Financing America’s Manufacturers

GET READY FOR A FINANCIAL GAME-CHANGER!

For more than two decades, ARF Financial has helped hundreds of manufacturing businesses across America secure over $1 billion in funding to innovate, grow and thrive. Our superior loan products are perfect for expansion projects, investing in new equipment and technology, stockpiling raw materials, hiring additional staff and consolidating more expensive debt. Our goal is to provide fast access to loan products that are unmatched in the industry, and employ knowledgeable loan consultants focused solely on helping manufacturers succeed.

Superior Loan Products

REVOLVING LINES OF CREDIT WITH INTEREST-ONLY OPTION
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Interest-Only Revolving Line of Credit
Approvals from $5K up to $1 million in 24 to 48 hours
Pay only the interest on the outstanding balance for up to a year
No collateral required on amounts up to $500,000
Terms up to 3 years with low, fixed weekly payments
Unlimited draws of $25K or more during the revolving period
Unlimited principal paydowns of $25K or more during the revolving period
Revolving period of up to 11 months (48 weeks)
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The Ultimate Revolving Line of Credit
Approvals from $25,000 up to $1 million in 24 to 48 hours
No collateral required on amounts up to $500,000
Terms up to 3 years with low, fixed weekly payments
Unlimited draws of $5K or more during the revolving period
Unlimited principal paydowns of $5K or more during the revolving period
Revolving period of up to 1 year (52 weeks)
Pay off or pay down with no maintenance fees or penalties
Competitive Comparison
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Minimum Qualifications – Are We a Good Match?

Interest-Only Bankroll Revolving Line of Credit
4 years time in business under the same ownership
Minimum annual sales of $1,200,000
Equifax credit score of 651 or higher
Home ownership
Average daily bank balance of $10,000
Bankroll Revolving Line of Credit
2 years time in business under the same ownership
Minimum annual sales of $200,000
Equifax credit score of 601 or higher
No more than 2 cash advances (short-term debt)
No bankruptcies in the last 5 years
Calculate a Potential Loan Amount for Your Manufacturing Business
Business Loan Calculator & Quote Request
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Calculate Your Loan Amount

Use the sliders below to indicate your annual sales, time in business and credit score.

Annual Sales
Time in Business
FICO Score
Please select an option
Please select an option
Term Loan Amount
12 month
18 month
24 month
36 month
Loan amounts may be increased with the review of tax returns and financials. Time in business – must be operating under the same ownership and concept. Home ownership – home must be in your name. Bankruptcy – includes personal and business bankruptcy.
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Request a Custom Quote

Enter your information below to request a quote. Your local loan consultant will crunch the numbers and prepare a custom quote based on your unique circumstances.

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Terms and Conditions

ARF Financial LLC is an exclusive third party originator of commercial loans for state charted community banks throughout the United States (“Partner Banks”), (collectively herein referred to as “Lender”). This Preliminary Loan Amount is based upon pre-underwriting standards consistent with Lender’s guidelines. This Preliminary Loan Amount is based upon the information provided by the Merchant in the Loan Calculator. This approval is contingent upon the accuracy and truthfulness of the information provided by the Merchant therein and on any additional information discovered by Lender during the Underwriting process including but not limited to the review of all financial information provided by the Merchant, the personal credit of any guarantor and/or any information available from the public domain relating to the business’ or the guarantor’s outstanding liens and judgments, collection issues, history of fraud, bankruptcy, or criminal activity; the status of the Merchant’s business entity with the State where they are located; or any other information that may reflect on the business or guarantor’s ability to repay this loan. The terms of this Preliminary Loan Amount may change based upon the review of all information noted above. The terms of this Preliminary Loan Amount (noted above or if modified during the Underwriting process) are not deemed approved until the Merchant agrees to and executes all necessary Loan documents and the Loan documents are countersigned and approved by an Officer of Lender. If Merchant executed no Universal Merchant Credit Application then this Preliminary Loan Amount is for discussion purposes only.

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