{"id":49787,"date":"2024-03-18T10:26:26","date_gmt":"2024-03-18T14:26:26","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?p=49787"},"modified":"2024-03-18T10:26:26","modified_gmt":"2024-03-18T14:26:26","slug":"inside-the-32-hour-workweek-act","status":"publish","type":"post","link":"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/","title":{"rendered":"Inside the 32-Hour Workweek Act"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_single_image image=&#8221;49789&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n<p style=\"font-weight: 400;\">Over the last few years there have been rumblings about reducing the workweek, especially as <a href=\"https:\/\/www.reuters.com\/markets\/us\/us-worker-productivity-strong-fourth-quarter-weekly-jobless-claims-rise-2024-02-01\/\">productivity has skyrocketed<\/a> with technology advancements. <a href=\"https:\/\/www.bluselection.com\/blog\/2023\/08\/working-days-and-culture-in-france-your-go-to-guide?source=google.com\">France<\/a>, for instance, has a 35-hour workweek already, while Norway and Denmark are sitting at 37 hours. Contrast that with the United States, which has had a <a href=\"https:\/\/www.dol.gov\/agencies\/whd\/fact-sheets\/22-flsa-hours-worked\">40-hour workweek<\/a> since the <a href=\"https:\/\/guides.loc.gov\/this-month-in-business-history\/june\/fair-labor-standards-act-signed\">Fair Labor Standards Act<\/a> (FLSA) was adjusted in 1940. But recently, Sen. Bernie Sanders (I-Vt.), Chairman of the <a href=\"https:\/\/www.help.senate.gov\/\">Senate Committee on Health, Education, Labor, and Pensions<\/a> (HELP), unveiled a new plan that would make standard a 4-day workweek\u2014without any reduction in pay. Here\u2019s what to know about the proposal. The HELP committee <a href=\"https:\/\/www.help.senate.gov\/chair\/newsroom\/press\/news-sanders-introduces-legislation-to-enact-a-32-hour-workweek-with-no-loss-in-pay\">calls this<\/a> \u201can important step toward ensuring that workers share in the massive increase in productivity driven by artificial intelligence, automation, and new technology<\/p>\n<p style=\"font-weight: 400;\">Over a 4-year period, the Thirty-Two Hour Workweek Act would lover the required threshold for overtime pay to 32 hours (down from 40 hours, where it stands today). It would also require adjustments to overtime pay: 1.5 times a worker\u2019s regular salary for days worked more than 8 hours, and double a worker\u2019s salary for days worked more than 12 hours. It would also protect the pay and benefits of those impacted.<\/p>\n<p style=\"font-weight: 400;\">In his <a href=\"https:\/\/www.sanders.senate.gov\/press-releases\/news-sanders-introduces-legislation-to-enact-a-32-hour-workweek-with-no-loss-in-pay\/\">press release<\/a>, Sanders notes \u201cMoving to a 32-hour workweek with no loss of pay is not a radical idea\u2026 Today, American workers are over 400 percent more productive than they were in the 1940s. And yet, millions of Americans are working longer hours for lower wages than they were decades ago. That has got to change\u2026.<\/p>\n<p style=\"font-weight: 400;\">\u2026The financial gains from the major advancements in artificial intelligence, automation, and new technology must benefit the working class, not just corporate CEOs and wealthy stockholders on Wall Street. It is time to reduce the stress level in our country and allow Americans to enjoy a better quality of life.\u201d<\/p>\n<p style=\"font-weight: 400;\">This legislation was introduced by Sanders and Senator Laphonza Butler (D-Calif.). Representative Mark Takano (D-Calif.) also pitched companion legislation in the House. And it comes with high praise, despite its unlikelihood of passage in a cripplingly divided Congress. High-profile businessmen like Microsoft founder Bill Gates and JP Morgan Chase CEO Jamie Dimon already predicted in 2023 that our widespread technology advancements would eventually bring us to a 3.5-day workweek in the next few years. However, \u201cAmericans now work more hours than the people of most other wealthy nations, but are earning less per week than they did 50 years ago, after adjusting for inflation\u201d according to the HELP\u2019s <a href=\"https:\/\/www.help.senate.gov\/chair\/newsroom\/press\/news-sanders-introduces-legislation-to-enact-a-32-hour-workweek-with-no-loss-in-pay\">press release<\/a>.<\/p>\n<p style=\"font-weight: 400;\">There is an uphill battle ahead in order to get this bill over to President Biden\u2019s desk. It needs majority support in the Republican-controlled House, plus a 60-vote approval in the Senate.<\/p>\n<p style=\"font-weight: 400;\">For the bill to reach President Joe Biden&#8217;s desk, it would need to garner majority support in the Republican-controlled House as well as a filibuster-proof 60 vote approval in the Senate. If the measure were to reach Biden, it remains unclear whether he would sign it. Critics of the legislation fear that a mandatory 4-day week would mean companies have to hire additional employees and risk losing productivity. However, studies <a href=\"https:\/\/www.pbs.org\/newshour\/world\/4-day-work-week-trial-yields-overwhelming-success-in-u-k-researchers-say\">conducted in the U.K.<\/a>found that when working hours were reduced without pay cuts, employees were less stressed and burnt out, and more focused and satisfied with their jobs. Revenues also grew, contrary to what opponents in the U.S. have claimed.