There’s Never an Obligation to Borrow

At ARF Financial, we service more than just business loans, we see ourselves as true business partners with our clients. It’s our job to understand your business goals, your financing needs, and then customize a loan to meet those needs, especially one that maximizes your return on investment. Our team of personal financial consultants are devoted to sticking by your side for the long haul and ensuring you are capitalizing on new opportunities for your business.  And, when you apply ARF Financial will provide you with a comprehensive business check-up report called Insight for FREE!

Flexible Terms that make Financial Sense

Immediate Access to Funds

Approvals are granted within 24 to 48 hours and fundings within 3 to 5 days.

Fixed Weekly Payments

Avoid surprises with clear loan terms and fixed payments that aren’t tied to credit card receipts.

Defer Loan Payments Into the Future

Up to 50% principal deferral options are available and can result in dramatically lower payments now.

Flexible Loan Terms

Amortize your deferred principal over time, roll it into the future, or refinance your loan at any time. And, early payoff options are available.


Receive a renewable line of credit with 24-hour availability.


Access funds when you need it, only paying interest on what you borrow.


Receive your free personalized business INSIGHT REPORT when you apply.


Explore strategic business relationships.


Reap the profits of your hard work.

Funding Your Success

Unlike other alternative lenders, our team of personal financial consultants live and work in your community and are committed to sticking by your side even long after your loan funds. We will guide you through the application process, make sure you get funded, and stick with you over the life of your business.

Use our Restaurant Loan Calculator to Find Out How Much You Qualify For:

Business Loan Calculator

Use our loan calculator to determine your potential loan amount:

Loan amounts may be increased with the review of tax returns and financials. *Must be operating under the same ownership and concept. *2 Home must be in your name. *3 Includes personal and business bankruptcy

Build Your Loan

See how much you qualify for...

Type of business? State Time in business? Annual sales? Credit Score? Annual sales?
Please use any of the contact information provided (via phone, email or text) to discuss my interest in a loan product.

Loan amounts may be increased with the review of tax returns and financials.

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Receive an immediate quote and approval for funds in 24 to 48 hours when you apply online!

It’s free and won’t affect your credit!