ATTENTION BROKERS AND PARTNERS:

New Amortizing Term Loan that Pays Big

Earn up to 10% Upfront on The Big Deal

Attention all Referral Partners! Get excited for ARF Financial’s newest financing option, The Big Deal. With loan amounts up to $1,000,000 and repayment terms up to 24 months, The Big Deal term loan is the ultimate solution for clients seeking a significant boost in capital while waiting on an SBA loan or conventional bank financing. Whether it’s for financing large equipment purchases, stocking up on inventory and raw materials, expanding to a second location, or facility renovations, this financing option is perfect for growing businesses.

Here’s where it gets even better – CEO Circle Members can earn up to 10% commissions UPFRONT on the initial funding, as well as any subsequent line of credit drafts the client takes. Now, that’s what we call a Big Deal!*

The Big Deal’s Big Advantages

Loan amounts up to $1,000,000 with fixed repayment terms up to 24 months.

Optional no-fee Line of Credit with 5 separate loan drafts over a 6-month period.*

CEO Members will earn 10% upfront commissions on initial loan amounts of $250,000 or more, plus another 10% on any subsequent line of credit drafts.*

CEO Members will earn 8% upfront commissions on initial loan amounts of $125,000 to $249,999, plus another 8% on any subsequent line of credit drafts.* 

Early payoff options are available after Line of Credit draft period is over.*

*Must be new client to qualify (out of the program for 120 days or more). Elevated commissions are only available to active, paid CEO Circle Members. Draft requests from The Big Deal receive a desktop underwriting to ensure the merchant’s creditworthiness has not materially changed since the original loan was initiated. The merchant will be required to submit updated bank transactional data via PLAID or paper statements prior to a draft being funded. ARF will strive to fund all qualified draw requests within 2 business days of receipt. Loan approval, loan amount and interest rate are based upon applicant’s credit worthiness and ARF’s standard underwriting guidelines.

Become a CEO Circle Member and Earn Big!

CEO CIRCLE MEMBERSHIP FORM

CEO Circle vs Founding Circle Membership Benefits

*Elevated upfront commissions are only available for a limited time to active, paid CEO Circle Members. Must be new client to qualify (out of the program for 120 days or more) with repayment terms of 39 weeks or longer. All Draft requests receive a desktop underwriting to ensure the merchant’s creditworthiness has not materially changed since the original loan was initiated. The merchant will be required to submit updated bank transactional data via PLAID or paper statements prior to a draft being funded. ARF will strive to fund all qualified draw requests within 2 business days of receipt. Loan approval, loan amount and interest rate are based upon applicant’s credit worthiness and ARF’s standard underwriting guidelines.
When choosing a business lender, it’s important to compare loan size and repayment terms because…

Size Matters!

Larger Loan Amounts, Longer Terms & Big Rewards

Big projects usually mean big upfront investments, something your clients can’t get from a merchant cash advance. If you have clients who are ready to take the plunge and go BIG this year, we have financing that’s the perfect fit. They  can now borrow up to $1,000,000 with terms up to 36 months to fund big projects while keeping their costs low. Our average loan size is over 6 times larger and repayment terms are more than 3 times longer than a Merchant Cash Advance. Larger loan amounts mean they can invest in growth opportunities that will make a significant impact to their bottom line, and longer terms mean their payments are manageable and won’t interfere with their cash flow! Check out the comparison below.:

Minimum Qualifications

woman-paying-bills

Industry Type

We lend to more than just restaurants. Over the years we’ve expanded our approved industry types. Click here to see the full list of industries.

reading-mail

Credit Score

Even with less than perfect credit, we can get you approved for a working capital loan. An Equifax credit score of only 551 is required.

man-lady-consult

Time in Business

Applicant must own the business. The business must be open and operating under the same ownership for at least one month (30 days).

handing-cash

Annual Sales

Your business must generate a minimum of $17,000 per month in sales ($200,000 annually) from both credit card and cash.

Use of Funds

At ARF Financial, we understand the changing business landscape. As such, business owners use our financing for a variety of reasons. The Big Deal Term Loan is ideal for merchants who are experiencing strong performance, but need an injection of capital to take advantage of growth opportunities, while waiting on an SBA loan or conventional bank financing.

Here are some examples of how clients use the funds:

Equipment financing

Purchasing inventory

Renovations and remodels

Expansion projects

Pay for franchise obligations

Open another location

Obtain a liquor license

Operating capital for slow periods and seasonality

Add catering and take-out services

Upgrade your POS / computer system

Revamp your restaurant’s menu and bar offerings

Buy out a business partner

Start an advertising / marketing campaign

Pay your business taxes

Pay off/consolidate more expensive debt

Unexpected expenses

Customer Reviews