Financing You Can Bank On
ARF Financial offers financing options for home healthcare, family counseling practices, and psychiatry/psychology practices which are structured specifically for the unique needs of the healthcare industry. Today, a mental health practice is up against ready-to-use mobile apps and home healthcare agencies are up against well known healthcare brands entering the space. This means today’s practitioners need special financing to help them compete against technological disruptors and big box brands entering the space. For this reason, ARF Financial has created financing options like our interest-only flex pay loans, working capital loans, lines of credit and bridge loans.
At ARF, our focus is to get you the working capital you need when you need it, all while providing seasoned guidance to help you maximize your return on investment.
We’re devoted to sticking by your side for the long haul, ensuring you can capitalize on new business opportunities as they develop. Here are some valuable options to put our healthcare financing to work in your business:
The Difference is Insight
It Pays To Be Prepared
Healthcare practitioners know their competitors are prepared for any eventuality so they too need need fast access to working capital as new opportunities and/or issues arise. ARF Financial will help you be ready for the unexpected with our loans or line of credit from $5K to $450K to use for any business situation. With a line of credit, you only pay for what you use and it is tax deductible so you can comfortably borrow what you need exactly when you need it for home healthcare, family counseling, or psychiatry/psychology practices.
Renovate Or Remodel
Any healthcare practitioner/operator knows how long a traditional bank can take to process a business loan. And the cost of that loan makes it prohibitive to keep up with much needed remodels or renovations. Our Flex Pay Loan allows you to borrow now, grow now, and pay later! Flex pay allows you to defer up to 50% of your principal into the future for the lowest payments now! And, all our loans come with fixed rates, transparent terms, and no need for collateral. With ARF Financial, you’ll be able to capitalize on growth opportunities now and pay back your loan when you’re ready. Learn more about financing options for for home healthcare, family counseling, or psychiatry/psychology practices.
Healthcare Practitioners/Operators can get
a $1,000 Amex Gift Card Reward
New client relationships are important to us and we want to reward you. For a limited time, healthcare operators who borrow $50,000 or more will receive an Amex Gift Card up to $1,000* after their loan funds. As usual, no collateral is required for any of our business loans. Find out how much you qualify for in 5 easy steps. It’s free and won’t affect your credit.
*Receipt of the Amex Gift Card is conditional based upon the following: Merchant’s approval under ARF Financial’s standard underwriting models and policies, merchant’s acceptance of an approved loan amount, rate and term; and, merchant borrowing a minimum of $50,000 within 30 days of merchant’s completed application to receive a $1,000 gift card.This offer is not guaranteed unless application is made by merchant, merchant borrows in accordance with the guidelines provided herein. Merchants with active loans are excluded. Former merchants must be paid off 30 days or more to qualify. One card per guarantor only. ARF Financial reserves the right to terminate the offer at any time.
Use our Healthcare Financing Loan Calculator to Find Out How Much You Qualify For:
Use our Loan Calculator to determine the potential loan amount you may qualify for. Move the sliders below to indicate your business’s annual sales, time in business, your credit score, whether you own a home, and if you’ve declared bankruptcy and the calculator will serve up your potential loan amount based on 12, 18, 24 and 36-month terms!
Time in Business
Loan amounts may be increased with the review of tax returns and financials. Time in Business – Must be operating under the same ownership and concept. Homeownership – Home must be in your name. Bankruptcy – Includes personal and business bankruptcy.
TERMS AND CONDITIONS
ARF Financial LLC is an exclusive third party originator and servicer of commercial loans for state charted community banks throughout the United States (“Partner Banks”), (collectively herein referred to as “Lender”). This Preliminary Loan Amount is based upon pre-underwriting standards consistent with Lender’s guidelines. This Preliminary Loan Amount is based upon the information provided by the Merchant in the Loan Calculator. This approval is contingent upon the accuracy and truthfulness of the information provided by the Merchant therein and on any additional information discovered by Lender during the Underwriting process including but not limited to the review of all financial information provided by the Merchant, the personal credit of any guarantor and/or any information available from the public domain relating to the business’ or the guarantor’s outstanding liens and judgments, collection issues, history of fraud, bankruptcy, or criminal activity; the status of the Merchant’s business entity with the State where they are located; or any other information that may reflect on the business or guarantor’s ability to repay this loan. The terms of this Preliminary Loan Amount may change based upon the review of all information noted above. The terms of this Preliminary Loan Amount (noted above or if modified during the Underwriting process) are not deemed approved until the Merchant agrees to and executes all necessary Loan documents and the Loan documents are countersigned and approved by an Officer of Lender. If Merchant executed no Universal Merchant Credit Application then this Preliminary Loan Amount is for discussion purposes only.
Receive an immediate quote and approval for funds in 24 to 48 hours when you apply online!
It’s quick and won’t affect your credit!
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