Refer A Business to ARF Financial to Earn Long-Term Income

Our referral program is unlike any other in the industry. Not only do we pay a 3% commission for your referral’s first loan amount, but we will continue to pay 3% for any subsequent loans your referral makes over the course of 3 years!

Here’s how it works:

1. Become a Referral Partner

Let us know you’re interested in becoming a referral partner by filling out the request form. A loan consultant in your area will contact you to give you all the details about this program and provide you with a referral agreement to officially become a referral partner.

2. Provide High-Quality Leads

The next step is to provide your assigned loan consultant your high quality leads who are in need of cash. Want to see who we consider as high quality? Check out our requirements section on down the page.

3. Get paid!

Once your referral funds, we’ll provide you with 3% of their funded amount. Then, if that same company takes out another loan, refinances, or even takes out a Line of Credit draft, you’ll receive another 3% referral commission from each subsequent transaction for the next 3 years!

Request More Information

Please use any of the contact information provided (via phone, email or text) to discuss my interest in the referral partnership program.

Referral Partner Benefits

3% Commission for 3 Years

For every new client that you provide, we will pay you 3% of each transaction they make over the course of 3 years. This includes new loans, refinancing, and line of credit drafts, giving you longterm income from just one lead.

Bonus 5% Commission

If you bring in more than $500,000 each quarter, you will receive 5% of the loans that come in after you reach $500,000 for that quarter.

Reciprocal Leads

This is a two-way partnership. If we have a client that informs us of a need that you can help with, we’ll refer them to you to help you grow your business.

Minimum Eligibility Requirements

*Meeting these requirements doesn’t guarantee a funded loan. Other criteria will be evaluated during our approval process to determine eligibility.

Time in Business

Businesses should be open and operating for at least 3 full months to qualify.

Business Revenue

Businesses must generate a minimum of $250,000 per year in revenue to qualify. (cash & credit card sales)

Credit Score

Guarantor must have a personal FICO score of 551 or higher to qualify.

Restaurant Experts

We specialize in funding restaurants and hospitality businesses, along with other small business retailers.

Loan Program Details

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No collateral required on amounts up to $750,000

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Terms from 12 to 36 months

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Approvals in 24 to 48 hours

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Fundings in as little as 3 days

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Simple process and low documentation

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The interest is tax deductible

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Repayment is not tied to credit card transactions

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Early payoff options are available

Our Loan Products

Working Capital Loans

If you have clients that are being forced to scale back operations due to an unexpected dip in cash flow, our Working Capital Loan is the perfect solution. It offers a quick infusion of cash without the need for collateral.

Flex Pay Loans

Many merchants simply don’t dream big because they can’t afford to borrow the funds they need. Our Flex Pay loan solves that problem! Flex Pay allows your clients to defer up to 50% of their loan principal into the future, resulting in the lowest payments now!

Lines of Credit

When opportunity knocks, business conditions change or unexpected issues arise, your clients will be ready. Our Line of Credit gives them 24-hour access to 5 separate loan drafts over a 6-month period. They can draw funds as needed and only pay for what they take!

Ready to Earn Easy Money?

Sign up to become a referral partner and let the income start flowing in!

Request More Information

Please use any of the contact information provided (via phone, email or text) to discuss my interest in the referral partnership program.