{"id":49673,"date":"2024-02-27T13:54:00","date_gmt":"2024-02-27T18:54:00","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?p=49673"},"modified":"2024-02-27T13:54:00","modified_gmt":"2024-02-27T18:54:00","slug":"the-7-suspicious-signs-of-an-incorrect-erc-claim","status":"publish","type":"post","link":"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/","title":{"rendered":"The 7 Suspicious Signs of an Incorrect ERC Claim"},"content":{"rendered":"

[vc_row][vc_column][vc_single_image image=”49674″ img_size=”large” alignment=”center”][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n

The Employee Retention Credit<\/a> (ERC) is a tax credit provided by the U.S. government to encourage businesses to retain employees during challenging economic times, the most obvious being the COVID-19 pandemic. However, misuse of the program caused the Internal Revenue Service (IRS) to pause<\/a> processing new claims last September. These bad actors taking advantage of the program were encouraging businesses to claim the ERC without actually meeting the criteria to do so\u2014this has resulted in an uptick of compliance activities by the IRS.<\/p>\n

Cut to today, when the IRS is asking small business owners to take a deeper look at their ERC claims and ensure there are no inaccuracies. They\u2019ve set a March 22, 2024 deadline for small businesses to apply for the ERC Voluntary Disclosure Program<\/a>, which was developed specifically for businesses that have inaccurately claimed and received an Employee Retention Credit; the program allows ineligible recipients to repay just 80 percent of the credit they received, and there won\u2019t be any interest or penalties. If businesses aren\u2019t sure whether their ERC claim is in question, the IRS has identified seven warning signs that we\u2019ll go through today. Pay close attention to these \u201csuspicious seven\u201d parameters to see if you need to reassess your eligibility and potentially take advantage of the ERC Voluntary Disclosure Program.<\/p>\n

Suspicious Seven<\/strong><\/p>\n

    \n
  1. Claiming too many quarters<\/strong>: Some promotors of the ERC have been urging employers to claim the ERC for every quarter it was available. Qualifying for that many quarters isn\u2019t likely, which points to potential incorrect claims. Eligibility criteria can be found here<\/a>.<\/li>\n
  2. Unqualified government orders<\/strong>: Some employers have been falsely instructed they can claim the ERC \u201cif any government order was in place in their area, even if their operations weren\u2019t affected or if they chose to suspend their business operations voluntarily\u201d per the IRS website<\/a>. Qualifying government orders can be found here<\/a>.<\/li>\n
  3. High employee counts and wrong calculations<\/strong>: It\u2019s important that employers exercise caution when claiming the ERC for all wages paid to every employee. There are rules in place that employers need to meet in order for wages to be considered qualified<\/a>.<\/li>\n
  4. Supply chain woes<\/strong>: It\u2019s not common that a business will qualify for the ERC based on a supply chain disruption, and employers need to make sure their supplier\u2019s government order meets the requirements<\/a>.<\/li>\n
  5. Claiming for too much of a tax period<\/strong>: Businesses are only able to claim the ERC for wages paid during the suspension period\u2014not the entire quarter.<\/li>\n
  6. Claims made without paying wages, or business didn\u2019t exist<\/strong>: ERC claims are not eligible for times the business either didn\u2019t exist, or didn\u2019t pay wages to its employees.<\/li>\n
  7. \u201cThere\u2019s nothing to lose\u201d:<\/strong> If someone told you there was \u201cnothing to lose\u201d in applying for the credit, they\u2019re wrong. \u201cBusinesses that incorrectly claim the ERC risk repayment requirements, penalties, interest, audit and potential expenses of hiring someone to help resolve the incorrect claim, amend previous returns or represent them in an audit,\u201d according to the IRS<\/a>.<\/li>\n<\/ol>\n

    To avoid potential penalties or audits by the IRS, it’s essential for small businesses to ensure accurate and compliant claims when applying for tax credits like the ERC. Consulting with tax professionals or experts familiar with ERC guidelines can help in navigating the process correctly. And over at the Financial Pantry<\/a>, you can rest assured that we\u2019ll always work to keep you updated on the latest regulations, trends, and tips for small businesses. ARF Financial also has your financial needs covered\u2014we offer loan products designed to fit your unique business situation, and our consultants are here to help you navigate the complex landscape of small business lending. Stop by today<\/a> and learn more about what ARF Financial can do for your company.<\/p>\n

    [\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]Your privacy is important to us. ARF Financial will never sell or rent your information to any third party.\u00a0Click here<\/a>\u00a0for more information about our privacy policy.<\/span>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

