The #1 Lender for Restauranteurs

At ARF Financial, we’ve engaged with thousands of restaurant owners who struggle to get the funding they need or the loan terms that make sense to keep their businesses profitable and moving forward. As the restaurant industry experts, our team of personal financial consultants specialize in providing the trusted lending services you deserve. What’s more, we live and work in your community and are committed to work side-by-side with you throughout the life of your business.

Our focus is to get you the capital you need when you need it, all while providing seasoned guidance to help you maximize your return on investment. Here are some valuable options to put single-unit restaurant financing to work in your business:

Open an additional location

Complete mandatory refreshes

Add new required equipment

Repair or replace existing equipment

Expand product offerings

Purchase inventory in bulk

The Difference is Insight

Growing To A New Location

Few restaurant owners have enough cash reserves on hand to open a new location with minimal risk and enough liquidity to cover unexpected opening costs. Through our flexible loan options, we can help you open that additional location without the typical hassle or worries, giving you the franchise financing you need to grow your multi-location business. With options available requiring no collateral up to $750,000 and flexible repayment options up to 36 months, ARF is the ideal choice to fund your expansion.

Meet Franchisor Demands

As a franchisee, you will be required throughout the life of your business to fulfill franchisor requirements – often with very little lead time. These requirements can range from upgrading your location to purchasing new equipment, and more. A flexible Line of Credit from ARF Financial can help you meet these demands without causing a cash flow shortage. We’ll get you the funds you need quickly and with no collateral requirements!

Our Partnerships & Offers

ARF Financial has secured exclusive relationships with banks across the country to help you obtain the financing you need to keep your business moving forward. Unlike other lenders, we go even further to ensure your business’ profitability over time with no-cost value add-ons for our cherished clients.

Through our New Client Rewards Program you can receive a free Amex Gift Card up to $3,000* – no strings attached – after your loan funds.

BOOST is our way of giving you access to valuable products and services that can help you drive revenue and customers to your business to power future performance.

Our INSIGHT Report highlights key trends, summarizes critical information and provides a comprehensive review of your business’ creditworthiness.

Use our Restaurant Loan Calculator to Find Out How Much You Qualify For:

Business Loan Calculator

Use our loan calculator to determine your potential loan amount:

Loan amounts may be increased with the review of tax returns and financials. *Must be operating under the same ownership and concept. *2 Home must be in your name. *3 Includes personal and business bankruptcy

Build Your Loan

See how much you qualify for...

Type of business? State Time in business? Annual sales? Credit Score? Annual sales?
Please use any of the contact information provided (via phone, email or text) to discuss my interest in a loan product.

Loan amounts may be increased with the review of tax returns and financials.

Receive an immediate quote and approval for funds in 24 to 48 hours when you apply online!

It’s free and won’t affect your credit!

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