Innovative Loan Products Perfect for Manufacturers

Manufacturing businesses like yours create the very backbone of our country. You deserve a financial partner in your corner fighting as hard for your success as you are. With ARF Financial, you can secure the capital you need to operate at maximum efficiency, create new jobs and support your community. We also understand the unique challenges you face every day and have designed the most innovative loan products to accomplish more, grow and increase profits.

Depending on your business circumstances and intended use of funds, we offer two Bankroll Revolving Line of Credit products. Manufacturing business owners who need the lowest possible payments, the interest-only option is for you. If maximum flexibility is most important, the Bankroll Revolver is the answer.

Interest-Only Bankroll Revolving Line of Credit Advantages

ARF Financial’s new Interest-Only Revolving Line of Credit, “IO-Bankroll” delivers approvals from $120,000 up to $1,000,000 in 24 to 48 hours and LOW interest-only payments for up to a year. IO-Bankroll gives you complete control of your financing with the flexibility to draw funds and make payments toward your principal as often as you need for up to 48 weeks. See below for more product advantages:

Approvals from $5,000 to $1 million in 24 to 48 hours.
Pay only the interest on your outstanding balance for up to a year.
Receive repayment terms up to 3 years with low, fixed payments.
A revolving period of up to 11 months (48 weeks).
Unlimited draws of $25,000 or more during the revolving period.
Unlimited principal paydowns of $25,000 or more during the revolving period.
Every regular payment and principal paydown frees up line availability.
Bankroll Revolving Line of Credit Advantages

After many years of working with manufacturing businesses large and small, we’ve learned they share one thing in common when it comes to financing – it must be flexible! Our Bankroll Revolving Line of Credit has that flexibility. Line approvals start at $25,000. A minimum initial draw of $5,000 is all it takes to get your line established. See below for all the great advantages:

Approvals from $25,000 to $500,000.
Make interest-only payments on your outstanding balance for up to a year.
Receive repayment terms up to 3 years with low, fixed payments.
A revolving period of up to 1 year (52 weeks).
Unlimited draws of $5,000 or more during the revolving period.
Unlimited principal paydowns of $5,000 or more during the revolving period.
Pay off or paydown with no maintenance fees or penalties.

Funding Your Success

Unlike other financial services companies, we employ a team of seasoned loan consultants who live and work in your community, understand the challenges you face, and are committed to sticking by your side even after your loan funds. They will help you get approved quickly, make sure you get the funding you need, and remain with you over the life of your business. If you are unsure about your financing needs or prefer a more personalized concierge experience, call our toll free line or click on the link below to email one of our loan consultants.

Call (888) 416-9350 to speak with a professional loan consultant.
Up to $2,500 in Rewards for New Clients!

New client relationships are very important to us, and should be rewarded. For a limited time, new borrowers will receive a $500 Amex Gift Card for every $50,000 they borrow up to $2,500 in gift cards. Offer ends 11/30­­­­/2023.*

*Available for new clients only (out of the program 120 days or more). Receipt of the Amex Gift Card(s) is conditional based upon the following: Merchant’s approval under ARF Financials’ standard underwriting models and policies. Merchant’s acceptance of an approved loan amount, rate and term; and merchant borrowing a minimum of $50,000 to receive a $500 Amex gift card and another $500 gift card for every additional $50,000 they fund before 11/30­­­­/2023. This offer is not guaranteed unless application is made by merchant, and merchant borrows in accordance with the guidelines provided herein. ARF reserves the right to terminate the offer at any time. Expires 11/30­­­­/2023.

Calculate the Potential Loan Amount for Your Manufacturing Business
Business Loan Calculator & Quote Request

Use our business loan calculator to determine your potential loan amount. Move the sliders below to indicate your business’s annual sales, time in business, your credit score, whether you own a home, and if you’ve declared bankruptcy. The calculator will serve up your potential loan amount based on 12, 18, 24 and 36-month terms!

Calculate Your Loan Amount

Use the sliders below to indicate your annual sales, time in business and credit score.

Annual Sales
Time in Business
FICO Score
Please select an option
Please select an option
Term Loan Amount
12 month
18 month
24 month
36 month
Loan amounts may be increased with the review of tax returns and financials. Time in Business – Must be operating under the same ownership and concept. Homeownership – Home must be in your name. Bankruptcy – Includes individual and business bankruptcy. The use of this Loan Calculator tool is intended for illustrative purposes only and is not based upon any  information about the user and does not represent a specific loan offer or terms that may be accepted by the user.  A specific loan proposal can only be provided after completion of an application.  Please provide the requested contact information if you wish to be contacted by one of our loan consultants to receive a written quote.
Request a Custom Quote
Enter your information below to request a quote. Your local loan consultant will crunch the numbers and prepare a custom quote based on your unique circumstances.
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Terms and Conditions

ARF Financial LLC is an exclusive third party originator and servicer of commercial loans for state charted community banks throughout the United States (“Partner Banks”), (collectively herein referred to as “Lender”). This Preliminary Loan Amount is based upon pre-underwriting standards consistent with Lender’s guidelines. This Preliminary Loan Amount is based upon the information provided by the Merchant in the Loan Calculator. This approval is contingent upon the accuracy and truthfulness of the information provided by the Merchant therein and on any additional information discovered by Lender during the Underwriting process including but not limited to the review of all financial information provided by the Merchant, the credit of any guarantor and/or any information available from the public domain relating to the business’ or the guarantor’s outstanding liens and judgments, collection issues, history of fraud, bankruptcy, or criminal activity; the status of the Merchant’s business entity with the State where they are located; or any other information that may reflect on the business or guarantor’s ability to repay this loan. The terms of this Preliminary Loan Amount may change based upon the review of all information noted above. The terms of this Preliminary Loan Amount (noted above or if modified during the Underwriting process) are not deemed approved until the Merchant agrees to and executes all necessary Loan documents and the Loan documents are countersigned and approved by an Officer of Lender. If Merchant executed no Universal Merchant Credit Application then this Preliminary Loan Amount is for discussion purposes only.

Quick & Easy Online Application

Use our online application to get approved in 24 to 48 hours! There are 5 easy steps, It only takes 10 minutes and won’t affect your credit.

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