{"id":51488,"date":"2024-12-06T16:37:53","date_gmt":"2024-12-06T21:37:53","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?p=51488"},"modified":"2024-12-06T16:37:53","modified_gmt":"2024-12-06T21:37:53","slug":"preparing-your-small-business-for-holiday-returns-and-exchanges","status":"publish","type":"post","link":"https:\/\/www.arffinancial.com\/development\/preparing-your-small-business-for-holiday-returns-and-exchanges\/","title":{"rendered":"Preparing Your Small Business for Holiday Returns and Exchanges"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_single_image image=&#8221;51489&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">The holidays bring joy and profits for small business owners, but they also come with their own set of challenges\u2014one of the biggest being holiday returns and exchanges. After the festive frenzy subsides, many customers may seek to return or exchange products. For small businesses, this can make or break the post-holiday season, impacting your revenue and customer satisfaction.<\/p>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">With the right approach, your business can handle post-holiday returns seamlessly while maintaining strong customer relationships and protecting your bottom line. This guide provides best practices for crafting a holiday returns policy, developing a post-holiday exchange strategy, and excelling in customer service.<\/p>\n<h2 class=\"font-bold text-h3 leading-[36px] pt-[21px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]\" dir=\"ltr\">Why a Well-Planned Holiday Returns Policy Matters<\/h2>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">A clear, customer-centric holiday returns policy benefits both businesses and customers. Customers enjoy a smoother experience, while businesses minimize confusion and build loyalty. Statistics indicate that nearly 30% of holiday purchases are returned, making it essential for small businesses to be prepared.<\/p>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Here\u2019s why crafting a strong post-holiday returns policy is critical:<\/p>\n<ul class=\"pt-[9px] pb-[2px] pl-[24px] list-disc [&amp;_ul]:pt-[5px] pt-[5px]\">\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"1\"><b><strong class=\"font-bold\">Boosts Customer Loyalty<\/strong><\/b><\/li>\n<\/ul>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Shoppers are more likely to return if they trust your returns process. A generous policy signals that you prioritize their satisfaction.<\/p>\n<ul class=\"pt-[9px] pb-[2px] pl-[24px] list-disc [&amp;_ul]:pt-[5px] pt-[5px]\">\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"1\"><b><strong class=\"font-bold\">Reduces Customer Complaints<\/strong><\/b><\/li>\n<\/ul>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Ambiguity in return terms can lead to misunderstandings. Clear guidelines minimize disputes.<\/p>\n<ul class=\"pt-[9px] pb-[2px] pl-[24px] list-disc [&amp;_ul]:pt-[5px] pt-[5px]\">\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"1\"><b><strong class=\"font-bold\">Protects Your Bottom Line<\/strong><\/b><\/li>\n<\/ul>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Thoughtful policies control financial loss while maintaining customer satisfaction.<\/p>\n<h2 class=\"font-bold text-h3 leading-[36px] pt-[21px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]\" dir=\"ltr\">Best Practices for Handling Holiday Returns and Exchanges<\/h2>\n<h3 class=\"font-bold text-h4 leading-[30px] pt-[15px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]\" dir=\"ltr\">Create a Clear and Fair Holiday Returns Policy<\/h3>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Your <b><strong class=\"font-bold\">holiday returns policy<\/strong><\/b> should be easy to understand and transparent. Ensure it covers the following:<\/p>\n<ul class=\"pt-[9px] pb-[2px] pl-[24px] list-disc [&amp;_ul]:pt-[5px] pt-[5px]\">\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"1\"><b><strong class=\"font-bold\">Timeframe<\/strong><\/b><\/li>\n<\/ul>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Extend return windows for purchases made during the holiday season. For example, allow returns through January instead of the typical 30-day policy.<\/p>\n<ul class=\"pt-[9px] pb-[2px] pl-[24px] list-disc [&amp;_ul]:pt-[5px] pt-[5px]\">\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"1\"><b><strong class=\"font-bold\">Condition of Returns<\/strong><\/b><\/li>\n<\/ul>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Specify whether items need to be unopened, unused, or in original packaging. It helps avoid disputes over damaged goods.<\/p>\n<ul class=\"pt-[9px] pb-[2px] pl-[24px] list-disc [&amp;_ul]:pt-[5px] pt-[5px]\">\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"1\"><b><strong class=\"font-bold\">Provide Detailed Instructions<\/strong><\/b><\/li>\n<\/ul>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Include clear steps for processing returns, both online and in-store.<\/p>\n<h3 class=\"font-bold text-h4 leading-[30px] pt-[15px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]\" dir=\"ltr\">Leverage Technology for Better Return Management<\/h3>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Investing in technology can streamline your returns and exchanges process.