Bank Partners


Our Bank Partnerships

ARF Financial has secured exclusive relationships with state-chartered community banks, so you can obtain a true bank loan quickly, with limited paperwork and no need for collateral.  That means the interest is tax deductible, rates are fixed, and you know the terms ahead of time. Our clients get the financing they deserve with manageable payments that won’t increase as revenue grows. When you work with us there are no middlemen or brokers, so your costs are kept low—no matter what type of financing you’re looking for.

Completing an application only takes ten minutes and won’t affect your credit.

Since 2001, we’ve helped over 18,000 businesses of all shapes and sizes obtain loan approvals in excess of $1 billion.


Mission Valley Bank started in July 2001 and was the first new independent bank in more than four years to open in the San Fernando Valley.  The bank is community-owned specializing in service excellence.  The bank’s organizers and founders are local business people and bankers who have worked in and served the community for many years. It’s this community involvement that allows the bank to provide unsurpassed financial service to growing businesses and offer highly responsive banking relationships to every customer.   Their mission is to enhance the financial well-being of each customer, and to contribute to his or her personal and business success.  Mission Valley Bank was ARF’s second partner bank and has worked with ARF since 2004 in funding small business loans nationwide.


Timberland Bank has partnered with ARF since 2014 to provide short to medium term loans to restaurants and other small businesses on a national basis. The bank serves growing businesses through comprehensive business services and flexible financing solutions including commercial and SBA loans. Trusted since 1915, Timberland Bank takes great pride in being a local bank that as adapted, prospered and grown. First established in Hoquiam, WA as a savings and loan, the founding mission was to serve individuals, families and businesses by providing a safe place for everyday banking. A century later, the bank continues to provide comprehensive banking products and services that are timely, competitive and safe.  Timberland Bank serves its valued customers through 22 branch locations in six counties of Western Washington and the Bank has reached assets of over $993 million as of 31 December 2017. The bank’s web presence provides the latest technology solutions that allows individual and business customers bank access from almost any remote location.


Washington Business Bank was founded in 2002 and is one of Washington’s premier community-owned financial institutions.  The bank was voted “Best Bank” in The Olympian’s “Best of South Sound” contest for the third year in a row and is rated “5 Stars” by Bauer Financial.  Headquartered in Olympia, Washington, Washington Business Bank’s mission is to provide financial services that enable their clients to become more successful. Washington Business Bank is a preferred SBA lender.  Member FDIC, Equal Housing Lender.  Washington Business Bank has been a valued partner of ARF since 2009.

Quick & Easy Online Application

Use our online application to get approved for funds in 24 to 48 hours! There are 5 easy steps, It only takes 10 minutes and won’t affect your credit.