{"id":46604,"date":"2023-01-11T17:26:33","date_gmt":"2023-01-11T22:26:33","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?p=46604"},"modified":"2023-01-11T17:26:33","modified_gmt":"2023-01-11T22:26:33","slug":"avoiding-debt-during-a-recession","status":"publish","type":"post","link":"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/","title":{"rendered":"Avoiding Debt During a Recession as a Small Business Owner"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row][vc_column][vc_single_image image=&#8221;46605&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]Running a small business during a recession is a tall order. Over the course of the pandemic, many business owners <a href=\"https:\/\/www.statesman.com\/story\/news\/politics\/politifact\/2021\/06\/08\/kamala-harris-small-business-closures-covid-fact-check\/7602531002\/\">have had to close their doors for good<\/a>. Now that we\u2019re nearing recession territory across the globe, what are the odds your small business will fall into this debt trap? We\u2019re here to help you with strategies to keep your revenue flowing\u2013recession or not.\r\n\r\n<strong>Plan, Plan, Plan<\/strong>\r\n\r\nJust as in your personal life, planning ahead can make things a whole lot easier. In fact, when the pandemic hit, it was the small businesses with solid contingency plans in place that were the least impacted by economic swings. It\u2019s generally a good idea to plan for the worst-case scenario, too. Now that inflation is taking a toll on consumers\u2019 wallets, it\u2019s more critical than ever for businesses to consider how this will affect their bottom lines. Take a good look at your books: what are your customers most interested in? What are their frequent purchases? What do they search for on your website? How often are they visiting your storefront or website? Using all the customer data you have available, create a new plan for how you can keep them most engaged.\r\n\r\n<strong>Cut Costs<\/strong>\r\n\r\nSomething else to have a close watch on are costs. For example, some items you regularly purchase to keep your business running may be more expensive as a result of <a href=\"https:\/\/www.investopedia.com\/terms\/s\/supplychain.asp\" class=\"broken_link\">supply chain<\/a> disruptions. It\u2019s important that business owners try to keep their business and personal finances separate\u2013otherwise you could end up in financial distress in all aspects of your life. Any successful business needs to be able to stand on its own two feet, without relying on the owner\u2019s personal finances to keep it afloat. Take a look at what things are costing now and consider adjusting your pricing models as needed. Not sure where you\u2019re spending money? Analyze your last three bank and credit card statements to see where you can trim excess expenses.\r\n\r\n<strong>Make Smaller, More Frequent Changes<\/strong><strong>\u00a0<\/strong>\r\n\r\nYou can\u2019t be revamping your business every 5 minutes just because you learned something new about customer behavior\u2013that can send customers into panic mode.. Instead, consider making changes in small increments\u2013monthly or quarterly, rather than focusing on the long-term. What does your business need in the near-term? What will it need next month, or next quarter? When in a recession, the markets are notoriously unstable and consumers are more conservative with their spending. There\u2019s also no real way to know when a recession will end. It\u2019s almost a fruitless effort to put too much energy into long-term growth for your business when so much is uncertain. Take baby steps and proceed with caution.\r\n\r\nSmall business debt is a scary thing to consider. Luckily, our experts at ARF Financial are here to help you weather the storm of recession. With a little assistance from a small business <a href=\"https:\/\/www.arffinancial.com\/development\/loans-by-product\/lines-of-credit\/?urlsource=blog\">line of credit<\/a>, you\u2019ll be positioned to tackle unforeseen costs during this time of uncertainty. Once approved, you\u2019ll be able to pull funds from your line of credit whenever you need, only paying interest on the money you take out. You\u2019ll also get 24-hour access to 5 separate loan drafts over a 6-month period. Need to request funds online? No problem! With convenience like this, it\u2019s no wonder thousands of small business owners nationwide have turned to <a href=\"https:\/\/www.arffinancial.com\/development\/company\/about-us\/?urlsource=blog\">ARF Financial<\/a> for their business financing needs.<strong>\u00a0<\/strong>\r\n\r\n&nbsp;\r\n\r\n\r\n<span style=\"font-size: 12px; line-height: 15px;\">Your privacy is important to us. ARF Financial will never sell or rent your information to any third party.\u00a0<a href=\"https:\/\/www.arffinancial.com\/development\/privacy\/?utm_source=Outbrain&amp;utm_medium=OutbrainBlog&amp;utm_term=Outbrain&amp;utm_content=GoingGreen&amp;utm_campaign=GoingGreen\">Click here<\/a>\u00a0for more information about our privacy policy.<\/span>[\/vc_column_text][\/vc_column][\/vc_row]<!