<\/p>\n<ul class=\"pt-[9px] pb-[2px] pl-[24px] list-disc [&amp;_ul]:pt-[5px] pt-[5px]\">\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"1\"><b><strong class=\"font-bold\">Returns Management Software<\/strong><\/b><\/li>\n<\/ul>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Platforms like Returnly or Loop Returns simplify the tracking and approval of returns.<\/p>\n<ul class=\"pt-[9px] pb-[2px] pl-[24px] list-disc [&amp;_ul]:pt-[5px] pt-[5px]\">\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"1\"><b><strong class=\"font-bold\">Automate Communication<\/strong><\/b><\/li>\n<\/ul>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Use email or SMS alerts to inform customers about return status updates.<\/p>\n<ul class=\"pt-[9px] pb-[2px] pl-[24px] list-disc [&amp;_ul]:pt-[5px] pt-[5px]\">\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"1\"><b><strong class=\"font-bold\">Digital Receipts<\/strong><\/b><\/li>\n<\/ul>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Offer digital receipts as a fail-proof way to verify purchases and prevent fraud.<\/p>\n<h3 class=\"font-bold text-h4 leading-[30px] pt-[15px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]\" dir=\"ltr\">Train Your Team on Customer Service<\/h3>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Customer satisfaction during the returns process can determine whether they continue shopping with you.<\/p>\n<ul class=\"pt-[9px] pb-[2px] pl-[24px] list-disc [&amp;_ul]:pt-[5px] pt-[5px]\">\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"1\"><b><strong class=\"font-bold\">Empathy is Key<\/strong><\/b><\/li>\n<\/ul>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Train staff to handle returns with patience and understanding, especially when customers are stressed during the post-holiday hustle.<\/p>\n<ul class=\"pt-[9px] pb-[2px] pl-[24px] list-disc [&amp;_ul]:pt-[5px] pt-[5px]\">\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"1\"><b><strong class=\"font-bold\">Empower Employees<\/strong><\/b><\/li>\n<\/ul>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Give your team the authority to approve exchanges or offer solutions promptly, improving efficiency.<\/p>\n<ul class=\"pt-[9px] pb-[2px] pl-[24px] list-disc [&amp;_ul]:pt-[5px] pt-[5px]\">\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"1\"><b><strong class=\"font-bold\">Upsell During Exchanges<\/strong><\/b><\/li>\n<\/ul>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Encourage team members to suggest suitable alternatives or add-ons when customers choose an exchange.<\/p>\n<h3 class=\"font-bold text-h4 leading-[30px] pt-[15px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]\" dir=\"ltr\">Develop a Post-Holiday Exchange Strategy<\/h3>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Post-holiday exchanges can turn returns into opportunities. With a strong exchange strategy, you can retain revenue while delighting customers.<\/p>\n<ul class=\"pt-[9px] pb-[2px] pl-[24px] list-disc [&amp;_ul]:pt-[5px] pt-[5px]\">\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"1\"><b><strong class=\"font-bold\">Highlight Popular Alternatives<\/strong><\/b><\/li>\n<\/ul>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Ensure staff or your online store suggests similar or complementary products.<\/p>\n<ul class=\"pt-[9px] pb-[2px] pl-[24px] list-disc [&amp;_ul]:pt-[5px] pt-[5px]\">\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"1\"><b><strong class=\"font-bold\">Offer Store Credit<\/strong><\/b><\/li>\n<\/ul>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">If possible, provide store credit rather than cash refunds. This keeps funds within your business while giving customers flexibility.<\/p>\n<ul class=\"pt-[9px] pb-[2px] pl-[24px] list-disc [&amp;_ul]:pt-[5px] pt-[5px]\">\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"1\"><b><strong class=\"font-bold\">Personalized Recommendations<\/strong><\/b><\/li>\n<\/ul>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Use customer purchase data to suggest upgraded items or products more aligned with their preferences.<\/p>\n<h3 class=\"font-bold text-h4 leading-[30px] pt-[15px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]\" dir=\"ltr\">Encourage Sustainable Returns<\/h3>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">The environmental impacts of the returns process are often overlooked. Reduce waste with sustainable practices such as:<\/p>\n<ul class=\"pt-[9px] pb-[2px] pl-[24px] list-disc [&amp;_ul]:pt-[5px] pt-[5px]\">\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"1\"><b><strong class=\"font-bold\">Eco-Friendly Packaging<\/strong><\/b><\/li>\n<\/ul>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Ask customers to reuse original packaging when completing a return.<\/p>\n<ul class=\"pt-[9px] pb-[2px] pl-[24px] list-disc [&amp;_ul]:pt-[5px] pt-[5px]\">\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"1\"><b><strong class=\"font-bold\">Repair or Repurpose Returned Goods<\/strong><\/b><\/li>\n<\/ul>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Partner with repair services or donate items in unsellable condition to charities.<\/p>\n<ul class=\"pt-[9px] pb-[2px] pl-[24px] list-disc [&amp;_ul]:pt-[5px] pt-[5px]\">\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"1\"><b><strong class=\"font-bold\">Communicate Sustainability Efforts<\/strong><\/b><\/li>\n<\/ul>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Educate customers on how your business minimizes waste during holiday returns.