Strategic Partners in Your Success

At ARF Financial, we strive to provide our clients access to the right financial solutions that will boost their bottom line. Unlike other lenders, we go one step further to invest in our client’s future performance with access to valuable marketing services and management products through strategic business partnerships. We call it BOOST, and its FREE to you when you borrow with us!

Innovative Ways to BOOST Your Bottom Line

Email Marketing Campaign

Target thousands of households in your area who are interested in trying new restaurants with a local email campaign.

Customer Loyalty Marketing

Connect with your customers through personal text, email, and social media marketing support.

Website Development

Bring guests from the front page of your website to the front door of your restaurant with a beautifully designed site.

Management Software

Take control of your operations and increase profits with total visibility into your business from one with easy to use tablet and mobile technology.

A Flavor of Our Strategic Partners

Adealio

aDealio has thousands of email addresses of households in your area who are interested in trying new restaurants and exploring their home town. With their promotional services, you can receive and distribute a local email campaign to 25,000 recipients.

Bento Box

Bentobox’s beautifully designed websites attract more guests to your business and allow you to stay in touch with them long after their meal. Working with Bentobox is a sure way to grow your business online through booking reservations, promoting events, gift cards, and more.

Splango

Splango is a top of the line marketing organization, guaranteed to help your hospitality business increase sales. From text and email marketing services to social media and customer surveys, a subscription with Splango is the right choice for your customer loyalty marketing needs.

OpsAnalitica

OpsAnalitica’s management application software was designed to help you run a better, safer, and more profitable restaurant with more manager accountability and location visibility. Their mobile-friendly application keeps you connected to all business units from one convenient location.

FobeSoft

FobeSoft’s web-based restaurant management system is a great way to get a daily financial snapshot of your business performance. Their easy-to-use software makes controlling labor and food costs simple and provides you real-time data to help you stay more competitive.

Powering Future Performance

Latest News from Our Blog

Use our Restaurant Loan Calculator to Find Out How Much You Qualify For:

Loan amounts may be increased with the review of tax returns and financials. Time in Business – Must be operating under the same ownership and concept. Homeownership – Home must be in your name. Bankruptcy – Includes personal and business bankruptcy

Annual Sales
Time in Business
FICO Score
Please select an option
Please select an option
Term Loan Amount
12 month
18 month
24 month
36 month

Loan amounts may be increased with the review of tax returns and financials. Time in Business – Must be operating under the same ownership and concept. Homeownership – Home must be in your name. Bankruptcy – Includes personal and business bankruptcy

TERMS AND CONDITIONS

ARF Financial LLC is an exclusive third party originator and servicer of commercial loans for state charted community banks throughout the United States (“Partner Banks”), (collectively herein referred to as “Lender”). This Preliminary Loan Amount is based upon pre-underwriting standards consistent with Lender’s guidelines. This Preliminary Loan Amount is based upon the information provided by the Merchant in the Loan Calculator. This approval is contingent upon the accuracy and truthfulness of the information provided by the Merchant therein and on any additional information discovered by Lender during the Underwriting process including but not limited to the review of all financial information provided by the Merchant, the personal credit of any guarantor and/or any information available from the public domain relating to the business’ or the guarantor’s outstanding liens and judgments, collection issues, history of fraud, bankruptcy, or criminal activity; the status of the Merchant’s business entity with the State where they are located; or any other information that may reflect on the business or guarantor’s ability to repay this loan. The terms of this Preliminary Loan Amount may change based upon the review of all information noted above. The terms of this Preliminary Loan Amount (noted above or if modified during the Underwriting process) are not deemed approved until the Merchant agrees to and executes all necessary Loan documents and the Loan documents are countersigned and approved by an Officer of Lender. If Merchant executed no Universal Merchant Credit Application then this Preliminary Loan Amount is for discussion purposes only.

“It has been a 25-year process of locating short-term financing – just all dead ends…. I met with Celeste at ARF Financial on a Monday and it was a done deal… We doubled our sales from $1,000,000 to $2,000,000 a year, it was crazy!”