<\/p>\n<p style=\"font-weight: 400;\">We\u2019ll continue to keep an eye on this legislation over at the <a href=\"https:\/\/www.arffinancial.com\/development\/blog\/?urlsource=blog\">Financial Pantry<\/a>, your best source for news in all things small business.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<span style=\"font-size: 13px; line-height: 15px;\">Your privacy is important to us. ARF Financial will never sell or rent your information to any third party.\u00a0<a href=\"https:\/\/www.arffinancial.com\/development\/privacy\/?utm_source=Outbrain&amp;utm_medium=OutbrainBlog&amp;utm_term=Outbrain&amp;utm_content=GoingGreen&amp;utm_campaign=GoingGreen\">Click here<\/a>\u00a0for more information about our privacy policy.<\/span>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_single_image image=&#8221;49789&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text] Over the last few years there&#8230;<\/p>\n","protected":false},"author":5,"featured_media":49789,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","om_disable_all_campaigns":false,"footnotes":""},"categories":[698],"tags":[398,402,400,399,443,386,535,220,1220,213,401,224,222,172,226,307,1178,1197,142],"class_list":{"0":"post-49787","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-small-business-financing","8":"tag-affordable-business-loans","9":"tag-affordable-small-business-growth","10":"tag-business-expansion","11":"tag-business-growth","12":"tag-business-line-of-credit","13":"tag-business-loans","14":"tag-equipment-leasing","15":"tag-flex-pay-loans","16":"tag-inside-the-32-hour-workweek-act","17":"tag-line-of-credit","18":"tag-small-business-expansion","19":"tag-small-business-financing","20":"tag-small-business-funding","21":"tag-small-business-growth","22":"tag-small-business-loans","23":"tag-small-business-operations","24":"tag-small-business-owners","25":"tag-taxes","26":"tag-working-capital"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Inside the 32-Hour Workweek Act - ARF Financial<\/title>\n<meta name=\"description\" content=\"Inside the 32-Hour Workweek Act\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Inside the 32-Hour Workweek Act - ARF Financial\" \/>\n<meta property=\"og:description\" content=\"Inside the 32-Hour Workweek Act\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/\" \/>\n<meta property=\"og:site_name\" content=\"ARF Financial\" \/>\n<meta property=\"article:published_time\" content=\"2024-03-18T14:26:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2024\/03\/ARF-Blog-030182024-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"920\" \/>\n\t<meta property=\"og:image:height\" content=\"420\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Robert Whited\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Robert Whited\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/\"},\"author\":{\"name\":\"Robert Whited\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/ab727372fcd4ff548d759472b7c7fecc\"},\"headline\":\"Inside the 32-Hour Workweek Act\",\"datePublished\":\"2024-03-18T14:26:26+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/\"},\"wordCount\":661,\"publisher\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2024\/03\/ARF-Blog-030182024-1.jpg\",\"keywords\":[\"affordable business loans\",\"affordable small business growth\",\"business expansion\",\"business growth\",\"business line of credit\",\"business loans\",\"equipment leasing\",\"flex pay loans\",\"Inside the 32-Hour Workweek Act\",\"line of credit\",\"small business expansion\",\"small business financing\",\"small business funding\",\"small business growth\",\"small business loans\",\"small business operations\",\"small business owners\",\"Taxes\",\"working capital\"],\"articleSection\":[\"Small Business Financing\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/\",\"url\":\"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/\",\"name\":\"Inside the 32-Hour Workweek Act - ARF Financial\",\"isPartOf\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2024\/03\/ARF-Blog-030182024-1.jpg\",\"datePublished\":\"2024-03-18T14:26:26+00:00\",\"description\":\"Inside the 32-Hour Workweek Act\",\"breadcrumb\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/#primaryimage\",\"url\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2024\/03\/ARF-Blog-030182024-1.jpg\",\"contentUrl\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2024\/03\/ARF-Blog-030182024-1.jpg\",\"width\":920,\"height\":420,\"caption\":\"Inside the 32-Hour Workweek Act\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.arffinancial.com\/development\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Inside the 32-Hour Workweek Act\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#website\",\"url\":\"https:\/\/www.arffinancial.com\/development\/\",\"name\":\"ARF Financial\",\"description\":\"Businesses Bank on Us\",\"publisher\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.arffinancial.com\/development\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#organization\",\"name\":\"ARF Financial LLC\",\"url\":\"https:\/\/www.arffinancial.com\/development\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png\",\"contentUrl\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png\",\"width\":792,\"height\":612,\"caption\":\"ARF Financial LLC\"},\"image\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/ab727372fcd4ff548d759472b7c7fecc\",\"name\":\"Robert Whited\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/c48be6a0ddfcae4b85fd444fdab27d247b8fef19292a5249b0340af7e31ea9a5?