There’s Never an Obligation to Borrow

At ARF Financial, we service more than just business loans, we see ourselves as true business partners with our clients. It’s our job to understand your business goals, your financing needs, and then customize a loan to meet those needs, especially one that maximizes your return on investment. Our team of personal financial consultants are devoted to sticking by your side for the long haul and ensuring you are capitalizing on new opportunities for your business.  And when you apply, ARF Financial will provide you with a comprehensive business check-up report called Insight for FREE!

Flexible Terms that make Financial Sense

Immediate Access to Funds

Receive quick online Approvals with fundings with funds in your checking account 3 to 5 days.

Fixed Weekly Payments

Avoid surprises with clear loan terms and fixed payments that aren’t tied to credit card receipts.

Defer up to 50% of Principal

Option to defer up to 50% of the loan principal resulting in dramatically lower payments now.

Flexible Loan Terms

Amortize your deferred principal over time, roll it into the future, or refinance your loan at any time. And, early payoff options are available.


Receive a renewable line of credit with 24-hour availability.


Access funds when you need it, only paying interest on what you borrow.


Receive your free personalized business INSIGHT REPORT when you apply.


Explore strategic business relationships.


Reap the profits of your hard work.

Funding Your Success

Unlike other financial services companies, our team of personal financial consultants live and work in your community and are committed to sticking by your side even long after your loan funds. We will guide you through the application process, make sure you get funded, and stick with you over the life of your business.


Use our online application to get approved for funds in 24 to 48 hours! There are 5 easy steps, It only takes 10 minutes and won’t affect your credit.

It’s quick and won’t affect your credit!

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