Hi I’m Laura Claydon, Vice President and Senior Loan Consultant for ARF Financial. I have a long history of working with the franchise system. I am a firm believer in supporting local businesses which is why I am passionate about helping local businesses grow. I have experience with many different types of commercial financing, and with this knowledge I will be able to guide you on how to make the most sound decision when it comes to funding your business.
Whether you need capital for expansion, renovations, equipment, or just need help stabilizing your cash flow, I can assist you in choosing the right financial product that will support your circumstances. I would love to meet you to discuss how I can help you achieve your goals.
Through relationships with several community banks, I am able to provide working capital loans and lines of credit to accelerate growth and increase the value of your business. Our lending products are not a cash advance, but a commercial bank loan with no collateral required! As a Senior Loan Officer, I can deliver straightforward loan options based on your needs that feature fixed terms, low rates, and affordable payments.
Contact me at (469) 422-4818, send me an email, or click the apply button below and I’ll work hard to get you the funds you need with loan terms that make sense!
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Use our Business Loan Calculator to Find Out How Much You Qualify For:
Use our Business Loan Calculator to determine the potential loan amount you may qualify for. Move the sliders below to indicate your business’s annual sales, time in business, your credit score, whether you own a home, and if you’ve declared bankruptcy and the calculator will serve up your potential loan amount based on 12, 18, 24 and 36-month terms!
Time in Business
Loan amounts may be increased with the review of tax returns and financials. Time in Business – Must be operating under the same ownership and concept. Homeownership – Home must be in your name. Bankruptcy – Includes personal and business bankruptcy
TERMS AND CONDITIONS
ARF Financial LLC is an exclusive third party originator and servicer of commercial loans for state charted community banks throughout the United States (“Partner Banks”), (collectively herein referred to as “Lender”). This Preliminary Loan Amount is based upon pre-underwriting standards consistent with Lender’s guidelines. This Preliminary Loan Amount is based upon the information provided by the Merchant in the Loan Calculator. This approval is contingent upon the accuracy and truthfulness of the information provided by the Merchant therein and on any additional information discovered by Lender during the Underwriting process including but not limited to the review of all financial information provided by the Merchant, the personal credit of any guarantor and/or any information available from the public domain relating to the business’ or the guarantor’s outstanding liens and judgments, collection issues, history of fraud, bankruptcy, or criminal activity; the status of the Merchant’s business entity with the State where they are located; or any other information that may reflect on the business or guarantor’s ability to repay this loan. The terms of this Preliminary Loan Amount may change based upon the review of all information noted above. The terms of this Preliminary Loan Amount (noted above or if modified during the Underwriting process) are not deemed approved until the Merchant agrees to and executes all necessary Loan documents and the Loan documents are countersigned and approved by an Officer of Lender. If Merchant executed no Universal Merchant Credit Application then this Preliminary Loan Amount is for discussion purposes only.