Decades of Financing Opportunity
Backed by decades of lending experience, ARF Financial is a leading financial services company focused on providing easy to obtain, unsecured business loans and revolving lines of credit for manufacturers nationwide, who otherwise may not be able to secure the funding they need. Our Business Development team has helped thousands of manufacturers secure over $1.2 billion in loan proceeds.
There’s more to our manufacturing business financing than meets the eye. More than just a temporary injection of cash. With ARF Financial’s industry-leading loan products, it can also be a powerful tool for investing in the success of your business. The best manufacturing business loans fuel growth without requiring collateral, excessive paperwork and the slow turnaround from a traditional bank or SBA lender. Our revolving lines of credit can provide the financial flexibility for your daily operations – not only keeping your business running smoothly, but also helping it grow and flourish when opportunities show up. Whether you need to recruit and train more staff, invest in new technology, or stockpile raw materials, ARF will help you customize the right financial solution for your manufacturing business!
ARF Financial LLC is a California limited liability company licensed by the California Department of Business Oversight. License #603 7958.
Why Choose ARF Financial?
Since 2001, we have helped over 19,000 business owners like you obtain loan approvals in excess of $1 billion. ARF has secured exclusive relationships with several community banks, so you can obtain a true bank loan quickly, with limited paperwork and no need for collateral.
Unsecured Bank Loans
Decades of Funding Success
Local Financial Consultants
Experts in Your Industry
Revolving Lines of Credit
Fast Approvals & Fundings
Trusted Lender & Transparent Terms
*Completing an application only takes 10 minutes and won’t affect your credit.
Answers to Common Questions
Who Is ARF Financial?
ARF Financial is a California limited liability company and a finance lender licensed by the California Department of Corporations. Since 2001, we’ve been providing working capital loans and revolving lines of credit to manufacturing businesses nationwide. We’ve helped thousands of businesses receive approvals on more than 19,000 loans with proceeds in excess of $1 billion.
Why Use ARF Financial?
As a licensed lender, with decades of experience working with FDIC Insured banks, you can be assured we adhere to the highest level of business standards and transparency. In addition, since we are a licensed lender, the interest you pay is tax deductible further reducing your cost of funds.
How much can I qualify for and how does the process work?
You may qualify for loan amounts up to 33% of your business’s gross annual sales from $5,000 to $750,000 with no collateral required. Once we’ve determined how much you qualify for, you can choose the amount and repayment term (up to 36 months) that works best for your business. Repayment is simple! Once a week an ACH debit is processed on the authorized business checking account for the amortized payment until the loan is paid off. Any funds that are not used can be quickly accessed via a line of credit.
What Can I Use the Money For?
Manufacturing business owners can use our funds for any business related expense. Things like expansion projects, additional locations, investing in new technology and equipment, buying out a partner, advertising and marketing, large tax payments, or to simply stabilize cash flow.
Funding Your Success
Unlike other financial services companies, we employ a team of seasoned loan consultants who live and work in your community, understand the challenges you face, and are committed to sticking by your side even after your loan funds. They will help you get approved quickly, make sure you get the funding you need, and remain with you over the life of your business. If you are unsure about your financing needs or prefer a more personalized concierge experience, call our toll free line or click on the link below to email one of our loan consultants.
New clients can get a generous reward this month. We’re giving away $500 Amex Gift Cards for every $50,000 borrowed by the end of April. Maximum reward cap at $2,500 worth of gift cards. To qualify, loans must fund on or before April 30th, 2023.*
*Gift card offer is only available to new merchants (out of the program 120 days or more). To qualify, merchant must borrow $50,000 or more on or before April 30th, 2023. Maximum gift card earnings is $5,000. Merchants must be approved under ARF Financial’s standard underwriting models and policies, merchant’s acceptance of an approved loan amount, rate and term; and, merchant borrowing a minimum of $50,000. Promotion is only valid on loans with terms of 39 weeks or longer. IO Flex Pay Loans are also excluded.
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