholesaler, you have a wealth of moving parts to manage. That’s why we make our financing simple so you can continue to thrive.
Client Testimonial Video
“Finding a lender that understands your business is huge! It’s been a 25-year process of locating the right financing for my restaurant – just all dead ends. I met with Celeste from ARF Financial on a Monday and it was a done deal by the end of the week. I used the money to re-invent my entire concept, doubling my sales from $1,000,000 to $2,000,000 a year, it was crazy!”
Our one-on-one support can help you succeed!. Use the button below to find a loan consultant near you.
What Our Customers Are Saying
Quick and Easy Online Application
The quickest way to apply is our convenient online application. Get approved in 24 to 48 hours! There are 5 easy steps, It only takes 10 minutes and won’t affect your credit!