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/c48be6a0ddfcae4b85fd444fdab27d247b8fef19292a5249b0340af7e31ea9a5?s=96&d=mm&r=g\",\"caption\":\"Robert Whited\"},\"url\":\"https:\/\/www.arffinancial.com\/development\/author\/robert\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Inside the 32-Hour Workweek Act - ARF Financial","description":"Inside the 32-Hour Workweek Act","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/","og_locale":"en_US","og_type":"article","og_title":"Inside the 32-Hour Workweek Act - ARF Financial","og_description":"Inside the 32-Hour Workweek Act","og_url":"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/","og_site_name":"ARF Financial","article_published_time":"2024-03-18T14:26:26+00:00","og_image":[{"width":920,"height":420,"url":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2024\/03\/ARF-Blog-030182024-1.jpg","type":"image\/jpeg"}],"author":"Robert Whited","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Robert Whited","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/#article","isPartOf":{"@id":"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/"},"author":{"name":"Robert Whited","@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/ab727372fcd4ff548d759472b7c7fecc"},"headline":"Inside the 32-Hour Workweek Act","datePublished":"2024-03-18T14:26:26+00:00","mainEntityOfPage":{"@id":"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/"},"wordCount":661,"publisher":{"@id":"https:\/\/www.arffinancial.com\/development\/#organization"},"image":{"@id":"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/#primaryimage"},"thumbnailUrl":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2024\/03\/ARF-Blog-030182024-1.jpg","keywords":["affordable business loans","affordable small business growth","business expansion","business growth","business line of credit","business loans","equipment leasing","flex pay loans","Inside the 32-Hour Workweek Act","line of credit","small business expansion","small business financing","small business funding","small business growth","small business loans","small business operations","small business owners","Taxes","working capital"],"articleSection":["Small Business Financing"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/","url":"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/","name":"Inside the 32-Hour Workweek Act - ARF Financial","isPartOf":{"@id":"https:\/\/www.arffinancial.com\/development\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/#primaryimage"},"image":{"@id":"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/#primaryimage"},"thumbnailUrl":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2024\/03\/ARF-Blog-030182024-1.jpg","datePublished":"2024-03-18T14:26:26+00:00","description":"Inside the 32-Hour Workweek Act","breadcrumb":{"@id":"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/#primaryimage","url":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2024\/03\/ARF-Blog-030182024-1.jpg","contentUrl":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2024\/03\/ARF-Blog-030182024-1.jpg","width":920,"height":420,"caption":"Inside the 32-Hour Workweek Act"},{"@type":"BreadcrumbList","@id":"https:\/\/www.arffinancial.com\/development\/inside-the-32-hour-workweek-act\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.arffinancial.com\/development\/"},{"@type":"ListItem","position":2,"name":"Inside the 32-Hour Workweek Act"}]},{"@type":"WebSite","@id":"https:\/\/www.arffinancial.com\/development\/#website","url":"https:\/\/www.arffinancial.com\/development\/","name":"ARF Financial","description":"Businesses Bank on Us","publisher":{"@id":"https:\/\/www.arffinancial.com\/development\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.arffinancial.com\/development\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.arffinancial.com\/development\/#organization","name":"ARF Financial LLC","url":"https:\/\/www.arffinancial.com\/development\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/","url":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png","contentUrl":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png","width":792,"height":612,"caption":"ARF Financial LLC"},"image":{"@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/ab727372fcd4ff548d759472b7c7fecc","name":"Robert Whited","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/c48be6a0ddfcae4b85fd444fdab27d247b8fef19292a5249b0340af7e31ea9a5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c48be6a0ddfcae4b85fd444fdab27d247b8fef19292a5249b0340af7e31ea9a5?s=96&d=mm&r=g","caption":"Robert Whited"},"url":"https:\/\/www.arffinancial.com\/development\/author\/robert\/"}]}},"menu_order":0,"_links":{"self":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/posts\/49787","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/comments?post=49787"}],"version-history":[{"count":1,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/posts\/49787\/revisions"}],"predecessor-version":[{"id":49790,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/posts\/49787\/revisions\/49790"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/media\/49789"}],"wp:attachment":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/media?parent=49787"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/categories?post=49787"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/tags?post=49787"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}