TRIPLE PAY Broker Referral Program

Increase Your Lending Footprint and Your Profits

As champions of restaurant and hospitality businesses since 2001, we’ve delivered over $810,000,000 in funding to merchants nationwide. Our strength and longevity are based on a commitment to responsible lending and service excellence. We’re looking for partners with a common goal of obtaining affordable financial solutions for their clients, while growing their own business and profits.

By introducing your clients to ARF Financial, you can help ensure the success of their business, strengthen your own relationships and earn significant income!

Continuous Revenue Stream

We will pay a 3% referral fee, based upon the principal amount of the initial new merchant loan and the “cash out” portion of all additional advances, including line of credit draws, renewals, or re-financings that are made for a period of 3 years from the date of the initial loan. Here’s an example of the income opportunity:

Earning Potential
TYPICAL FUNDING SCENARIO:
Merchant borrows $400,000 without review of their tax returns and financials. Referral fee earned by broker is $12,000! Average loan size is $82,589. Most loans refinance after 50% paid.

Loan Program Advantages

ARF Financial is a licensed lender that has cultivated relationships with banks around the country so your clients can acquire a bank loan fast, without collateral and with limited paperwork. That means the interest is tax deductible, rates are fixed, and the terms are transparent. Your clients receive the financing they need fast, with affordable payments that won’t increase as revenue grows.

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Loan amounts from $5,000 to $2,500,000

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No collateral required on amounts up to $750,000

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Terms from 12 to 36 months with low fixed payments

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Approvals in 24 hours and findings in as little as 3 days

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Repayment is not tied to credit card transactions

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Simple underwriting process and low documentation

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Early pay-off options are available

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The interest is tax deductible

Business Types We Lend To

Click here to see full list

From restaurants to liquor stores, to veterinary practices, financing solutions from ARF Financial help keep a wide variety of small businesses growing and profitable. Here are a few of the business types we can help with our unsecured loans:

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Hotels, Motels, Inns, Bed & Breakfasts

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Restaurants, Bars, Caterers, Bakeries, Specialty Food, Liquor Stores

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Doctors, Dentists, Chiropractors, Veterinarians

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Barber Shops, Salons, Spas

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Many other retail establishments

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Automotive Repair and Service

You Can Sell Our Products!

By introducing your clients to ARF Financial, you can help ensure the success of their business, strengthen your own relationships and earn significant income! Fill out the form below to get started.

Our Loan Products

WORKING CAPITAL LOANS
If you have clients that are being forced to scale back operations due to an unexpected dip in cash flow, our Working Capital Loan is the perfect solution. It offers a quick infusion of cash without the need for collateral.

LINES OF CREDIT
When opportunity knocks, business conditions change or unexpected issues arise, your clients will be ready. Our Line of Credit gives them 24-hour access to 5 separate loan drafts over a 6-month period. They can draw funds as needed and only pay for what they take!

FLEX PAY LOANS
Many merchants simply don’t dream big because they can’t afford to borrow the funds they need. Our Flex Pay loan solves that problem! Flex Pay allows your clients to defer up to 50% of their loan principal into the future, resulting in the lowest payments now!