Innovative Loan Products Perfect for Manufacturers

Smart manufacturers know when opportunity knocks, you either answer or get left behind. That’s why it’s so important to have quick and easy access to capital to jump on those opportunities. And when you’re faced with an unexpected expense, you’re financially prepared to handle it. With unlimited draws and principal paydowns during the revolving period, a Bankroll Revolving Line of Credit is a must for manufacturers with goals to grow and be more profitable.

Depending on your business circumstances and intended use of funds, we offer two Bankroll Revolving Line of Credit products. Manufacturing business owners who require the lowest payments possible, the interest-only option is for you. If maximum flexibility is most important, the Bankroll Revolver is the answer.

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Interest-Only Revolving Line of Credit

In this economy, your manufacturing business must be nimble and pivot on demand to remain profitable. Wouldn’t it be great to have access to a financial product flexible enough to maneuver with your changing needs? Now you do! Our Bankroll Interest-Only Revolving Line of Credit delivers line approvals up to $1,000,000, a fixed repayment term up to 36 months, and LOW interest-only payments that won’t overwhelm your cash flow. Best of all, Bankroll gives you the freedom to draw funds and make principal payments as often as you need for up to a year!

Interest-Only Bankroll’s Unique Advantages
Line approval amounts from $25,000 up to $1 million.
Pay only the interest on your outstanding balance for up to a year.
Amortizing term up to 36 months with fixed payments.
A revolving period of up to 1 year.
Unlimited draws of $5,000 or more the during revolving period.
Unlimited principal paydowns of $5,000 or more the during revolving period.
Every payment and principal paydown frees up line availability
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Revolving Line of Credit

After many years of working with manufacturing businesses large and small, we’ve learned they share one thing in common when it comes to financing – it must be flexible! Our BANKROLL – Revolving Line of Credit has that flexibility. Line approvals start at $25,000 and go up to $750,000 with no collateral requirements. A minimum initial draw of $5,000 is all it takes to get your line established. With repayment terms up to 36 months, your payments remain low and won’t interfere with cash flow. Bankroll also gives you access to unlimited draws and principal paydowns for up to a year!

Bankroll Revolving Line of Credit Advantages
Line approvals from $25,000 to $750,000 with no collateral requirements.
Pay only the interest on your outstanding balance for up to a year.
Fixed repayment terms up to 36 months.
A revolving period of up to 1 year.
Unlimited draws of $5,000 or more the during revolving period.
Unlimited principal paydowns of $5,000 or more the during revolving period.
Every payment made and partial principal paydown frees up line availability.
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Minimum Qualifications

Let’s see if you’re a match for our Interest-Only Bankroll product or our Bankroll Revolving Line of Credit.

Interest-Only Bankroll Revolving Line of Credit
4 years time in business
Minimum annual sales of $1,200,000
Credit score of 651 or higher
Home ownership
Average monthly bank balances of $5,000 or more
Interest-Only Bankroll Revolving Line of Credit
2 years time in business
Minimum annual sales of $200,000
Credit score of 601 or higher
No bankruptcies in the last 5 years
No more than 2 cash advances (short term debt)
Calculate the Potential Loan Amount for Your Manufacturing Business
Business Loan Calculator & Quote Request

Use our business loan calculator to determine your potential loan amount. Move the sliders below to indicate your business’s annual sales, time in business, your credit score, whether you own a home, and if you’ve declared bankruptcy. The calculator will serve up your potential loan amount based on 12, 18, 24 and 36-month terms!

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Calculate Your Loan Amount

Use the sliders below to indicate your annual sales, time in business and credit score.

Annual Sales
Time in Business
FICO Score
Please select an option
Please select an option
Term Loan Amount
12 month
18 month
24 month
36 month
Loan amounts may be increased with the review of tax returns and financials. Time in business – must be operating under the same ownership and concept. Home ownership – home must be in your name. Bankruptcy – includes personal and business bankruptcy.
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Request a Custom Quote
Enter your information below to request a quote. Your local loan consultant will crunch the numbers and prepare a custom quote based on your unique circumstances.
By continuing, you consent to ARF Financial’s Terms of Service and Privacy Policy, in addition to being contacted via the information provided (whether phone, email or text) to discuss your interest in one of our loan products. You may unsubscribe from all communications at any time.

Terms and Conditions

ARF Financial LLC is an exclusive third party originator of commercial loans for state charted community banks throughout the United States (“Partner Banks”), (collectively herein referred to as “Lender”). This Preliminary Loan Amount is based upon pre-underwriting standards consistent with Lender’s guidelines. This Preliminary Loan Amount is based upon the information provided by the Merchant in the Loan Calculator. This approval is contingent upon the accuracy and truthfulness of the information provided by the Merchant therein and on any additional information discovered by Lender during the Underwriting process including but not limited to the review of all financial information provided by the Merchant, the personal credit of any guarantor and/or any information available from the public domain relating to the business’ or the guarantor’s outstanding liens and judgments, collection issues, history of fraud, bankruptcy, or criminal activity; the status of the Merchant’s business entity with the State where they are located; or any other information that may reflect on the business or guarantor’s ability to repay this loan. The terms of this Preliminary Loan Amount may change based upon the review of all information noted above. The terms of this Preliminary Loan Amount (noted above or if modified during the Underwriting process) are not deemed approved until the Merchant agrees to and executes all necessary Loan documents and the Loan documents are countersigned and approved by an Officer of Lender. If Merchant executed no Universal Merchant Credit Application then this Preliminary Loan Amount is for discussion purposes only.

Quick & Easy Online Application

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Use our online application to get approved in 24 to 48 hours! There are 5 easy steps, It only takes 10 minutes and won’t affect your credit.

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