How to Buy a Franchise Restaurant (And Come out on Top)

How to Buy a Franchise Restaurant

From McDonald’s to KFC, Taco Bell and everywhere in between, franchise ownership is a hot business. You can make a of cash by purchasing a franchise, but it takes a lot of cash to get there. A Business Insider article is a real eye-opener when it comes to just how much money it can cost to swim with the biggest fish in the industry, between franchise and royalty fees and your liquid assets. But owning a franchise doesn’t have to break the bank. In fact, there are chains out there with price tags in the five figures that are attainable by even novice business owners—if they’ve got the right financial lender.

Places like Firehouse Subs and Baskin-Robbins (ranked #12 in the Franchise 500) would set you back just shy of $100,000, while Champs Chicken—which started franchising in 2013—goes for as little as $9,000.

It’s understandable that most folks don’t have this kind of money laying around, and that brings us back to our point about having the right financial lender. Not only does ARF Financial specialize in the restaurant industry, but our personalized loan consultants have decades of experience under their belts working with clients who want to own their own restaurant business—clients just like you.

Our loan products run the gamut, but they all have one critical thing in common: They’re designed to work for you. Our Flex Pay Loan is the perfect solution if you’re considering a franchise opportunity, and the best part is, it maximizes your cash flow while providing you the capital you need now. You can defer up to 50% of your loan’s principal into the future for more affordable payments now, and have the flexibility to pay it back when the time is right. This loan also offers low, fixed weekly payments that aren’t tied to your daily credit card receipts, and our flexible repayment options allow you to amortize the deferred principal over time, roll it into the future, or simply refinance it.

Our Line of Credit is also a great option when looking to open a franchise. You can pull funds from your line as needed, and you only pay interest on the money you take. You’ll also benefit from 24-hour access to 5 separate loan drafts over a 6-month period, plus a locked-in rate for 6 months. You can even request funds online!