    [vc_row][vc_column][vc_single_image image=”49674″ img_size=”large” alignment=”center”][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text] The Employee Retention Credit (ERC) is…<\/p>\n","protected":false},"author":5,"featured_media":49674,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","om_disable_all_campaigns":false,"footnotes":""},"categories":[698,909],"tags":[398,402,400,399,443,386,535,220,213,401,224,222,172,226,307,1178,1197,1204,142],"class_list":{"0":"post-49673","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-small-business-financing","8":"category-taxes","9":"tag-affordable-business-loans","10":"tag-affordable-small-business-growth","11":"tag-business-expansion","12":"tag-business-growth","13":"tag-business-line-of-credit","14":"tag-business-loans","15":"tag-equipment-leasing","16":"tag-flex-pay-loans","17":"tag-line-of-credit","18":"tag-small-business-expansion","19":"tag-small-business-financing","20":"tag-small-business-funding","21":"tag-small-business-growth","22":"tag-small-business-loans","23":"tag-small-business-operations","24":"tag-small-business-owners","25":"tag-taxes","26":"tag-the-7-suspicious-signs-of-an-incorrect-erc-claim","27":"tag-working-capital"},"acf":[],"yoast_head":"\nThe 7 Suspicious Signs of an Incorrect ERC Claim - ARF Financial<\/title>\n<meta name=\"description\" content=\"The 7 Suspicious Signs of an Incorrect ERC Claim\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The 7 Suspicious Signs of an Incorrect ERC Claim - ARF Financial\" \/>\n<meta property=\"og:description\" content=\"The 7 Suspicious Signs of an Incorrect ERC Claim\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/\" \/>\n<meta property=\"og:site_name\" content=\"ARF Financial\" \/>\n<meta property=\"article:published_time\" content=\"2024-02-27T18:54:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2024\/02\/ARF-Blog-02292024.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"920\" \/>\n\t<meta property=\"og:image:height\" content=\"420\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Robert Whited\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Robert Whited\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/\"},\"author\":{\"name\":\"Robert Whited\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/ab727372fcd4ff548d759472b7c7fecc\"},\"headline\":\"The 7 Suspicious Signs of an Incorrect ERC Claim\",\"datePublished\":\"2024-02-27T18:54:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/\"},\"wordCount\":715,\"publisher\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2024\/02\/ARF-Blog-02292024.jpg\",\"keywords\":[\"affordable business loans\",\"affordable small business growth\",\"business expansion\",\"business growth\",\"business line of credit\",\"business loans\",\"equipment leasing\",\"flex pay loans\",\"line of credit\",\"small business expansion\",\"small business financing\",\"small business funding\",\"small business growth\",\"small business loans\",\"small business operations\",\"small business owners\",\"Taxes\",\"The 7 Suspicious Signs of an Incorrect ERC Claim\",\"working capital\"],\"articleSection\":[\"Small Business Financing\",\"Taxes\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/\",\"url\":\"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/\",\"name\":\"The 7 Suspicious Signs of an Incorrect ERC Claim - ARF Financial\",\"isPartOf\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2024\/02\/ARF-Blog-02292024.jpg\",\"datePublished\":\"2024-02-27T18:54:00+00:00\",\"description\":\"The 7 Suspicious Signs of an Incorrect ERC Claim\",\"breadcrumb\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/#primaryimage\",\"url\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2024\/02\/ARF-Blog-02292024.jpg\",\"contentUrl\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2024\/02\/ARF-Blog-02292024.jpg\",\"width\":920,\"height\":420,\"caption\":\"The 7 Suspicious Signs of an Incorrect ERC Claim\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.arffinancial.com\/development\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The 7 Suspicious Signs of an Incorrect ERC Claim\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#website\",\"url\":\"https:\/\/www.arffinancial.com\/development\/\",\"name\":\"ARF Financial\",\"description\":\"Businesses Bank on Us\",\"publisher\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.arffinancial.com\/development\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#organization\",\"name\":\"ARF Financial LLC\",\"url\":\"https:\/\/www.arffinancial.com\/development\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png\",\"contentUrl\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png\",\"width\":792,\"height\":612,\"caption\":\"ARF Financial LLC\"},\"image\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/ab727372fcd4ff548d759472b7c7fecc\",\"name\":\"Robert Whited\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/c48be6a0ddfcae4b85fd444fdab27d247b8fef19292a5249b0340af7e31ea9a5?