Determine Your Potential Loan Amount

Use our Business Loan Calculator to determine the potential loan amount you may qualify for. Simply plug in your business’s annual sales, time in business, your credit score, whether you own a home, and if you’ve declared bankruptcy and the calculator will serve up your potential loan amount based on 12, 18, 24 and 36-month terms!

Use our loan calculator to explore the possibilities for the growth of your business:

    Business Loan Calculator

    Use our loan calculator to determine your potential loan amount:

Loan amounts may be increased with with the review of tax returns and financials.

* Must be operating under the same ownership and concept.
*2 Home must be in your name.
*3 Includes personal and business bankruptcy

Current Offers

Our team goes further than just funding your business goals. With a wide range of no-cost, value add-ons for our cherished clients, we’re devoted to ensuring your business’ profitability over time.

Real-Time Quote

We understand that you have many options when it comes to raising capital for your business. But we’re so confident that you’ll love our loan terms and our one-on-one support, that we’ll provide you a free quote today!

Loan Terms

We are committed to provide you quick access to the right loan product with the terms that make sense to keep you profitable, all specifically designed for your individual business situation.

Terms and Conditions

ARF Financial LLC is a direct lender and a third party originator and servicer of commercial loans for state charted community banks throughout the United States (“Partner Banks”), (collectively herein referred to as “Lender”). This Preliminary Loan Amount is based upon pre-underwriting standards consistent with Lender’s guidelines. This Preliminary Loan Amount is based upon the information provided by the Merchant in the Loan Calculator. This approval is contingent upon the accuracy and truthfulness of the information provided by the Merchant therein and on any additional information discovered by Lender during the Underwriting process including but not limited to the review of all financial information provided by the Merchant, the personal credit of any guarantor and/or any information available from the public domain relating to the business’ or the guarantor’s outstanding liens and judgments, collection issues, history of fraud, bankruptcy, or criminal activity; the status of the Merchant’s business entity with the State where they are located; or any other information that may reflect on the business or guarantor’s ability to repay this loan. The terms of this Preliminary Loan Amount may change based upon the review of all information noted above. The terms of this Preliminary Loan Amount (noted above or if modified during the Underwriting process) are not deemed approved until the Merchant agrees to and executes all necessary Loan documents and the Loan documents are countersigned and approved by an Officer of Lender. If Merchant executed no Universal Merchant Credit Application then this Preliminary Loan Amount is for discussion purposes only.