{"id":49628,"date":"2024-02-14T15:08:20","date_gmt":"2024-02-14T20:08:20","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?p=49628"},"modified":"2024-02-14T15:11:58","modified_gmt":"2024-02-14T20:11:58","slug":"negativity-lingers-for-small-business-owners","status":"publish","type":"post","link":"https:\/\/www.arffinancial.com\/development\/negativity-lingers-for-small-business-owners\/","title":{"rendered":"Negativity Lingers for Small Business Owners"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_single_image image=&#8221;49629&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n<p style=\"font-weight: 400;\">It\u2019s not a secret that for the past couple years, small business owners have been leaning pessimistic when it comes to confidence in the economic landscape. The same was true for January, when the <a href=\"https:\/\/www.nfib.com\/surveys\/small-business-economic-trends\/\">NFIB Small Business Optimism Index<\/a> decreased to 89.9 points. This is the 25<sup>th<\/sup> month in a row coming in below the index\u2019s 50-year average of 98, and the lowest sentiment since May 2023. What\u2019s the story behind this drop in confidence? Let\u2019s take a deeper look.<\/p>\n<p style=\"font-weight: 400;\"><strong>Decreased Sales<\/strong><\/p>\n<p style=\"font-weight: 400;\">It used to be the <a href=\"https:\/\/www.arffinancial.com\/development\/small-business-survival-guide-recession-edition\/?urlsource=blog\">lingering threat of a recession<\/a> that had small business owners on-edge\u2014but now, it\u2019s real sales. \u201cThe percentage of business owners who expected real sales to be lower was 16 points greater than those that expected them to be higher,\u201d noted the <a href=\"https:\/\/www.nfib.com\/surveys\/small-business-economic-trends\/\">NFIB\u2019s website<\/a>. That\u2019s a 12-point drop from December, when business owners had historically positive expectations for real sales. Earnings also took a hit, coming in at net negative 30 percent (which is 5 points down from December 2023).<\/p>\n<p style=\"font-weight: 400;\"><strong>Hiring Woes<\/strong><\/p>\n<p style=\"font-weight: 400;\">While consumer spending may be strong, small business owners are finding it hard to fill their open positions\u2014this according to the <a href=\"https:\/\/strgnfibcom.blob.core.windows.net\/nfibcom\/2024-Jan-Jobs-Report_FINAL.pdf\">NFIB\u2019s monthly jobs report<\/a>. Bill Dunkelberg, Chief Economist for the NFIB, <a href=\"https:\/\/www.nfib.com\/foundations\/research-center\/monthly-reports\/jobs-report\/\">noted that<\/a> \u201cOwners continue to raise compensation to retain and attract workers with the skills and willingness to do the job, but hiring remains a struggle in the tight labor market.\u201d Generally speaking, 55 percent of small business owners noted they would be hiring in January; of those, 89 percent reported they had few\u2014if any\u2014qualified candidates to fill their open positions. A net 39 percent of respondents have raised compensation, which is the highest number since May 2023; 26 percent of small business owners have a plan to raise compensation in the next three months.<\/p>\n<p style=\"font-weight: 400;\"><strong>Inflation<\/strong><\/p>\n<p style=\"font-weight: 400;\">While inflation is still sticking as one of the main concerns on business owners\u2019 minds, those listing it as their top worry was down 3 percentage points from December. More business owners were also reporting lower pricing\u2014hitting the highest levels since August 2020. <a href=\"https:\/\/www.reuters.com\/markets\/us\/labor-worries-costs-drag-small-business-sentiment-down-by-most-13-months-nfib-2024-02-13\/\">As reported by Reuters<\/a>, \u201cConcerns around rates of interest and tightened credit conditions for small business borrowers have tracked with the Federal Reserve\u2019s rate hike campaign, launched in 2022 in an effort to curb inflation. The Fed, though, has signaled rate hikes are over and it should be in position to lower rates later this year.\u201d<\/p>\n<p style=\"font-weight: 400;\">Keep up with the ever-changing small business landscape by turning to the <a href=\"https:\/\/www.arffinancial.com\/development\/blog\/?urlsource=blog\">Financial Pantry<\/a>, ARF Financial\u2019s informative blog. We cover all aspects of small business ownership, team management, strategy implementation, and more. And when it\u2019s time to consider a loan or <a href=\"https:\/\/www.arffinancial.com\/development\/loans-by-product\/revolving-line-of-credit\/?urlsource=blog\">line of credit<\/a>, look no further than the world-class products offered by our team. <a href=\"https:\/\/www.arffinancial.com\/development\/company\/about-us\/?urlsource=blog\">Stop by today<\/a> and learn how ARF Financial can help you reach your 2024 business goals.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<span style=\"font-size: 13px; line-height: 15px;\">Your privacy is important to us. ARF Financial will never sell or rent your information to any third party.\u00a0<a href=\"https:\/\/www.arffinancial.com\/development\/privacy\/?utm_source=Outbrain&amp;utm_medium=OutbrainBlog&amp;utm_term=Outbrain&amp;utm_content=GoingGreen&amp;utm_campaign=GoingGreen\">Click here<\/a>\u00a0for more information about our privacy policy.<\/span>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_single_image image=&#8221;49629&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text] It\u2019s not a secret that for&#8230;<\/p>\n","protected":false},"author":5,"featured_media":49629,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","om_disable_all_campaigns":false,"footnotes":""},"categories":[698],"tags":[398,402,400,399,443,386,535,220,213,1195,401,224,222,172,226,307,1178,1189,142],"class_list":{"0":"post-49628","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-small-business-financing","8":"tag-affordable-business-loans","9":"tag-affordable-small-business-growth","10":"tag-business-expansion","11":"tag-business-growth","12":"tag-business-line-of-credit","13":"tag-business-loans","14":"tag-equipment-leasing","15":"tag-flex-pay-loans","16":"tag-line-of-credit","17":"tag-negativity-lingers-for-small-business-owners","18":"tag-small-business-expansion","19":"tag-small-business-financing","20":"tag-small-business-funding","21":"tag-small-business-growth","22":"tag-small-business-loans","23":"tag-small-business-operations","24":"tag-small-business-owners","25":"tag-stressful","26":"tag-working-capital"},"acf":[],"yoast_head":"<!-- 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