All the Credit You Deserve and More

When opportunity knocks, it pays to answer. It’s time for you to start thinking about those costly projects you’ve been meaning to tackle for the sake of business growth. But paying for those projects shouldn’t be a hassle, and that’s where ARF Financial comes into play. We have all the flexible solutions you need to keep your business moving forward and on track to achieving your long-term goals. And unlike other lenders, we go even further to ensure your business’ profitability over time with no-cost value add-ons for our cherished clients.

Current Offers and Client Rewards

Gift Card Reward

Choose Your Reward Up To $5,000

New client relationships are important to us and we want to reward you. The more you borrow, the more you are rewarded! Through our New Client Rewards Program you can receive a free Amex Gift Card up to $5,000* as soon as your loan funds.

*Receipt of the Amex Gift Card is conditional based upon the following: Merchant’s approval under ARF Financial’s Standard Underwriting Models and Policies, merchant’s acceptance of an approved loan amount, rate and term; and, merchant borrowing a minimum of $25,000 within 30 days of merchant’s application to receive a $1,000 gift card, borrowing between $50,000 and $99,999 for a $2,000 gift card, borrowing between $100,000 and $199,999 for a $3,000 gift card, or borrowing $200,000 or more for a $5,000 Amex Gift Card! This offer is not guaranteed unless application is made by merchant, merchant borrows in accordance with the guidelines provided herein. ARF Financial reserves the right to terminate the offer at any time.


Our INSIGHT Report highlights key trends, summarizes critical information and provides a comprehensive review of your business’ creditworthiness… and the best part is it’s free!

Seasonal Offer

This Summer we’re highlighting our unique Flex Pay Business Loans that give you the ability to defer up to 50% of your loan’s principal into the future. Plus, save big with a line of credit and lock in your interest rate for 6 months when you apply today!

Receive an immediate quote and approval for funds in 24 to 48 hours when you apply online!

Use our Loan Calculator to find out how much you qualify for.