{"id":4414,"date":"2016-02-04T21:37:30","date_gmt":"2016-02-04T21:37:30","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?p=4414"},"modified":"2023-11-06T18:31:42","modified_gmt":"2023-11-06T23:31:42","slug":"franchise-where-to-turn-for-capital","status":"publish","type":"post","link":"https:\/\/www.arffinancial.com\/development\/franchise-where-to-turn-for-capital\/","title":{"rendered":"Franchisees &#038; Multi-Unit Operators: Where to Turn for Capital?"},"content":{"rendered":"<p><a href=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2016\/02\/SubFranchise.jpg\"><img class=\"alignnone size-full wp-image-4492\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2016\/02\/SubFranchise.jpg\" alt=\"SubFranchise\" \/><\/a> Franchise owners often have trouble obtaining a business loan from their bank or the Small Business Administration\u00a0for many reasons including the<strong> speed at which\u00a0funding is needed to:<\/strong><\/p>\n<ul>\n<li><strong>Open additional locations<\/strong><\/li>\n<li><strong>Complete required refreshes<\/strong><\/li>\n<li><strong>Purchase new equipment<\/strong><\/li>\n<li><strong>Meet development requirements<\/strong><\/li>\n<li><strong>Pay off equity partners &amp; cash advances<\/strong><\/li>\n<li><strong>Improve overall cash flow<\/strong><\/li>\n<\/ul>\n<p>All too often, growth opportunities present themselves without warning and waiting on traditional bank financing or an SBA loan may not be an option. Loan amount can also be an issue. What if the bank won&#8217;t approve a loan amount sufficient to meet your needs?<\/p>\n<p><strong>What\u00a0other options are available to Franchisees?<\/strong><\/p>\n<p>ARF Financial can be an attractive alternative for franchise owners seeking a bridge loan while waiting on their bank. Or, if you&#8217;re one of the many operators who don&#8217;t meet the bank&#8217;s requirements, ARF has Working Capital Loans and Lines of Credit with competitive rates, fixed terms and loan amounts up to $500,000 per entity. Better yet, ARF has recently introduced a longer-term product that can make even large-scale projects affordable!<\/p>\n<p><a href=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2016\/02\/franchise-financing-options.jpg\"><img class=\"alignnone size-full wp-image-4464\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2016\/02\/franchise-financing-options.jpg\" alt=\"franchise financing options\" \/><\/a><\/p>\n<h2>Business Loans with 3-Year Terms<\/h2>\n<p>ARF Financial is one of the first <a href=\"https:\/\/www.arffinancial.com\/development\/\" target=\"_blank\" rel=\"noopener noreferrer\">alternative lenders<\/a> to extend\u00a0<a href=\"https:\/\/www.arffinancial.com\/development\/3-year-loan-term\/\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"broken_link\">three year terms<\/a> to franchise owners and multi-unit operators on amounts up to $500,000! This 3-year term loan has already helped many merchants take advantage of emerging opportunities with payments that are half the typical one year loan amortization.<\/p>\n<p><b>What is the interest rate?\u00a0<\/b> Interest is charged on a pro rata basis and you can pay off your loan at any time with a minimum finance charge of just 12.5%!<\/p>\n<h2>Success Story<\/h2>\n<p><a href=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2016\/02\/franchise-loan.jpg\"><img class=\"alignnone size-full wp-image-4467\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2016\/02\/franchise-loan.jpg\" alt=\"franchise loan\" \/><\/a> A franchisee with several locations received notice from the franchisor requiring the\u00a0purchase of new\u00a0equipment within a 120-day\u00a0time frame in preparation of\u00a0the launch of their marketing campaign for a new product. According to the franchise agreement the franchisee had to fulfill the franchisor&#8217;s requirement.<\/p>\n<p><strong>The franchisee needed $300,000 to purchase the equipment for his multiple locations.<\/strong>\u00a0Using\u00a0a\u00a03-Year Term Loan\u00a0from ARF Financial,\u00a0he was able to acquire the\u00a0equipment on time without causing a cash flow crunch. He continues to keep an <a href=\"https:\/\/www.arffinancial.com\/development\/loan-products\/lines-of-credit\/\" target=\"_blank\" rel=\"noopener noreferrer\">open line of credit <\/a>in case emergency funds are needed in the future.<\/p>\n<p><strong><span style=\"color: #ff6600;\"><a href=\"https:\/\/www.arffinancial.com\/development\/contact\/?utm_source=facebook&amp;utm_medium=contactus&amp;utm_campaign=facebook\" target=\"_blank\" rel=\"noopener noreferrer\">Contact us today<\/a>\u00a0<\/span>if you&#8217;re ready to get approved for the funding you need for your franchise!<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Franchise owners often have trouble obtaining a business loan from&#8230;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","om_disable_all_campaigns":false,"footnotes":""},"categories":[111,690],"tags":[],"class_list":{"0":"post-4414","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-business-financing","7":"category-restaurant-financing"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Franchisees &amp; Multi-Unit Operators: Where to Turn for Capital? 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