Noel Joseph

Noel Joseph serves as Vice President of Strategic Partnerships for ARF Financial, where he brings over a decade of experience in the small business finance industry. Having held leadership positions at two of the largest publicly-traded small business lenders in the sector, Noel has consistently been a top sales performer and has successful led both companies’ partnership teams, as well as driving corporate strategic initiatives through hypergrowth stages.

With a proven track record in building impactful partnerships and delivering results, Noel Joseph is dedicated to leading ARF’s strategic direction in fostering partnership growth with our trusted third-party organizations, brokers, lenders, and other financial institutions that originate loans through ARF for their clients. He holds a bachelor’s degree from Boston College and resides in the New York tri-state area with his wife and three young children. Outside of his professional endeavors, Noel is passionate about golf, real estate investing, and is a lifelong fan of the San Francisco 49ers.

He can be reached at phone number (516) 729-7570 or via email at njoseph@arffinancial.com if you wish to discuss partnership opportunities.

BECOME A LOAN STAR

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Loan Stars Referral Partner Rewards Program

By joining our Loan Stars program, Referral Partners can unlock unlimited earning potential simply by referring clients to our industry-leading business financing solutions. Referral Partners get exclusive access to new products and promotions with no annual memberships, expirations, renewal fees nor fee collections. Each successful funding not only earns you a generous commission of up to 10% but also empowers your clients to access the capital they need to succeed. Discover how you can make a significant impact and elevate your income with our Loan Stars Program.

Program Benefits

Star-powered commission tiers that pay up to 10%
Skyrocketing performance bonuses up to $100,000 annually
$2,500 for every 50 new Loan Stars recruited
1% overrides to Network Leaders from fundings by downstream recruits*
Exclusive access to new products and promotions
Self-serve or cobranded marketing materials and customizations**

Terms and Conditions do apply.

Still have questions? Take a look at our comprehensive list of Frequently Asked Questions.

Loan Stars Commission Tiers

The new Loan Stars Referral Partner Rewards Program benefits you, the Referral Partner as much as it benefits ARF Financial. It is designed to represent our long term commitment to building connected, long-lasting beneficial relationships with our Referral Partners. See comparison chart below for the commission tiers.

*The initial loan amount (draw) determines the commission tier percentage paid, as well as the percentage paid on all subsequent draws. For a draw amount (or portion there of) to be eligible, it must increase the outstanding loan balance above the initial loan (draw) amount.

Skyrocketing Loan Stars Performance Bonus Tiers

We will pay up to 10% referral fee, based upon the principal amount of the initial new merchant loan and the “cash out” portion of all additional advances, including line of credit draws, renewals, and re-financings. Take a look at the bonus tiers for the calendar year:

*Eligible funded amount refers to the total of the initial loan funding or refinance, plus any subsequent draws that increase the outstanding loan balance above the initial loan funding amount.

Why Refer Us?

Since 2001, ARF Financial has helped thousands of merchants obtain approvals on more than 19,000 loans with proceeds in excess of $1.5 billion dollars. Our quick loan approval process means your clients can obtain a revolving line of credit with interest-only options in a matter of days.

We have built relationships with several state-chartered community banks so your clients can acquire bank financing fast and with limited paperwork. That means the interest is tax deductible, rates are fixed, and the terms are spelled out ahead of time. Your clients will receive the financing they need quickly, with affordable payments and no surprises.