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/c48be6a0ddfcae4b85fd444fdab27d247b8fef19292a5249b0340af7e31ea9a5?s=96&d=mm&r=g\",\"caption\":\"Robert Whited\"},\"url\":\"https:\/\/www.arffinancial.com\/development\/author\/robert\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"The 7 Suspicious Signs of an Incorrect ERC Claim - ARF Financial","description":"The 7 Suspicious Signs of an Incorrect ERC Claim","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/","og_locale":"en_US","og_type":"article","og_title":"The 7 Suspicious Signs of an Incorrect ERC Claim - ARF Financial","og_description":"The 7 Suspicious Signs of an Incorrect ERC Claim","og_url":"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/","og_site_name":"ARF Financial","article_published_time":"2024-02-27T18:54:00+00:00","og_image":[{"width":920,"height":420,"url":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2024\/02\/ARF-Blog-02292024.jpg","type":"image\/jpeg"}],"author":"Robert Whited","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Robert Whited","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/#article","isPartOf":{"@id":"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/"},"author":{"name":"Robert Whited","@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/ab727372fcd4ff548d759472b7c7fecc"},"headline":"The 7 Suspicious Signs of an Incorrect ERC Claim","datePublished":"2024-02-27T18:54:00+00:00","mainEntityOfPage":{"@id":"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/"},"wordCount":715,"publisher":{"@id":"https:\/\/www.arffinancial.com\/development\/#organization"},"image":{"@id":"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/#primaryimage"},"thumbnailUrl":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2024\/02\/ARF-Blog-02292024.jpg","keywords":["affordable business loans","affordable small business growth","business expansion","business growth","business line of credit","business loans","equipment leasing","flex pay loans","line of credit","small business expansion","small business financing","small business funding","small business growth","small business loans","small business operations","small business owners","Taxes","The 7 Suspicious Signs of an Incorrect ERC Claim","working capital"],"articleSection":["Small Business Financing","Taxes"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/","url":"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/","name":"The 7 Suspicious Signs of an Incorrect ERC Claim - ARF Financial","isPartOf":{"@id":"https:\/\/www.arffinancial.com\/development\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/#primaryimage"},"image":{"@id":"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/#primaryimage"},"thumbnailUrl":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2024\/02\/ARF-Blog-02292024.jpg","datePublished":"2024-02-27T18:54:00+00:00","description":"The 7 Suspicious Signs of an Incorrect ERC Claim","breadcrumb":{"@id":"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/#primaryimage","url":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2024\/02\/ARF-Blog-02292024.jpg","contentUrl":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2024\/02\/ARF-Blog-02292024.jpg","width":920,"height":420,"caption":"The 7 Suspicious Signs of an Incorrect ERC Claim"},{"@type":"BreadcrumbList","@id":"https:\/\/www.arffinancial.com\/development\/the-7-suspicious-signs-of-an-incorrect-erc-claim\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.arffinancial.com\/development\/"},{"@type":"ListItem","position":2,"name":"The 7 Suspicious Signs of an Incorrect ERC Claim"}]},{"@type":"WebSite","@id":"https:\/\/www.arffinancial.com\/development\/#website","url":"https:\/\/www.arffinancial.com\/development\/","name":"ARF Financial","description":"Businesses Bank on Us","publisher":{"@id":"https:\/\/www.arffinancial.com\/development\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.arffinancial.com\/development\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.arffinancial.com\/development\/#organization","name":"ARF Financial LLC","url":"https:\/\/www.arffinancial.com\/development\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/","url":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png","contentUrl":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png","width":792,"height":612,"caption":"ARF Financial LLC"},"image":{"@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/ab727372fcd4ff548d759472b7c7fecc","name":"Robert Whited","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/c48be6a0ddfcae4b85fd444fdab27d247b8fef19292a5249b0340af7e31ea9a5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c48be6a0ddfcae4b85fd444fdab27d247b8fef19292a5249b0340af7e31ea9a5?s=96&d=mm&r=g","caption":"Robert Whited"},"url":"https:\/\/www.arffinancial.com\/development\/author\/robert\/"}]}},"menu_order":0,"_links":{"self":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/posts\/49673","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/comments?post=49673"}],"version-history":[{"count":1,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/posts\/49673\/revisions"}],"predecessor-version":[{"id":49675,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/posts\/49673\/revisions\/49675"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/media\/49674"}],"wp:attachment":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/media?parent=49673"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/categories?post=49673"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/tags?post=49673"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}