Business Development Team

Steven Ensworth

Hi I’m Steven Ensworth, Vice President of Business Development at ARF Financial. I have over 10 years of B2B experience supporting local businesses in your area. I am very passionate about helping my clients achieve their goals. Whether you need capital for expansion, renovations, equipment, or just need help stabilizing your cash flow, I can assist you in choosing the right financial product that will support your circumstances. I would love to meet you to discuss how I can help you build on your success.

Through relationships with several community banks, I am able to provide working capital loans and lines of credit to accelerate growth and increase the value of your business. Our lending products are not a cash advance, but a commercial bank loan! I can deliver straightforward loan options based on your needs that feature fixed terms, low rates, and affordable payments.

Contact me at (754) 229-4040, email me or click the apply button below and I’ll work hard to get you the funding you need with the terms that make sense!

Loan Stars Program Overview

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Andrew Mata

Hi I’m Andrew Mata, Director of Business Development at ARF Financial. I have over 10 years experience in the business financing helping owners promote, market and obtain the funds necessary to grow their businesses. I know the challenges you face and have hassle-free loan products to fit your specific needs. I welcome the opportunity to learn more about your business and look forward to providing a winning financial solution for you.

I can offer straightforward options that feature fixed terms and payments. Whether you are looking to expand to a new location, renovate, purchase equipment or simply stabilize your cash flow, I’m here to help.

Contact me at the office at (888) 366-3335 ext. 230 or on my cell at (954) 559-4709, email me or click the apply button below and I’ll work hard to get you the funding you need with the terms that make sense!

Jose Hidalgo

Hi I’m Jose Hidalgo, Business Development Analyst at ARF Financial. I am excited to support your businesses to reach any and all of your business goals. Whether it’s capital for expansion, renovations, equipment, or just a little help stabilizing cash flow, I can assist you in choosing the right financial product that will support your unique circumstances. I would love the opportunity to learn more about your business, your goals and discuss how I can help you build on your success.

Contact me at (754) 778-6744, email me or click the apply button below and I’ll work hard to get you the funding you need with the terms that make sense!

Nick Nelson

Hi I’m Nick Nelson, Business Development Analyst at ARF Financial. I am excited to support your businesses to reach any and all of your business goals. Whether it’s capital for expansion, renovations, equipment, or just a little help stabilizing cash flow, I can assist you in choosing the right financial product that will support your unique circumstances. I would love the opportunity to learn more about your business, your goals and discuss how I can help you build on your success.

Contact me at the office at (954) 689-4044 ext. 269 or on my cell at (303) 285-4410, email me or click the apply button below and I’ll work hard to get you the funding you need with the terms that make sense!

Hi I’m Nick Nelson, Business Development Analyst at ARF Financial. I am excited to support your businesses to reach any and all of your business goals. Whether it’s capital for expansion, renovations, equipment, or just a little help stabilizing cash flow, I can assist you in choosing the right financial product that will support your unique circumstances. I would love the opportunity to learn more about your business, your goals and discuss how I can help you build on your success.

Contact me at (303) 285-4410, email me or click the apply button below and I’ll work hard to get you the funding you need with the terms that make sense!

Business Development Reviews

BECOME A LOAN STAR

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Loan Stars Referral Partner Rewards Program

By joining our Loan Stars program, Referral Partners can unlock unlimited earning potential simply by referring clients to our industry-leading business financing solutions. Referral Partners get exclusive access to new products and promotions with no annual memberships, expirations, renewal fees nor fee collections. Each successful funding not only earns you a generous commission of up to 10% but also empowers your clients to access the capital they need to succeed. Discover how you can make a significant impact and elevate your income with our Loan Stars Program.

Program Benefits

Star-powered commission tiers that pay up to 10%
Skyrocketing performance bonuses up to $100,000 annually
$2,500 for every 50 new Loan Stars recruited
1% overrides to Network Leaders from fundings by downstream recruits*
Exclusive access to new products and promotions
Self-serve or cobranded marketing materials and customizations**

Terms and Conditions do apply.

Still have questions? Take a look at our comprehensive list of Frequently Asked Questions.

Loan Stars Commission Tiers

The new Loan Stars Referral Partner Rewards Program benefits you, the Referral Partner as much as it benefits ARF Financial. It is designed to represent our long term commitment to building connected, long-lasting beneficial relationships with our Referral Partners. See comparison chart below for the commission tiers.

*The initial loan amount (draw) determines the commission tier percentage paid, as well as the percentage paid on all subsequent draws. For a draw amount (or portion there of) to be eligible, it must increase the outstanding loan balance above the initial loan (draw) amount.

Skyrocketing Loan Stars Performance Bonus Tiers

We will pay up to 10% referral fee, based upon the principal amount of the initial new merchant loan and the “cash out” portion of all additional advances, including line of credit draws, renewals, and re-financings. Take a look at the bonus tiers for the calendar year:

*Eligible funded amount refers to the total of the initial loan funding or refinance, plus any subsequent draws that increase the outstanding loan balance above the initial loan funding amount.

Why Refer Us?

Since 2001, ARF Financial has helped thousands of merchants obtain approvals on more than 19,000 loans with proceeds in excess of $1.5 billion dollars. Our quick loan approval process means your clients can obtain a revolving line of credit with interest-only options in a matter of days.

We have built relationships with several state-chartered community banks so your clients can acquire bank financing fast and with limited paperwork. That means the interest is tax deductible, rates are fixed, and the terms are spelled out ahead of time. Your clients will receive the financing they need quickly, with affordable payments and no surprises.