Loan Payments

Transparent Financing

At ARF Financial, we provide transparent financing and professional support to ensure borrowing with us is simple, and easy to understand. All business loan terms are clearly outlined on the first page of your Loan Agreement including your rate, repayment term, total payback, and fixed weekly payment amount. Our repayment terms are more than three times longer than a Merchant Cash Advance. Our longer terms will keep your payments low, maximizing your all-important cash flow.

Each week on Wednesday, we process an ACH from your business bank account for the payment. So no surprises and no accounting headaches.

Manage Your Loan Online


Convenient Online Customer Portal

Our online customer portal makes managing and accessing your funds easier than ever. You’ve got enough on your plate running your business, so you shouldn’t have to worry about requesting additional funds, refinancing your outstanding balance or checking your payment history. Simply login from anywhere and review all your loan information in one place!

After your loan funds you’ll receive an invitation to create your online portal account.

Log in anytime and review copies of your executed loan documents and view your monthly statements.

Check your Line of Credit balance and request additional drafts or find out your refinance eligibility.

Check your loan balances, payment history, payments remaining and view your annual tax statements.

Our Unique Loan Products

Each of our loan products can be customized to fit your individual business needs.


BANKROLL – Revolving Line of Credit

Your business is always evolving. Wouldn’t it be great to have a financial product flexible enough to evolve with it? Now you do! Our new Revolving Line of Credit – BANKROLL, provides the MAX loan approval, a fixed loan term up to 36 months, a fixed weekly payment – plus the flexibility to pay down or draw additional funds on an unlimited basis!


Interest-Only Flex Pay Loan

We believe growing your business shouldn’t mean sacrificing your cash flow, and with ARF’s new Interest-Only Flex Pay Loan it doesn’t. It allows you to quickly access from $50,000 to $750,000 without collateral and low, interest-only payments for up to one year. And now, it also carries a Line of Credit with unlimited draws for up to a year!


Lines of Credit

With a Line of Credit from ARF Financial, when opportunity knocks, business conditions change or unexpected expenses pop up, you’ll be financially prepared. Our Line of Credit gives you 24-hour access to 5 separate loan drafts over a 6-month period. You can draw funds as needed and only pay for what you take!


Flex Pay Loans

Many business owners simply don’t dream big because they believe they can’t afford to borrow the funds needed to make those dreams a reality. Our Flex Pay loan solves that problem! Flex Pay allows you to defer up to 50% of your loan principal into the future, resulting in the lowest payments now!

Fast & Easy Online Application


Use our online application to get approved for funds fast! There are 5 easy steps, it only takes 10 minutes and won’t affect your credit.