{"id":52344,"date":"2025-04-18T16:52:53","date_gmt":"2025-04-18T20:52:53","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?p=52344"},"modified":"2025-04-18T16:52:53","modified_gmt":"2025-04-18T20:52:53","slug":"why-money-isnt-the-reason-most-small-businesses-fail","status":"publish","type":"post","link":"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/","title":{"rendered":"Why Money Isn\u2019t the Reason Most Small Businesses Fail"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_single_image image=&#8221;52345&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">It\u2019s a widely accepted belief that small businesses fail because of money problems, particularly cash flow issues. And while finances are often cited as the primary reason, the reality is quite different. The real culprit? Tired and burnt-out business owners. This post will explore why burnout leads to failure in small businesses far more often than financial challenges.<\/p>\n<h2 class=\"font-bold text-h3 leading-[40px] pt-[21px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]\" dir=\"ltr\">The Real Reason for Small Business Failures<\/h2>\n<h3 class=\"font-bold text-h4 leading-[30px] pt-[15px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]\" dir=\"ltr\">The Myth of Money<\/h3>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">We&#8217;ve all heard the statistics from the SBA or National Federation of Independent Businesses, claiming that lack of cash flow is the primary reason small businesses close their doors. To an outsider, it seems logical \u2013 bills stack up, payments are delayed, and the numbers simply don\u2019t add up. But take a closer look, and you\u2019ll see that these financial troubles are just symptoms, not the root cause.<\/p>\n<h3 class=\"font-bold text-h4 leading-[30px] pt-[15px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]\" dir=\"ltr\">Tired Business Owners Are the Problem<\/h3>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Chuck Blakeman, a seasoned entrepreneur, argues that fatigue is the real cause of most small business failures. When owners lose their energy and focus, everything else begins to crumble, from leadership and planning to customer service. Burnout is like a slow leak in a tire; it\u2019s not always visible, but it will eventually lead to a breakdown if left unchecked.<\/p>\n<h3 class=\"font-bold text-h4 leading-[30px] pt-[15px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]\" dir=\"ltr\">Key Indicators of Owner Burnout<\/h3>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Burnout doesn\u2019t happen overnight. There are early warning signs that signal something might be wrong, including:<\/p>\n<ul class=\"pt-[9px] pb-[2px] pl-[24px] list-inside list-disc pt-[5px]\">\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"1\"><b><strong class=\"font-bold\">Reactive Decision-Making:<\/strong><\/b> Constantly reacting to crises instead of proactively planning for the future.<\/li>\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"2\"><b><strong class=\"font-bold\">Disengagement:<\/strong><\/b> A lack of interest or passion for solving challenges creatively.<\/li>\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"3\"><b><strong class=\"font-bold\">Neglect in Leadership:<\/strong><\/b> Strained communication with employees and failure to delegate effectively.<\/li>\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"4\"><b><strong class=\"font-bold\">Short-Term Thinking:<\/strong><\/b> Prioritizing immediate survival over long-term goals.<\/li>\n<\/ul>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Understanding these indicators can help entrepreneurs course-correct before it\u2019s too late.<\/p>\n<h2 class=\"font-bold text-h3 leading-[40px] pt-[21px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]\" dir=\"ltr\">Proactive Solutions for Preventing Burnout<\/h2>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Helping business owners avoid burnout is about more than just providing capital. It\u2019s about offering tools, resources, and insights to keep them energized and motivated. Here are actionable strategies loan brokers can share with their clients:<\/p>\n<h3 class=\"font-bold text-h4 leading-[30px] pt-[15px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]\" dir=\"ltr\">Prioritize Self-Care and Leadership Development<\/h3>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Encourage business owners to delegate tasks and prioritize rest. Suggest hiring a leadership coach or attending team-building workshops.<\/p>\n<h3 class=\"font-bold text-h4 leading-[30px] pt-[15px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]\" dir=\"ltr\">Foster Long-Term Planning<\/h3>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Help clients develop clear, attainable business goals. This reduces the chaos of daily reactive decision-making and gives owners something to strive for.<\/p>\n<h3 class=\"font-bold text-h4 leading-[30px] pt-[15px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]\" dir=\"ltr\">Adopt Technology for Efficiency<\/h3>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Recommending the adoption of AI tools or specialized software can save time and streamline operations, relieving some of the mental burdens on entrepreneurs.<\/p>\n<h3 class=\"font-bold text-h4 leading-[30px] pt-[15px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]\" dir=\"ltr\">Encourage Networking for Support<\/h3>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Entrepreneurs often feel isolated in their struggles. Encouraging them to join local business networks or online communities can provide valuable peer support and a space for knowledge sharing.<\/p>\n<h2 class=\"font-bold text-h3 leading-[40px] pt-[21px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]\" dir=\"ltr\">Keep Businesses Moving Forward<\/h2>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Small businesses rarely fail solely because of money; they fail because the energy, creativity, and vision that once drove them fades. To every small business owner out there: we see your hard work, your passion, and your sacrifices. We&#8217;re here to support your vision, offer guidance, and help you overcome challenges, so you can achieve your goals and keep moving forward with confidence. Together, we can build something extraordinary.