{"id":44416,"date":"2022-07-18T17:46:13","date_gmt":"2022-07-18T21:46:13","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?p=44416"},"modified":"2022-07-18T17:47:25","modified_gmt":"2022-07-18T21:47:25","slug":"3-tips-to-better-manage-cash-flow","status":"publish","type":"post","link":"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/","title":{"rendered":"3 Tips to Better Manage Cash Flow"},"content":{"rendered":"

\"3<\/p>\n

Keeping a close eye on your business\u2019s cash flow is key to reaching your professional goals. After all, how can you be successful if you\u2019re in the negative? There\u2019s a lot to keep track of when running a business, to be sure. That\u2019s why we wanted to cover off on 3 tips to better manage your cash flow, so you can focus on the big picture.<\/p>\n

Get Strategic with Bill Payments<\/strong><\/p>\n

Yes, the bills have to be paid. But when? Just as with your personal finances, it\u2019s a good idea to spread your business bills out as much as possible. Don\u2019t pay everything at the same time, which just leads to a giant hole in your financial coffers and opens up the possibility you won\u2019t be able to pay everyone on time. Take the time to look over all of your bills and put them in order based on priority. Knock out the most business-critical ones first (think payroll, rent) and then stagger your other payments throughout the month. Now none of this means you can avoid paying your bills altogether\u2014you need to pay on time, of course; otherwise, you\u2019ll be staring down a tunnel of late fees.<\/p>\n

Team Up with Technology<\/strong><\/p>\n

Once you\u2019ve nailed down your regular bill payments, it\u2019s time to bring in the big wigs: Technology. Automatic online payments are the best way to make sure you\u2019re hitting deadlines. After your payment schedule is solidified, head online to transfer that schedule to the web. Electronic transfers ensure your payments are processed in a timely fashion. You should also be accepting payments online, too. Whether from vendors or suppliers or customers, digital payments are a lot more efficient\u2014and certainly more practical than something like a check.<\/p>\n

Pay Attention to Payroll Cycles<\/strong><\/p>\n

There are lots of options when it comes to the frequency with which you pay your staff. Some companies opt for weekly, bi-weekly, or even monthly payroll cycles. There are pros and cons to each scenario, so make sure you\u2019re sticking to the right one. For instance, businesses that bring in money on a daily basis are able to cover weekly payroll\u2014think retail and restaurants. If it takes a little more time for money to come in, then you\u2019re likely better off with a bi-weekly or monthly payroll cadence. Making changes to your payroll structure isn\u2019t cut and dry, however; be sure to do the research with the Department of Labor in your state to learn of any possible payroll requirements.<\/p>\n