-- \/wp:post-content --><\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_single_image image=&#8221;46605&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]Running a small business during a recession&#8230;<\/p>\n","protected":false},"author":5,"featured_media":46605,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","om_disable_all_campaigns":false,"footnotes":""},"categories":[111],"tags":[1040,398,402,1043,400,399,443,386,1039,535,220,213,943,1042,173,401,224,222,172,1041,142],"class_list":{"0":"post-46604","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-business-financing","8":"tag-2023-recession","9":"tag-affordable-business-loans","10":"tag-affordable-small-business-growth","11":"tag-avoiding-debt-during-a-recession-as-a-small-business-owner","12":"tag-business-expansion","13":"tag-business-growth","14":"tag-business-line-of-credit","15":"tag-business-loans","16":"tag-economic-recession","17":"tag-equipment-leasing","18":"tag-flex-pay-loans","19":"tag-line-of-credit","20":"tag-operations","21":"tag-recession-preparation","22":"tag-restaurant-funding","23":"tag-small-business-expansion","24":"tag-small-business-financing","25":"tag-small-business-funding","26":"tag-small-business-growth","27":"tag-small-business-recession","28":"tag-working-capital"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Avoiding Debt During a Recession as a Small Business Owner - ARF Financial<\/title>\n<meta name=\"description\" content=\"Now that we\u2019re nearing recession territory, we\u2019re here to help you with strategies to keep your revenue flowing\u2013recession or not.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Avoiding Debt During a Recession as a Small Business Owner - ARF Financial\" \/>\n<meta property=\"og:description\" content=\"Now that we\u2019re nearing recession territory, we\u2019re here to help you with strategies to keep your revenue flowing\u2013recession or not.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/\" \/>\n<meta property=\"og:site_name\" content=\"ARF Financial\" \/>\n<meta property=\"article:published_time\" content=\"2023-01-11T22:26:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2023\/01\/ARF-Blog-01202023.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"920\" \/>\n\t<meta property=\"og:image:height\" content=\"420\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Robert Whited\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Robert Whited\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/\"},\"author\":{\"name\":\"Robert Whited\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/ab727372fcd4ff548d759472b7c7fecc\"},\"headline\":\"Avoiding Debt During a Recession as a Small Business Owner\",\"datePublished\":\"2023-01-11T22:26:33+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/\"},\"wordCount\":649,\"publisher\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2023\/01\/ARF-Blog-01202023.jpg\",\"keywords\":[\"2023 recession\",\"affordable business loans\",\"affordable small business growth\",\"Avoiding Debt During a Recession as a Small Business Owner\",\"business expansion\",\"business growth\",\"business line of credit\",\"business loans\",\"economic recession\",\"equipment leasing\",\"flex pay loans\",\"line of credit\",\"Operations\",\"recession preparation\",\"restaurant funding\",\"small business expansion\",\"small business financing\",\"small business funding\",\"small business growth\",\"small business recession\",\"working capital\"],\"articleSection\":[\"Business Financing 101\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/\",\"url\":\"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/\",\"name\":\"Avoiding Debt During a Recession as a Small Business Owner - ARF Financial\",\"isPartOf\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2023\/01\/ARF-Blog-01202023.jpg\",\"datePublished\":\"2023-01-11T22:26:33+00:00\",\"description\":\"Now that we\u2019re nearing recession territory, we\u2019re here to help you with strategies to keep your revenue flowing\u2013recession or not.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/#primaryimage\",\"url\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2023\/01\/ARF-Blog-01202023.jpg\",\"contentUrl\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2023\/01\/ARF-Blog-01202023.jpg\",\"width\":920,\"height\":420,\"caption\":\"Avoiding Debt During a Recession as a Small Business Owner\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.arffinancial.com\/development\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Avoiding Debt During a Recession as a Small Business Owner\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#website\",\"url\":\"https:\/\/www.arffinancial.com\/development\/\",\"name\":\"ARF Financial\",\"description\":\"Businesses Bank on Us\",\"publisher\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.arffinancial.com\/development\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#organization\",\"name\":\"ARF Financial LLC\",\"url\":\"https:\/\/www.arffinancial.com\/development\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png\",\"contentUrl\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png\",\"width\":792,\"height\":612,\"caption\":\"ARF Financial LLC\"},\"image\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/ab727372fcd4ff548d759472b7c7fecc\",\"name\":\"Robert Whited\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/c48be6a0ddfcae4b85fd444fdab27d247b8fef19292a5249b0340af7e31ea9a5?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/c48be6a0ddfcae4b85fd444fdab27d247b8fef19292a5249b0340af7e31ea9a5?s=96&d=mm&r=g\",\"caption\":\"Robert Whited\"},\"url\":\"https:\/\/www.arffinancial.com\/development\/author\/robert\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Avoiding Debt During a Recession as a Small Business Owner - ARF Financial","description":"Now that we\u2019re nearing recession territory, we\u2019re here to help you with strategies to keep your revenue flowing\u2013recession or not.