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<span style=\"font-size: 13px; line-height: 15px;\">Your privacy is important to us. ARF Financial will never sell or rent your information to any third party.\u00a0<a href=\"https:\/\/www.arffinancial.com\/development\/privacy\/?utm_source=Outbrain&amp;utm_medium=OutbrainBlog&amp;utm_term=Outbrain&amp;utm_content=GoingGreen&amp;utm_campaign=GoingGreen\">Click here<\/a> for more information about our privacy policy.\u00a0Image by <a href=\"https:\/\/pixabay.com\/users\/geralt-9301\/?utm_source=link-attribution&amp;utm_medium=referral&amp;utm_campaign=image&amp;utm_content=8498195\" class=\"broken_link\">Gerd Altmann<\/a> from <a href=\"https:\/\/pixabay.com\/\/?utm_source=link-attribution&amp;utm_medium=referral&amp;utm_campaign=image&amp;utm_content=8498195\" class=\"broken_link\">Pixabay<\/a><\/span>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_single_image image=&#8221;52345&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text] It\u2019s a widely accepted belief that&#8230;<\/p>\n","protected":false},"author":5,"featured_media":52345,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","om_disable_all_campaigns":false,"footnotes":""},"categories":[698],"tags":[398,402,400,399,443,386,535,220,213,401,224,222,172,226,307,1178,1564,142],"class_list":{"0":"post-52344","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-small-business-financing","8":"tag-affordable-business-loans","9":"tag-affordable-small-business-growth","10":"tag-business-expansion","11":"tag-business-growth","12":"tag-business-line-of-credit","13":"tag-business-loans","14":"tag-equipment-leasing","15":"tag-flex-pay-loans","16":"tag-line-of-credit","17":"tag-small-business-expansion","18":"tag-small-business-financing","19":"tag-small-business-funding","20":"tag-small-business-growth","21":"tag-small-business-loans","22":"tag-small-business-operations","23":"tag-small-business-owners","24":"tag-why-money-isnt-the-reason-most-small-businesses-fail","25":"tag-working-capital"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Why Money Isn\u2019t the Reason Most Small Businesses Fail - ARF Financial<\/title>\n<meta name=\"description\" content=\"Learn why most small businesses fail due to burnout, not finances, and how flexible funding like Bankroll\u2019s Revolving Line of Credit can make a difference.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why Money Isn\u2019t the Reason Most Small Businesses Fail - ARF Financial\" \/>\n<meta property=\"og:description\" content=\"Learn why most small businesses fail due to burnout, not finances, and how flexible funding like Bankroll\u2019s Revolving Line of Credit can make a difference.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/\" \/>\n<meta property=\"og:site_name\" content=\"ARF Financial\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-18T20:52:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2025\/04\/ARF-Blog-04182024E.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"920\" \/>\n\t<meta property=\"og:image:height\" content=\"420\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Robert Whited\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Robert Whited\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/\"},\"author\":{\"name\":\"Robert Whited\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/ab727372fcd4ff548d759472b7c7fecc\"},\"headline\":\"Why Money Isn\u2019t the Reason Most Small Businesses Fail\",\"datePublished\":\"2025-04-18T20:52:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/\"},\"wordCount\":595,\"publisher\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2025\/04\/ARF-Blog-04182024E.jpg\",\"keywords\":[\"affordable business loans\",\"affordable small business growth\",\"business expansion\",\"business growth\",\"business line of credit\",\"business loans\",\"equipment leasing\",\"flex pay loans\",\"line of credit\",\"small business expansion\",\"small business financing\",\"small business funding\",\"small business growth\",\"small business loans\",\"small business operations\",\"small business owners\",\"Why Money Isn\u2019t the Reason Most Small Businesses Fail\",\"working capital\"],\"articleSection\":[\"Small Business Financing\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/\",\"url\":\"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/\",\"name\":\"Why Money Isn\u2019t the Reason Most Small Businesses Fail - ARF Financial\",\"isPartOf\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2025\/04\/ARF-Blog-04182024E.jpg\",\"datePublished\":\"2025-04-18T20:52:53+00:00\",\"description\":\"Learn why most small businesses fail due to burnout, not finances, and how flexible funding like Bankroll\u2019s Revolving Line of Credit can make a difference.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/#primaryimage\",\"url\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2025\/04\/ARF-Blog-04182024E.jpg\",\"contentUrl\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2025\/04\/ARF-Blog-04182024E.jpg\",\"width\":920,\"height\":420,\"caption\":\"Why Money Isn\u2019t the Reason Most Small Businesses Fail\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.arffinancial.com\/development\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Why Money Isn\u2019t the Reason Most Small Businesses Fail\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#website\",\"url\":\"https:\/\/www.arffinancial.com\/development\/\",\"name\":\"ARF Financial\",\"description\":\"Businesses Bank on Us\",\"publisher\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.arffinancial.com\/development\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#organization\",\"name\":\"ARF Financial LLC\",\"url\":\"https:\/\/www.arffinancial.com\/development\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png\",\"contentUrl\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png\",\"width\":792,\"height\":612,\"caption\":\"ARF Financial LLC\"},\"image\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/ab727372fcd4ff548d759472b7c7fecc\",\"name\":\"Robert Whited\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/c48be6a0ddfcae4b85fd444fdab27d247b8fef19292a5249b0340af7e31ea9a5?