Refer Your Clients to ARF Financial and Earn Long-Term Income
Our referral program is unlike any other in the industry. Not only do we pay a 3% commission for your referral’s first loan funding, but we will continue to pay 3% for any subsequent loans your referral makes over the course of 3 years!
Here’s how it works:
1. Sign up to be a Referral Partner
2. Provide a warm introduction
3. Get paid!
Request More Information
Referral Partner Benefits
3% Commission for 3 Years
For every new client that you provide, we will pay you 3% of each transaction they make over the course of 3 years. This includes new loans, refinancing, and line of credit drafts, giving you longterm income from just one lead.
Personalized Client Service
Every client you introduce us to will be matched with one of our full-time loan experts, who will customize our loan products to meet your client’s specific needs. This one-on-one customer service sets us apart!
This is a two-way partnership. If we have a client that informs us of a need that you can help with, we’ll refer them to you to help you grow your business.
Minimum Eligibility Requirements
Time in Business
Businesses should be open and operating for at least 1 full month to qualify.
Businesses must generate a minimum of $100,000 per year in revenue to qualify. (cash & credit card sales)
Guarantor must have a personal FICO score of 551 or higher to qualify.
We specialize in funding restaurants and hospitality businesses, along with other small business retailers. Click below to view a full list of business types we lend to.
Loan Program Details
Our Unique Loan Products
Interest Only Revolving Lines of Credit
Merchants with big plans for growth shouldn’t let their bank slow them down. They can quickly access up to $750,000 with no need for collateral and only pay the interest for up to 1 year. Bridging a financial gap with low, interest-only payments allows them to maximize cash flow and makes great business sense!
Flex Pay Loans
Many merchants simply don’t dream big because they can’t afford to borrow the funds they need. Our Flex Pay loan solves that problem! Flex Pay allows your clients to defer up to 50% of their loan principal into the future, resulting in the lowest payments now!
Lines of Credit
When opportunity knocks, business conditions change or unexpected issues arise, your clients will be ready. Our Line of Credit gives them 24-hour access to 5 separate loan drafts over a 6-month period. They can draw funds as needed and only pay for what they take!
Ready to Earn Easy Money?
Sign up to become a referral partner and let the income start flowing in!