Financing You Can Bank On

ARF Financial offers financing options for home healthcare, family counseling practices, and psychiatry/psychology practices which are structured specifically for the unique needs of the healthcare industry. Today, a mental health practice is up against ready-to-use mobile apps and home healthcare agencies are up against well known healthcare brands entering the space. This means today’s practitioners need special financing to help them compete against technological disruptors and big box brands entering the space. For this reason, ARF Financial has created financing options like our flex pay loans, working capital loans, lines of credit and bridge loans.

At ARF, our focus is to get you the working capital you need when you need it, all while providing seasoned guidance to help you maximize your return on investment.

We’re devoted to sticking by your side for the long haul, ensuring you can capitalize on new business opportunities as they develop. Here are some valuable options to put our healthcare financing to work in your business:

Open a new location

Office improvements

Investing in new technology

Purchasing additional inventory & supplies

Investing in new marketing initiatives

Buy out a business partner

The Difference is Insight

It Pays To Be Prepared

Healthcare practitioners know their competitors are prepared for any eventuality so they too need need fast access to working capital as new opportunities and/or issues arise. ARF Financial will help you be ready for the unexpected  with our loans or line of credit from $5K to $500K to use for any business situation. With a line of credit, you only pay for what you use and it is tax deductible so you can comfortably borrow what you need exactly when you need it for home healthcare, family counseling, or psychiatry/psychology practices.

Renovate Or Remodel

Any healthcare practitioner/operator knows how long a traditional bank can take to process a business loan. And the cost of that loan makes it prohibitive to keep up with much needed remodels or renovations. Our Flex Pay Loan allows you to borrow now, grow now, and pay later! Flex pay allows you to defer up to 50% of your principal into the future for the lowest payments now! And, all our loans come with fixed rates, transparent terms, and no need for collateral. With ARF Financial, you’ll be able to capitalize on growth opportunities now and pay back your loan when you’re ready. Learn more about financing options for for home healthcare, family counseling, or psychiatry/psychology practices.

Borrow $100,000 or more and receive a $1,000 Amex Gift Card!

For a limited time, we’re going big and rewarding our clients with a $1,000 gift card. Merchants borrowing a minimum of $100,000 within 30 days of their completed application will receive a $1,000 Amex Gift Card!*

*Receipt of the $1,000 Amex Gift Card is conditional based upon the following: Merchant’s approval under ARF Financial’s standard underwriting models and policies, merchant’s acceptance of an approved loan amount, rate and term; and, merchant borrowing a minimum of $100,000 within 30 days of merchant’s completed application. Promotion is only valid on loans with terms of 39 weeks or longer, and interest-only loans are excluded. This offer is not guaranteed unless application is made by merchant, merchant borrows in accordance with the guidelines provided herein. Merchants with active loans are excluded. Former merchants must be paid off 90 days or more to qualify. One card per guarantor only. ARF Financial reserves the right to terminate the offer at any time. Offer expires October 31st, 2022.

Use our online application to get approved for funds in 24 to 48 hours! There are 5 easy steps and it only takes 10 minutes.

It’s quick and won’t affect your credit!

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