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/c48be6a0ddfcae4b85fd444fdab27d247b8fef19292a5249b0340af7e31ea9a5?s=96&d=mm&r=g\",\"caption\":\"Robert Whited\"},\"url\":\"https:\/\/www.arffinancial.com\/development\/author\/robert\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Why Money Isn\u2019t the Reason Most Small Businesses Fail - ARF Financial","description":"Learn why most small businesses fail due to burnout, not finances, and how flexible funding like Bankroll\u2019s Revolving Line of Credit can make a difference.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/","og_locale":"en_US","og_type":"article","og_title":"Why Money Isn\u2019t the Reason Most Small Businesses Fail - ARF Financial","og_description":"Learn why most small businesses fail due to burnout, not finances, and how flexible funding like Bankroll\u2019s Revolving Line of Credit can make a difference.","og_url":"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/","og_site_name":"ARF Financial","article_published_time":"2025-04-18T20:52:53+00:00","og_image":[{"width":920,"height":420,"url":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2025\/04\/ARF-Blog-04182024E.jpg","type":"image\/jpeg"}],"author":"Robert Whited","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Robert Whited","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/#article","isPartOf":{"@id":"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/"},"author":{"name":"Robert Whited","@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/ab727372fcd4ff548d759472b7c7fecc"},"headline":"Why Money Isn\u2019t the Reason Most Small Businesses Fail","datePublished":"2025-04-18T20:52:53+00:00","mainEntityOfPage":{"@id":"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/"},"wordCount":595,"publisher":{"@id":"https:\/\/www.arffinancial.com\/development\/#organization"},"image":{"@id":"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/#primaryimage"},"thumbnailUrl":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2025\/04\/ARF-Blog-04182024E.jpg","keywords":["affordable business loans","affordable small business growth","business expansion","business growth","business line of credit","business loans","equipment leasing","flex pay loans","line of credit","small business expansion","small business financing","small business funding","small business growth","small business loans","small business operations","small business owners","Why Money Isn\u2019t the Reason Most Small Businesses Fail","working capital"],"articleSection":["Small Business Financing"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/","url":"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/","name":"Why Money Isn\u2019t the Reason Most Small Businesses Fail - ARF Financial","isPartOf":{"@id":"https:\/\/www.arffinancial.com\/development\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/#primaryimage"},"image":{"@id":"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/#primaryimage"},"thumbnailUrl":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2025\/04\/ARF-Blog-04182024E.jpg","datePublished":"2025-04-18T20:52:53+00:00","description":"Learn why most small businesses fail due to burnout, not finances, and how flexible funding like Bankroll\u2019s Revolving Line of Credit can make a difference.","breadcrumb":{"@id":"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/#primaryimage","url":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2025\/04\/ARF-Blog-04182024E.jpg","contentUrl":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2025\/04\/ARF-Blog-04182024E.jpg","width":920,"height":420,"caption":"Why Money Isn\u2019t the Reason Most Small Businesses Fail"},{"@type":"BreadcrumbList","@id":"https:\/\/www.arffinancial.com\/development\/why-money-isnt-the-reason-most-small-businesses-fail\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.arffinancial.com\/development\/"},{"@type":"ListItem","position":2,"name":"Why Money Isn\u2019t the Reason Most Small Businesses Fail"}]},{"@type":"WebSite","@id":"https:\/\/www.arffinancial.com\/development\/#website","url":"https:\/\/www.arffinancial.com\/development\/","name":"ARF Financial","description":"Businesses Bank on Us","publisher":{"@id":"https:\/\/www.arffinancial.com\/development\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.arffinancial.com\/development\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.arffinancial.com\/development\/#organization","name":"ARF Financial LLC","url":"https:\/\/www.arffinancial.com\/development\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/","url":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png","contentUrl":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png","width":792,"height":612,"caption":"ARF Financial LLC"},"image":{"@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/ab727372fcd4ff548d759472b7c7fecc","name":"Robert Whited","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/c48be6a0ddfcae4b85fd444fdab27d247b8fef19292a5249b0340af7e31ea9a5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c48be6a0ddfcae4b85fd444fdab27d247b8fef19292a5249b0340af7e31ea9a5?s=96&d=mm&r=g","caption":"Robert Whited"},"url":"https:\/\/www.arffinancial.com\/development\/author\/robert\/"}]}},"menu_order":0,"_links":{"self":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/posts\/52344","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/comments?post=52344"}],"version-history":[{"count":1,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/posts\/52344\/revisions"}],"predecessor-version":[{"id":52346,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/posts\/52344\/revisions\/52346"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/media\/52345"}],"wp:attachment":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/media?parent=52344"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/categories?post=52344"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/tags?post=52344"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}