ARF Financial<\/a> prides itself in making business financing easy. Operating since 2001, we\u2019re now the #1 trusted source for restaurant loans, hospitality financing, retail funding and other small business loan products. We offer customized loan solutions designed to meet your business needs. And with larger loan amounts and longer terms, there\u2019s nothing standing between you and your small business dreams. Stop by today to learn why thousands of business owners have chosen ARF Financial as their partner in success\u2014we can\u2019t wait to help you realize your goals, too.<\/p>\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Keeping a close eye on your business\u2019s cash flow is…<\/p>\n","protected":false},"author":5,"featured_media":44417,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","om_disable_all_campaigns":false,"footnotes":""},"categories":[128,698],"tags":[950,398,402,400,399,443,386,578,535,220,939,213,944,943,345,116,173,536,117,597,594,516,401,224,222,172,226,142],"class_list":{"0":"post-44416","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-day-to-day-business-operations","8":"category-small-business-financing","9":"tag-3-tips-to-better-manage-cash-flow","10":"tag-affordable-business-loans","11":"tag-affordable-small-business-growth","12":"tag-business-expansion","13":"tag-business-growth","14":"tag-business-line-of-credit","15":"tag-business-loans","16":"tag-covid-19-pandemic","17":"tag-equipment-leasing","18":"tag-flex-pay-loans","19":"tag-introducing-bankroll","20":"tag-line-of-credit","21":"tag-marketing","22":"tag-operations","23":"tag-restaurant-expansion","24":"tag-restaurant-financing","25":"tag-restaurant-funding","26":"tag-restaurant-leasing","27":"tag-restaurant-loans","28":"tag-restaurant-reopening","29":"tag-restaurant-reopneing","30":"tag-restaurant-trends","31":"tag-small-business-expansion","32":"tag-small-business-financing","33":"tag-small-business-funding","34":"tag-small-business-growth","35":"tag-small-business-loans","36":"tag-working-capital"},"acf":[],"yoast_head":"\n3 Tips to Better Manage Cash Flow - ARF Financial<\/title>\n<meta name=\"description\" content=\"3 Tips to Better Manage Cash Flow- Let's cover 3 tips to better manage your cash flow, so you can focus on the big picture.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"3 Tips to Better Manage Cash Flow - ARF Financial\" \/>\n<meta property=\"og:description\" content=\"3 Tips to Better Manage Cash Flow- Let's cover 3 tips to better manage your cash flow, so you can focus on the big picture.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/\" \/>\n<meta property=\"og:site_name\" content=\"ARF Financial\" \/>\n<meta property=\"article:published_time\" content=\"2022-07-18T21:46:13+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-07-18T21:47:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/07\/ARF-Blog-07212022.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Robert Whited\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Robert Whited\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/\"},\"author\":{\"name\":\"Robert Whited\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/ab727372fcd4ff548d759472b7c7fecc\"},\"headline\":\"3 Tips to Better Manage Cash Flow\",\"datePublished\":\"2022-07-18T21:46:13+00:00\",\"dateModified\":\"2022-07-18T21:47:25+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/\"},\"wordCount\":528,\"publisher\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/07\/ARF-Blog-07212022.jpg\",\"keywords\":[\"3 Tips to Better Manage Cash Flow\",\"affordable business loans\",\"affordable small business growth\",\"business expansion\",\"business growth\",\"business line of credit\",\"business loans\",\"covid-19 pandemic\",\"equipment leasing\",\"flex pay loans\",\"Introducing Bankroll\",\"line of credit\",\"Marketing\",\"Operations\",\"restaurant expansion\",\"restaurant financing\",\"restaurant funding\",\"restaurant leasing\",\"restaurant loans\",\"restaurant reopening\",\"restaurant reopneing\",\"Restaurant Trends\",\"small business expansion\",\"small business financing\",\"small business funding\",\"small business growth\",\"small business loans\",\"working capital\"],\"articleSection\":[\"Day-to-Day Business Operations\",\"Small Business Financing\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/\",\"url\":\"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/\",\"name\":\"3 Tips to Better Manage Cash Flow - ARF Financial\",\"isPartOf\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/07\/ARF-Blog-07212022.jpg\",\"datePublished\":\"2022-07-18T21:46:13+00:00\",\"dateModified\":\"2022-07-18T21:47:25+00:00\",\"description\":\"3 Tips to Better Manage Cash Flow- Let's cover 3 tips to better manage your cash flow, so you can focus on the big picture.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/#primaryimage\",\"url\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/07\/ARF-Blog-07212022.jpg\",\"contentUrl\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/07\/ARF-Blog-07212022.jpg\",\"width\":1200,\"height\":630,\"caption\":\"3 Tips to Better Manage Cash Flow\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.arffinancial.com\/development\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"3 Tips to Better Manage Cash Flow\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#website\",\"url\":\"https:\/\/www.arffinancial.com\/development\/\",\"name\":\"ARF Financial\",\"description\":\"Businesses Bank on Us\",\"publisher\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.arffinancial.com\/development\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#organization\",\"name\":\"ARF Financial LLC\",\"url\":\"https:\/\/www.arffinancial.com\/development\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png\",\"contentUrl\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png\",\"width\":792,\"height\":612,\"caption\":\"ARF Financial LLC\"},\"image\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/ab727372fcd4ff548d759472b7c7fecc\",\"name\":\"Robert Whited\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/c48be6a0ddfcae4b85fd444fdab27d247b8fef19292a5249b0340af7e31ea9a5?