ISOs, Brokers & Agents

Calling all independent sales organizations, brokers, and agents! If you’re currently in the business of connecting restaurant and hospitality businesses to the financial resources they need, ARF Financial has the right loan products to help you achieve your goals. With decades of experience in providing restaurant and hospitality financing, our team of personal financial consultants specialize in providing the trusted lending services your clients are looking for, and we can do it fast.

An Extra $500 on Your First Funded Deal!

That’s right. Submit and fund your first deal of $25,000 or more and earn a $500 Amex Gift Card. That’s in addition to your regular commissions! If you’ve worked with us before but haven’t submitted a deal in the last 12 months, then you qualify too! Even better, fund $500K in any given month and receive a $5,000 Bonus in addition to our regular commissions!

In partnering with ARF Financial, you can attract more business by giving your clients access to larger loan amounts, fixed payments, longer terms, and lines of credit without the need for collateral and with limited paperwork. And the best part is that you can help them improve their cash flow and take advantage of high ROI opportunities while earning attractive commissions yourself on each loan we fund.

You Can Sell Our Products!

  • Defer up to 33% of loan’s principal into the future for the lowest payments now!
  • Additional cash out at 40-50% paid
  • No tax returns or financials on hospitality loans up to $300,000
  • No tax returns or financials on retail loans up to $150,000
  • Repayment is not tied to credit card transactions
  • Fast preliminary approvals – same day
  • Rapid funding – normally in 3-5 days
  • Larger loan amounts (up to 16.5% of annual sales)
  • FIXED weekly payments
  • Flexible repayment terms up to 18 months
  • 24-hour access to a no fee line of credit

What Other ISOs are Saying about ARF

“Linda and I wanted to tell you how much we appreciate the manner in which you’ve handled my client and the tight timeline that was required. We work with a lot of funders and it is always an absolute delight when we find one that is as responsive and communicative as you have been.”


“ARF Financial has always been great to work with on every deal but you went above and beyond on this one. You’ve earned a preferred place in our funding portfolio so please know that when we have deals that fit your wheelhouse you will be our first choice!”


“Thank you so much for your professionalism and your expertise. I and my client benefited from your loan products and customer service!