{"id":35263,"date":"2020-09-22T15:11:56","date_gmt":"2020-09-22T19:11:56","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?p=35263"},"modified":"2022-01-21T11:57:29","modified_gmt":"2022-01-21T16:57:29","slug":"heading-into-holiday-2020-how-a-flex-pay-loan-can-help","status":"publish","type":"post","link":"https:\/\/www.arffinancial.com\/development\/heading-into-holiday-2020-how-a-flex-pay-loan-can-help\/","title":{"rendered":"Heading into Holiday 2020: How A Flex Pay Loan Can Help"},"content":{"rendered":"<p><img class=\"aligncenter size-large wp-image-35264\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2020\/09\/ARF-Blog-09232020-1024x538.jpg\" alt=\"Heading into Holiday 2020: How A Flex Pay Loan Can Help\" width=\"1024\" height=\"538\" srcset=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2020\/09\/ARF-Blog-09232020-1024x538.jpg 1024w, https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2020\/09\/ARF-Blog-09232020-300x158.jpg 300w, https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2020\/09\/ARF-Blog-09232020-768x403.jpg 768w, https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2020\/09\/ARF-Blog-09232020.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>It\u2019s predicted that more Americans\u2014nearly half, as reported by Morning Consult\u2014will be doing their holiday shopping strictly online this season. Reasoning such as convenience, great digital deals, and the obvious fear of COVID-19 exposure are among the top rationales for this behavior. Gone (or at least paused) are the days of strolling the mall, traipsing in and out of stores trying to find the perfect gift for your father-in-law (he\u2019s impossible to shop for!) or boss (what does she actually need?). Cut to your digital footprint and e-comm site, which is the new face of your brand. The great thing about a website is that customers can spend countless hours perusing your pages, mulling over your blog, reading product reviews, and otherwise educating themselves on all the amazing things your business has to offer.<\/p>\n<p>All that being said, if your online presence leaves much to be desired, it\u2019s time to start thinking about a revamp\u2014before the holidays kick into full swing. The date 10\/10\/2020 has been tossed about as a time when holiday shopping may begin ramping up, far earlier than the traditional timeline of Black Friday.<\/p>\n<p>Take a look at your website holistically. Is it aesthetically pleasing? Easy to navigate? SEO-optimized? Can it handle an increase in traffic, and does it logically link out to your social media outlets? All of these are questions you should be asking yourself as we head into the holiday shopping season, but also beyond that. We\u2019ve learned over the past several months of coronavirus quarantine that consumers have adapted positively to online shopping as their preferred method of retail therapy. An investment in your digital presence (i.e. website) now will pay off for years to come.<\/p>\n<p>Speaking of investment\u2026given the current landscape, today may not be an time to make any huge investments in your business. But hear us out. We\u2019ve created our best-loved loan, the Flex Pay Loan, with these exact parameters in mind. We know not every small business is able to tackle their dream projects based on savings alone, and there\u2019s nothing wrong with that. To help out business owners and entrepreneurs, we developed the Flex Pay Loan as a solution that\u2019s designed to work for you. It maximizes your cash flow and provides the financing you need now\u2014not later.<\/p>\n<p>When you\u2019re approved for a Flex Pay Loan, you\u2019ll be able to defer up to 50 percent of the loan\u2019s principal into the future. This lets you make manageable payments now (when times may be tight), and pay it back when the timing is more favorable.<\/p>\n<p>And speaking of payments, a Flex Pay Loan option delivers the ability to make low, fixed weekly payments that aren\u2019t tied to your daily credit card receipts. Because no one likes surprises when it comes to loan payments. It\u2019s simple: we want to offer your business the financing it needs to grow, complete with sensible loan terms that help keep you moving forward. With quick online approvals and funding in as little as 3 days, what are you waiting for? Get in touch today\u2014and cheers to a successful holiday season!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s predicted that more Americans\u2014nearly half, as reported by Morning&#8230;<\/p>\n","protected":false},"author":5,"featured_media":35264,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","om_disable_all_campaigns":false,"footnotes":""},"categories":[128,911,698],"tags":[398,402,400,399,443,386,548,577,550,578,549,535,220,654,213,345,116,173,536,117,597,594,516,401,224,222,172,226,142],"class_list":{"0":"post-35263","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-day-to-day-business-operations","8":"category-holiday-preparation","9":"category-small-business-financing","10":"tag-affordable-business-loans","11":"tag-affordable-small-business-growth","12":"tag-business-expansion","13":"tag-business-growth","14":"tag-business-line-of-credit","15":"tag-business-loans","16":"tag-coronavirus","17":"tag-coronavirus-pandemic","18":"tag-covid-19","19":"tag-covid-19-pandemic","20":"tag-covid19","21":"tag-equipment-leasing","22":"tag-flex-pay-loans","23":"tag-heading-into-holiday-2020-how-a-flex-pay-loan-can-help","24":"tag-line-of-credit","25":"tag-restaurant-expansion","26":"tag-restaurant-financing","27":"tag-restaurant-funding","28":"tag-restaurant-leasing","29":"tag-restaurant-loans","30":"tag-restaurant-reopening","31":"tag-restaurant-reopneing","32":"tag-restaurant-trends","33":"tag-small-business-expansion","34":"tag-small-business-financing","35":"tag-small-business-funding","36":"tag-small-business-growth","37":"tag-small-business-loans","38":"tag-working-capital"},"acf":[],"yoast_head":"<!-- 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