<\/p>\n<h2 class=\"font-bold text-h3 leading-[36px] pt-[21px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]\" dir=\"ltr\">The Financial Side of Managing Returns and Exchanges<\/h2>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Handling an influx of holiday returns often puts a strain on your cash flow. Ensuring you have a financial safety net can help your business thrive even post-holiday. Resources like the <a class=\"text-indigo-700 underline underline-offset-4\" href=\"https:\/\/www.arffinancial.com\/development\/interest-only-bankroll-revolving\/?utm_source=SocialMedia&amp;utm_medium=LinkedIn&amp;utm_term=Blog&amp;utm_content=HolidayReturns12062024&amp;utm_campaign=HolidayReturns12062024\">Interest-Only Revolving Line of Credit from ARF Financial<\/a> can provide the flexibility businesses need to meet sudden cash flow demands without risking the rest of their operations.<\/p>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">This flexible financing option enables you to efficiently stock up for the holiday season while also covering potential returns and exchanges.<\/p>\n<h2 class=\"font-bold text-h3 leading-[36px] pt-[21px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]\" dir=\"ltr\">Build a Community of Loyal Customers Through Returns<\/h2>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Returns and exchanges are often seen as challenges, but for small businesses, they represent an opportunity to strengthen rapport with customers. By creating an excellent post-holiday return experience, you can turn one-time holiday shoppers into loyal, recurring customers.<\/p>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Some final tips:<\/p>\n<ul class=\"pt-[9px] pb-[2px] pl-[24px] list-disc [&amp;_ul]:pt-[5px] pt-[5px]\">\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"1\">Gather feedback from your customers after they\u2019ve gone through the return or exchange process. Use this input to refine and improve your policies over time.<\/li>\n<li class=\"text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0\" value=\"2\">Reward loyal customers who choose store credit or exchanges with exclusive deals or discounts as a token of appreciation.<\/li>\n<\/ul>\n<h2 class=\"font-bold text-h3 leading-[36px] pt-[21px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]\" dir=\"ltr\">Wrapping It Up<\/h2>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Effective planning around post-holiday exchanges and returns ensures that your business not only survives the chaos but thrives in customer satisfaction and loyalty. Crafting a generous holiday returns policy, leveraging tech tools, training staff in empathy, and managing exchanges strategically can transform potential losses into an opportunity for growth.<\/p>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\">Don\u2019t leave the success of your small business to chance. Review your current processes and take proactive steps today to be holiday-ready.<\/p>\n<p class=\"text-body font-regular leading-[24px] pt-[9px] pb-[2px]\" dir=\"ltr\"><i><em class=\"italic\">Need additional flexibility for your holiday operations? Learn more about the <\/em><\/i><a class=\"text-indigo-700 underline underline-offset-4\" href=\"https:\/\/www.arffinancial.com\/development\/interest-only-bankroll-revolving\/?utm_source=SocialMedia&amp;utm_medium=LinkedIn&amp;utm_term=Blog&amp;utm_content=HolidayReturns12062024&amp;utm_campaign=HolidayReturns12062024\"><i><em class=\"italic\">Interest-Only Revolving Line of Credit from ARF Financial<\/em><\/i><\/a><i><em class=\"italic\"> to support your seasonal needs<\/em><\/i>.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<span style=\"font-size: 13px; line-height: 15px;\">Your privacy is important to us. ARF Financial will never sell or rent your information to any third party.\u00a0<a href=\"https:\/\/www.arffinancial.com\/development\/privacy\/?utm_source=Outbrain&amp;utm_medium=OutbrainBlog&amp;utm_term=Outbrain&amp;utm_content=GoingGreen&amp;utm_campaign=GoingGreen\">Click here<\/a> for more information about our privacy policy. <a href=\"https:\/\/www.freepik.com\/free-photo\/friends-after-christmas-shopping-store_11724114.htm#fromView=search&amp;page=1&amp;position=26&amp;uuid=c4622b95-2b19-4f45-a173-3f174a6dcf40\">Image by gpointstudio on Freepik<\/a><\/span>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_single_image image=&#8221;51489&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text] The holidays bring joy and profits&#8230;<\/p>\n","protected":false},"author":5,"featured_media":51489,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","om_disable_all_campaigns":false,"footnotes":""},"categories":[698],"tags":[398,402,1445,400,399,443,386,535,220,213,1451,401,224,222,172,226,307,1178,142],"class_list":{"0":"post-51488","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-small-business-financing","8":"tag-affordable-business-loans","9":"tag-affordable-small-business-growth","10":"tag-and-solutions","11":"tag-business-expansion","12":"tag-business-growth","13":"tag-business-line-of-credit","14":"tag-business-loans","15":"tag-equipment-leasing","16":"tag-flex-pay-loans","17":"tag-line-of-credit","18":"tag-preparing-your-small-business-for-holiday-returns-and-exchanges","19":"tag-small-business-expansion","20":"tag-small-business-financing","21":"tag-small-business-funding","22":"tag-small-business-growth","23":"tag-small-business-loans","24":"tag-small-business-operations","25":"tag-small-business-owners","26":"tag-working-capital"},"acf":[],"yoast_head":"<!-- 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