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/","og_locale":"en_US","og_type":"article","og_title":"Avoiding Debt During a Recession as a Small Business Owner - ARF Financial","og_description":"Now that we\u2019re nearing recession territory, we\u2019re here to help you with strategies to keep your revenue flowing\u2013recession or not.","og_url":"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/","og_site_name":"ARF Financial","article_published_time":"2023-01-11T22:26:33+00:00","og_image":[{"width":920,"height":420,"url":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2023\/01\/ARF-Blog-01202023.jpg","type":"image\/jpeg"}],"author":"Robert Whited","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Robert Whited","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/#article","isPartOf":{"@id":"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/"},"author":{"name":"Robert Whited","@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/ab727372fcd4ff548d759472b7c7fecc"},"headline":"Avoiding Debt During a Recession as a Small Business Owner","datePublished":"2023-01-11T22:26:33+00:00","mainEntityOfPage":{"@id":"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/"},"wordCount":649,"publisher":{"@id":"https:\/\/www.arffinancial.com\/development\/#organization"},"image":{"@id":"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/#primaryimage"},"thumbnailUrl":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2023\/01\/ARF-Blog-01202023.jpg","keywords":["2023 recession","affordable business loans","affordable small business growth","Avoiding Debt During a Recession as a Small Business Owner","business expansion","business growth","business line of credit","business loans","economic recession","equipment leasing","flex pay loans","line of credit","Operations","recession preparation","restaurant funding","small business expansion","small business financing","small business funding","small business growth","small business recession","working capital"],"articleSection":["Business Financing 101"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/","url":"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/","name":"Avoiding Debt During a Recession as a Small Business Owner - ARF Financial","isPartOf":{"@id":"https:\/\/www.arffinancial.com\/development\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/#primaryimage"},"image":{"@id":"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/#primaryimage"},"thumbnailUrl":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2023\/01\/ARF-Blog-01202023.jpg","datePublished":"2023-01-11T22:26:33+00:00","description":"Now that we\u2019re nearing recession territory, we\u2019re here to help you with strategies to keep your revenue flowing\u2013recession or not.","breadcrumb":{"@id":"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/#primaryimage","url":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2023\/01\/ARF-Blog-01202023.jpg","contentUrl":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2023\/01\/ARF-Blog-01202023.jpg","width":920,"height":420,"caption":"Avoiding Debt During a Recession as a Small Business Owner"},{"@type":"BreadcrumbList","@id":"https:\/\/www.arffinancial.com\/development\/avoiding-debt-during-a-recession\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.arffinancial.com\/development\/"},{"@type":"ListItem","position":2,"name":"Avoiding Debt During a Recession as a Small Business Owner"}]},{"@type":"WebSite","@id":"https:\/\/www.arffinancial.com\/development\/#website","url":"https:\/\/www.arffinancial.com\/development\/","name":"ARF Financial","description":"Businesses Bank on Us","publisher":{"@id":"https:\/\/www.arffinancial.com\/development\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.arffinancial.com\/development\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.arffinancial.com\/development\/#organization","name":"ARF Financial LLC","url":"https:\/\/www.arffinancial.com\/development\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/","url":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png","contentUrl":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png","width":792,"height":612,"caption":"ARF Financial LLC"},"image":{"@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/ab727372fcd4ff548d759472b7c7fecc","name":"Robert Whited","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/c48be6a0ddfcae4b85fd444fdab27d247b8fef19292a5249b0340af7e31ea9a5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c48be6a0ddfcae4b85fd444fdab27d247b8fef19292a5249b0340af7e31ea9a5?s=96&d=mm&r=g","caption":"Robert Whited"},"url":"https:\/\/www.arffinancial.com\/development\/author\/robert\/"}]}},"menu_order":0,"_links":{"self":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/posts\/46604","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/comments?post=46604"}],"version-history":[{"count":1,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/posts\/46604\/revisions"}],"predecessor-version":[{"id":46606,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/posts\/46604\/revisions\/46606"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/media\/46605"}],"wp:attachment":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/media?parent=46604"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/categories?post=46604"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/tags?post=46604"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}