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Financing in the Hospitality Industry.

Whether it’s a motel, a hotel or an inn, with one location or a dozen, ARF Financial has a well established track record for providing a variety of financial solutions that meet your business needs. These include working capital loans, lines of credit, bridge loans and more.

Because of our special expertise in the hospitality industry, ARF Financial is able to analyze your specific business challenges and opportunities, maximizing the potential for the financing you need to grow.

Working Capital Loans

Working capital loans are ideal for business owners who need quick hospitality financing loans that aren’t too big. This type of loan can help you cover expenses to improve your operations or to take advantage of a business growth opportunity.

Lines of Credit

This program will provide you with a maximum credit line of $725,000. You will have the freedom to withdraw funds as you need them, incurring interest only on the money you take.

Bridge Loans

We will source short-term (up to 36 months) Bridge Loans for clients who want to expand their hospitality business or to invest in specific, business-related projects with high ROI opportunities. We pre-underwrite the deal to make the loan process quicker.

A Growth Opportunity.

Perhaps the opportunity on the table is to open another location.  It may be adding a pool, a restaurant, a patio or bar to attract more business.

No matter what the future holds, ARF Financial is your best choice for capitalizing on new potential – often when conventional banks simply won’t consider it. You can access between $5,000 and $1,000,000, without the aggravation that comes with dealing with the bank.

Who We Can Help

The hospitality industry is a broad category of businesses that can be broken down into three basic areas: accommodations, food and beverage, and travel and tourism. We mostly cater to restaurant owners, as well as those with accommodation businesses:


We help hotel owners find the right hospitality financing option for their business needs, such as expansion, new services, more efficient operations, and new marketing tactics.


Motel owners who need a faster and more convenient short-term or small business loan process can also benefit from our services. We’ve helped thousands of merchants, in the past, and we continue to look for motel owners who want to take their business to the next level.


With the right financing, inn, hostel, and other small lodging establishments can expand to multiple branches. We want to be part of that success story; thus, we help owners of these accommodation establishments get the loans they need.

Here are just some of the reasons hospitality professionals turn to us:

Financing You Can Bank On

You owe it to your business to discover more about how ARF Financial can deliver the funding you need quickly. Find out how much you qualify for, using our loan calculator. Then fill out the quote form, or call 1-866-702-4430.
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Some of our valued customers:

Domino's Pizza FranchiseesHoliday Inn FranchiseesBurger King FranchiseesJiffy Lube FranchiseesChili's FranchiseesRadio Shack FranchiseesSubway FranchiseesHampton Inn FranchiseesMcDonald's Franchisees
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ARF Financial LLC is licensed by the California Department of Business Oversight as a California Finance Lender License No. 6037958.

Call us at 866-702-4430

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