{"id":45356,"date":"2022-10-18T13:48:03","date_gmt":"2022-10-18T17:48:03","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?p=45356"},"modified":"2022-10-18T14:06:58","modified_gmt":"2022-10-18T18:06:58","slug":"when-small-businesses-cant-pay-the-rent","status":"publish","type":"post","link":"https:\/\/www.arffinancial.com\/development\/when-small-businesses-cant-pay-the-rent\/","title":{"rendered":"When Small Businesses Can’t Pay the Rent\ufffc"},"content":{"rendered":"\r\n
\"\"<\/figure>\r\n\r\n\r\n\r\n

A recent poll from Alignable <\/a>revealed an interesting trend: we\u2019re currently seeing the lowest rent delinquency rate since April 2022 for small businesses, coming in at 30 percent. To put this into perspective, the rate was 40 percent in August of this year. The poll consisted of over 4,200 small businesses across the United States from 9\/16\/22 to 9\/29\/22.<\/p>\r\n\r\n\r\n\r\n

Why are folks unable to pay their rent? The first thing that comes to mind is rent increases. Of those who participated in the August Alignable <\/a>poll, 45 percent noted their rent is at least 50 percent higher today than prior to the pandemic; 24 percent noted their rent is at least two times as high, and 12 percent said it was three times as high. There are other factors at play as well, including increased prices for gas, supplies, and labor; higher interest rates; and lower consumer spending. Interestingly enough, the poll also revealed which types of small businesses are seeing the highest rates of rent delinquency\u2013with small businesses in agriculture, nonprofits, and restaurants coming in at the top.<\/p>\r\n\r\n\r\n\r\n

We\u2019d anticipate that with the pandemic slowly creeping into the rearview mirror and customers heading back out to stores and restaurants, profits would be rising and the ability to pay rent wouldn\u2019t be as difficult. While we\u2019re definitely seeing improvements in the trend, a 30 percent delinquency rate is still higher than we\u2019d like. While customers are coming back, it\u2019s not to the levels we were at pre-pandemic. And with inflation <\/a>on the rise and fears of a recession, small businesses continue to struggle.<\/p>\r\n\r\n\r\n\r\n

Another factor to consider is that for the better part of a year and a half, landlords <\/a>were going easy on renters, making sacrifices for themselves in order to keep their clients. Now, they are tightening the reins and demanding tenants pay up\u2013or move out. Patience, as they say, is running thin. We\u2019ve got to remember that landlords have mortgages to pay, and they use their rent income to do so.<\/p>\r\n\r\n\r\n\r\n

With the right strategy, small businesses can be resilient. Those who have finally decided to raise prices. Fifty-nine percent of businesses in the poll noted they are charging more for their goods and services, and 14 percent of those businesses are charging 25 percent more than they did before the pandemic. It was a \u201craise prices or lose the business\u201d situation, for many. Gas prices are also finally starting to ease, which leaves business owners with more money to spend on the necessary things\u2013like rent.<\/p>\r\n\r\n\r\n\r\n

There might be times in the lifespan of your small business that you just can\u2019t seem to pay the bills. ARF Financial offers working capital loans<\/a> to help you weather situations just like this. We can provide the funding your business needs quickly, without the long wait of a traditional bank loan or any hidden fees and payment surprises. And our approval process? It\u2019s streamlined, requires minimal documentation, and you can get funded in just a few days. Interested in learning more? Stop by today<\/a> to see how a working capital loan from ARF Financial could be just the thing your small business needs.<\/p>\r\n","protected":false},"excerpt":{"rendered":"

A recent poll from Alignable revealed an interesting trend: we\u2019re…<\/p>\n","protected":false},"author":5,"featured_media":45357,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","om_disable_all_campaigns":false,"footnotes":""},"categories":[111,128],"tags":[398,402,400,399,443,386,535,220,213,944,943,345,116,173,536,117,597,594,516,401,224,222,172,977,142],"class_list":{"0":"post-45356","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-business-financing","8":"category-day-to-day-business-operations","9":"tag-affordable-business-loans","10":"tag-affordable-small-business-growth","11":"tag-business-expansion","12":"tag-business-growth","13":"tag-business-line-of-credit","14":"tag-business-loans","15":"tag-equipment-leasing","16":"tag-flex-pay-loans","17":"tag-line-of-credit","18":"tag-marketing","19":"tag-operations","20":"tag-restaurant-expansion","21":"tag-restaurant-financing","22":"tag-restaurant-funding","23":"tag-restaurant-leasing","24":"tag-restaurant-loans","25":"tag-restaurant-reopening","26":"tag-restaurant-reopneing","27":"tag-restaurant-trends","28":"tag-small-business-expansion","29":"tag-small-business-financing","30":"tag-small-business-funding","31":"tag-small-business-growth","32":"tag-when-small-businesses-cant-pay-the-rent","33":"tag-working-capital"},"acf":[],"yoast_head":"\nWhen Small Businesses Can't Pay the Rent\ufffc - ARF Financial<\/title>\n<meta name=\"description\" content=\"When Small Businesses Can't Pay the Rent- Why are folks unable to pay their rent? 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