{"id":3546,"date":"2015-06-23T16:13:22","date_gmt":"2015-06-23T16:13:22","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?p=3546"},"modified":"2023-11-06T14:40:43","modified_gmt":"2023-11-06T19:40:43","slug":"mezzanine-loan-for-small-business","status":"publish","type":"post","link":"https:\/\/www.arffinancial.com\/development\/mezzanine-loan-for-small-business\/","title":{"rendered":"When is a Growing Business not a Growing Business?"},"content":{"rendered":"<p>We all want success for our companies, but sometimes our businesses grow beyond our own capacity.<\/p>\n<p>It is very\u00a0frustrating as a business owner when you have to turn customers\u00a0away because you don\u2019t have enough equipment, raw materials\u00a0or even man power. However, finding the money to buy that extra machine or to\u00a0hire another person\u00a0can be damaging to your cash flow. This is where a <a href=\"https:\/\/www.arffinancial.com\/development\/loan-products\/mezzanine-loans\/?utm_source=blog&amp;utm_medium=post&amp;utm_campaign=growingbusinessblog\" class=\"broken_link\">Mezzanine loan<\/a> can help.<\/p>\n<p><a href=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2015\/04\/small-business-inventory-management.jpg\"><img class=\"alignnone wp-image-3350 size-full\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2015\/04\/small-business-inventory-management.jpg\" alt=\"small business owner\" width=\"640\" height=\"426\" \/><\/a><\/p>\n<p><strong>What is a Mezzanine Loan and What are its Benefits?<\/strong><\/p>\n<p>The beauty of a Mezzanine loan (obtained through ARF Financial) is that it&#8217;s a real bank loan that can be approved\u00a0within 7 to 10 days.<\/p>\n<p>Often in business big opportunities arise and need to be responded to quickly, and securing a conventional bank loan can take several weeks or even months.<\/p>\n<p>For example, when a large specialty restaurant struck a momentous marketing deal with a local university&#8217;s athletic department the restaurant owner needed $100K in a week to complete the arrangement. ARF Financial was able to help the business owner fund his deal within six days!<\/p>\n<p>Another restaurant owner needed $75K to conduct renovations, but she was concerned about raising the capital needed. ARF Financial was able to fund her growth and subsequently the renovations<strong> increased her sales by over $900K in just one year!\u00a0<\/strong><\/p>\n<p><a href=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2015\/06\/restaurant.jpg\"><img class=\"alignnone size-full wp-image-3557\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2015\/06\/restaurant.jpg\" alt=\"restaurant\" \/><\/a><\/p>\n<p>There are many benefits to taking out a Mezzanine loan through ARF Financial:<\/p>\n<ul>\n<li><strong>Affordable Regular Payment Options \u2013 <\/strong>You can secure a fixed payment plan with terms up to 36 months.<\/li>\n<li><strong>No Increase in Payments with Revenue \u2013<\/strong> Unlike a cash advance, your payments won\u2019t increase with your revenue. This means that you won\u2019t end up losing money and can take full advantage of\u00a0growth opportunities.<\/li>\n<li><strong>You Don\u2019t Need a Perfect Credit Record \u2013 <\/strong>If your credit record isn\u2019t perfect, don\u2019t worry. You may still be eligible for a mezzanine loan, especially if you can prove that you have a successful and growing business with at least $8,000 in sales\u00a0per month.<\/li>\n<li><strong>Tax Deductible Interest \u2013<\/strong> The interest on a mezzanine loan obtained through ARF Financial&#8217;s network of banks is tax deductible.<\/li>\n<\/ul>\n<p><strong><span style=\"color: #ff6600;\">A mezzanine loan is perfect for businesses that are looking for a fast injection of cash to take advantage of growth opportunities. To apply for a mezzanine loan for your business,<\/span>\u00a0<a href=\"https:\/\/www.arffinancial.com\/development\/apply-now?utm_source=blog&amp;utm_medium=post&amp;utm_campaign=mezzanineloan\" class=\"broken_link\">click here<\/a>. <strong><span style=\"color: #ff6600;\">We\u2019re here to help you get approved by one of our FDIC-insured community banks.<\/span><\/strong><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>We all want success for our companies, but sometimes our&#8230;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","om_disable_all_campaigns":false,"footnotes":""},"categories":[111,698],"tags":[],"class_list":{"0":"post-3546","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-business-financing","7":"category-small-business-financing"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>When is a Growing Business not a Growing Business? 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