Loan Stars Current Offers

Loan Stars Current Offers and Promotions

We believe our Referral Partners deserve more – and ARF Financial delivers. Our program is the most innovative you’ll find in the market boasting higher commissions, skyrocketing performance bonuses, lucrative networking opportunities, PLUS ongoing offers and promotions. That’s right, ARF is currently offering a galactic promotion to accompany the epic launch of Loan Stars.

We want to establish long-term partnerships and what better way to do it than with offers and promotions? Check back regularly as we introduce new offers and promotions.

REFERRAL PARTNERS EARN MORE IN JULY

Use Stella and Earn a 1% Bonus!

Referral Partners who submit their deals through Stella will earn a 1% bonus* on all initial draws funded in July 2025. No cap. No catch. Just submit and fund!

*To qualify for the 1% July Referral Bonus powered by Stella, referral partner must have a validated Loan Stars agreement. All fees and compensation due for any Referral are subject to the terms of the Loan Stars Referral Partner Agreement including the Terms and Conditions (here-this would hyperlink to the updated Terms and Conditions). To qualify for the 1% bonus, deals must be submitted via the Stella Email Portal (stella@arffinancial.com) and conform to the requirements of the Stella Program Parameters as set forth in the Terms (e.g. the Referral shall attach a pdf copy of the client’s completed application along with the three most recent bank statements and be processed by the Stella AI Assistant and provide valid authorization by the client to share the application and supporting documents with ARF). The Referral must also result in a funded first draw between July 1 and July 31, 2025. The July Referral Bonus applies only on the initial draw amount of new loans submitted and does not apply to renewals, line increases, or subsequent draws. The bonus is calculated based on the funded amount of the first draw and will be paid in addition to standard referral commissions. Bonuses will be paid after funding and verification. ARF Financial reserves the right to modify, extend, or terminate this promotion at any time without prior notice.

YOUR CLIENTS ALSO RECEIVE BIG REWARDS IN JULY

$Up to 1,000 in OnRamp Rewards for Your Clients!

Your clients can receive up to $1,000 just for using our new OnRamp Interest-Only Revolver! An initial draw (cash out) of $150,000 or more qualifies for a $1,000 Amex E-Gift Card! Offer ends 7/31/2025.*

*To qualify, must be new guarantor or out of the program for a minimum of 120 days. Merchant will receive a $1,000 Amex Gift Card for an initial draw of $150,000 or more. This offer is not guaranteed unless application is made by merchant, and merchant borrows in accordance with the guidelines provided herein. ARF reserves the right to terminate this offer at any time.

$Up to 1,000 in Freedom Rewards for Your Clients!

Your clients can receive a $500 Amex E-Gift Card for every $50,000 they take on their initial draw up to a $1,000 maximum just for using our new Independence Bankroll Revolving Line of Credit! Offer ends 7/31/2025.*

*To qualify, must be new guarantor or out of the program for a minimum of 120 days. Merchant will receive a $500 Amex Gift Card for every $50,000 taken on their initial draw, up to a maximum of $1,000. This offer is not guaranteed unless application is made by merchant, and merchant borrows in accordance with the guidelines provided herein. ARF reserves the right to terminate this offer at any time.

Partnership Has Its Rewards

Better Loan Products

Why become a partner? For starters, to gain access to our industry-leading loan products. Our revolving lines of credit are ideal for your clients and even have an interest-only component. Plus, our average loan size is six times larger with terms over 3 times longer than a merchant cash advance! Larger loan amounts and longer terms mean higher commissions for you, and affordable payments for your clients.

I'M READY TO JOIN

Higher Commissions

The program doesn’t stop there. You can earn an industry-leading 8% commission on your referrals that fund. Unlike other programs that might have hidden fees, our straightforward and transparent commission structure ensures you receive the maximum earnings. Every loan that successfully funds translates to significant profit, making your partnership with us even more rewarding.

I'M READY TO JOIN

Recruiting Opportunities

Loan Stars can recruit their own network of Loan Stars. Loan Stars Network Leaders will earn a 1% override on all downstream fundings generated by their recruits added to the program for a period of 24 months (from the date of the downstream partner’s validation). Even better, each time you sign up 50 new Loan Stars in your network you’ll receive a $2,500 bonus. That’s the power of partnership!

I'M READY TO JOIN

Capital Connections

Capital Connections is the go-to resource for our Loan Star Partners. From the latest promotions and webinar schedules to product updates and success stories, Capital Connections covers it all. Read about prospecting tips, underwriting changes, and learn from success stories shared by fellow partners. Capital Connections also keeps you updated on critical industry news, including regulatory changes and how we’re adapting to them.

I'M READY TO JOIN

Not a Loan Star Yet? This is What Makes ARF Financial Different.

Since 2001, ARF has helped thousands of business owners secure over a $1.5 billion dollars in loan proceeds! The financing we provide is a true bank loan not a merchant cash advance, which means loan amounts are larger, rates are lower, payments are fixed, terms are longer and the interest paid is tax deductible. Through exclusive relationships with community banks across the country, your clients can access customizable loan products perfect for growth projects or unexpected expenses. Your clients will receive the funds quickly, with fixed terms and affordable payments that won’t increase as revenue grows, keeping their cash flow stable.

Here Are Just a Few of our Loan Program Advantages:

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Access loan amounts from $5,000 to $1,500,000

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Our financing is fully customizable on amounts up to $500,000

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Revolving lines of credit with interest-only options

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Fixed repayment terms up to 36 months

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Same-day approvals and fundings in under a week

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Access to unlimited draws during revolving period

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Unlimited partial principal paydowns during the revolving period

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Revolving period of up to a year

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The interest paid is tax deductible

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Early payoff options are available

I'M READY TO BECOME A LOAN STAR

Our Unique Loan Products

BANKROLL – Revolving Line of Credit

Businesses are always evolving. Wouldn’t it be great to have a financial product flexible enough to evolve with it? Our new BANKROLL Revolving Line of Credit provides loan approvals up to $1.5 million, a fixed loan term up to 36 months, and a fixed weekly payment – plus the flexibility of unlimited draws and partial principal paydowns for up to a year!

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Interest-Only Bankroll Revolving Line of Credit

Exclusive new product just released: Think of it as Bankroll on steroids. This product works just like our current Bankroll Revolving Line of Credit with the added benefit of interest-only payments for up to a year! This amazing new product also pays 4% upfront and 4% over 12 months, just like our Bankroll Revolver.

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