Recover Thousands in Payroll Taxes You’ve Already Paid
Thanks to a Powerful Federal Tax Credit Now Made Easy for ARF Business Owners
Many restaurant and hospitality businesses have unknowingly overpaid payroll taxes for years.
Now, thanks to the FICA Tip Tax Credit, you may be eligible to recover thousands of dollars in previously paid employer payroll taxes and ARF Financial has partnered with Tip Credit Partners to make the process simple, fast, and fully compliant.
What Is the FICA Tip Tax Credit?
The FICA Tip Tax Credit is a federal program passed under the Big Beautiful Bill that allows eligible businesses to claim a credit for the employer portion of payroll taxes paid on employee tips.
If your business relies on tipped employees, there’s a strong chance you’ve been leaving money on the table.
This credit can be claimed retroactively, meaning you could receive a one-time cash refund for prior years.
Why ARF Financial Partnered with Tip Credit Partners
At ARF Financial, service excellence means helping our merchants keep more of what they earn, not just providing capital.
This partnership gives you access to:
✔ A little-known but powerful tax credit
✔A specialized team focused solely on payroll tax recovery
✔A no-hassle, compliant process designed for busy business owners
It’s not a loan.
It’s not new debt.
It’s money you may already be entitled to.
Who May Qualify?
Your business may be eligible if you:
Industry Type
Operate in the restaurant or hospitality industry
Tips
Employ tipped workers
Taxes Paid
Pay employer payroll taxes on reported tips
Taxes Filed
Have filed payroll taxes in previous years
If that sounds like you, it’s worth taking a closer look, many businesses qualify without realizing it.
How the Process Works
We’ve partnered with Tip Credit Partners to handle everything from start to finish:
✔ Full eligibility review
✔ IRS-compliant documentation
✔ Secure payroll analysis
✔ End-to-end refund support
You don’t need to dig through tax code or paperwork, they do the heavy lifting for you.
Getting started takes just a few minutes.
Calculate How Much You Can Get
Recover Thousands Back Now
Start Your Refund Review Today
If you’re an ARF Financial merchant in the restaurant or hospitality space, this is an opportunity worth exploring.
👉 Start your refund process now
👉 See if you qualify in minutes
There’s no obligation to begin and no upfront complexity.
Real Results for Real Businesses
“We’d been missing out on this credit for years. They helped us claim retroactively and secured over $60,000 in credits. It was a game-changer for our business.”
— Restaurant Owner from Boston, MA
Questions? We’re Here to Help
Steve Glenn
Chief Executive Officer, ARF Financial
📞 (713) 480-2593
📧 sglenn@arffinancial.com
🌐 www.arffinancial.com/steve
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