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/c48be6a0ddfcae4b85fd444fdab27d247b8fef19292a5249b0340af7e31ea9a5?s=96&d=mm&r=g\",\"caption\":\"Robert Whited\"},\"url\":\"https:\/\/www.arffinancial.com\/development\/author\/robert\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"3 Tips to Better Manage Cash Flow - ARF Financial","description":"3 Tips to Better Manage Cash Flow- Let's cover 3 tips to better manage your cash flow, so you can focus on the big picture.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/","og_locale":"en_US","og_type":"article","og_title":"3 Tips to Better Manage Cash Flow - ARF Financial","og_description":"3 Tips to Better Manage Cash Flow- Let's cover 3 tips to better manage your cash flow, so you can focus on the big picture.","og_url":"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/","og_site_name":"ARF Financial","article_published_time":"2022-07-18T21:46:13+00:00","article_modified_time":"2022-07-18T21:47:25+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/07\/ARF-Blog-07212022.jpg","type":"image\/jpeg"}],"author":"Robert Whited","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Robert Whited","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/#article","isPartOf":{"@id":"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/"},"author":{"name":"Robert Whited","@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/ab727372fcd4ff548d759472b7c7fecc"},"headline":"3 Tips to Better Manage Cash Flow","datePublished":"2022-07-18T21:46:13+00:00","dateModified":"2022-07-18T21:47:25+00:00","mainEntityOfPage":{"@id":"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/"},"wordCount":528,"publisher":{"@id":"https:\/\/www.arffinancial.com\/development\/#organization"},"image":{"@id":"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/#primaryimage"},"thumbnailUrl":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/07\/ARF-Blog-07212022.jpg","keywords":["3 Tips to Better Manage Cash Flow","affordable business loans","affordable small business growth","business expansion","business growth","business line of credit","business loans","covid-19 pandemic","equipment leasing","flex pay loans","Introducing Bankroll","line of credit","Marketing","Operations","restaurant expansion","restaurant financing","restaurant funding","restaurant leasing","restaurant loans","restaurant reopening","restaurant reopneing","Restaurant Trends","small business expansion","small business financing","small business funding","small business growth","small business loans","working capital"],"articleSection":["Day-to-Day Business Operations","Small Business Financing"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/","url":"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/","name":"3 Tips to Better Manage Cash Flow - ARF Financial","isPartOf":{"@id":"https:\/\/www.arffinancial.com\/development\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/#primaryimage"},"image":{"@id":"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/#primaryimage"},"thumbnailUrl":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/07\/ARF-Blog-07212022.jpg","datePublished":"2022-07-18T21:46:13+00:00","dateModified":"2022-07-18T21:47:25+00:00","description":"3 Tips to Better Manage Cash Flow- Let's cover 3 tips to better manage your cash flow, so you can focus on the big picture.","breadcrumb":{"@id":"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/#primaryimage","url":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/07\/ARF-Blog-07212022.jpg","contentUrl":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/07\/ARF-Blog-07212022.jpg","width":1200,"height":630,"caption":"3 Tips to Better Manage Cash Flow"},{"@type":"BreadcrumbList","@id":"https:\/\/www.arffinancial.com\/development\/3-tips-to-better-manage-cash-flow\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.arffinancial.com\/development\/"},{"@type":"ListItem","position":2,"name":"3 Tips to Better Manage Cash Flow"}]},{"@type":"WebSite","@id":"https:\/\/www.arffinancial.com\/development\/#website","url":"https:\/\/www.arffinancial.com\/development\/","name":"ARF Financial","description":"Businesses Bank on Us","publisher":{"@id":"https:\/\/www.arffinancial.com\/development\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.arffinancial.com\/development\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.arffinancial.com\/development\/#organization","name":"ARF Financial LLC","url":"https:\/\/www.arffinancial.com\/development\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/","url":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png","contentUrl":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png","width":792,"height":612,"caption":"ARF Financial LLC"},"image":{"@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/ab727372fcd4ff548d759472b7c7fecc","name":"Robert Whited","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/c48be6a0ddfcae4b85fd444fdab27d247b8fef19292a5249b0340af7e31ea9a5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c48be6a0ddfcae4b85fd444fdab27d247b8fef19292a5249b0340af7e31ea9a5?s=96&d=mm&r=g","caption":"Robert Whited"},"url":"https:\/\/www.arffinancial.com\/development\/author\/robert\/"}]}},"menu_order":0,"_links":{"self":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/posts\/44416","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/comments?post=44416"}],"version-history":[{"count":2,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/posts\/44416\/revisions"}],"predecessor-version":[{"id":44419,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/posts\/44416\/revisions\/44419"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/media\/44417"}],"wp:attachment":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/media?parent=44416"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/categories?post=44416"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/tags?post=44416"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}