{"id":33422,"date":"2020-01-08T09:38:53","date_gmt":"2020-01-08T14:38:53","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?p=33422"},"modified":"2021-09-21T10:41:37","modified_gmt":"2021-09-21T14:41:37","slug":"all-about-the-minimum-wage","status":"publish","type":"post","link":"https:\/\/www.arffinancial.com\/development\/all-about-the-minimum-wage\/","title":{"rendered":"All About the Minimum Wage"},"content":{"rendered":"<p><img class=\"aligncenter size-large wp-image-33423\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2020\/01\/ARF-Blog-01082020-1024x538.jpg\" alt=\"All About the Minimum Wage\" width=\"1024\" height=\"538\" srcset=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2020\/01\/ARF-Blog-01082020-1024x538.jpg 1024w, https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2020\/01\/ARF-Blog-01082020-300x158.jpg 300w, https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2020\/01\/ARF-Blog-01082020-768x403.jpg 768w, https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2020\/01\/ARF-Blog-01082020.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>Relying on tips has been the nature of working in the restaurant industry for years. As anyone familiar with the financial model knows, this can force staff to rely almost solely on the generosity of their guests to make money during a shift. There are also claims that this reliance on customers increases <a href=\"https:\/\/upserve.com\/restaurant-insider\/does-tipping-contribute-to-sexual-harassment-in-restaurants\/\">harassment in the workplace<\/a>, with waiters and waitresses going to extremes for that extra buck. And as consumers, we\u2019re not obligated to leave a tip if we don\u2019t want.<\/p>\n<p>Are you familiar with the federal tipped wage? According to <a href=\"https:\/\/en.wikipedia.org\/wiki\/Tipped_wage\">Wikipedia<\/a>, \u201cThe United States of America federal government requires a wage of at least $2.13 per hour be paid to employees who receive at least $30 per month in tips. If wages and tips do not equal the federal minimum wage of $7.25 per hour during any week, the employer is required to increase cash wages to compensate.\u201d Some states opt for a higher tipped minimum wage than that which the government requires, but because it\u2019s not mandated, things can change at the ballot box. Also interesting to note is that despite the increase in the cost of living, that $2.13 an hour we just told you about has been the same since 1991. There are arguments for and against a different wage for tipped versus non-tipped workers. Proponents say that increases in the minimum wage would lead to higher costs for the employer, which then get passed off to the consumer and eventually affect available job opportunities.<\/p>\n<p>We\u2019ve presented this history to you because today, we are talking about One Fair Wage. If you\u2019re in the restaurant industry you\u2019ve likely heard of this movement already, which was a <a href=\"https:\/\/www.eater.com\/2018\/10\/25\/18014436\/2018-midterm-elections-minimum-wage-increases-restaurant-industry\">key piece of legislation<\/a> on the November 2018 General Election ballot in Michigan, Washington D.C., and New York. <a href=\"https:\/\/onefairwage.com\/about\/\" class=\"broken_link\">One Fair Wage<\/a> argues that \u201cEvery person who works in America should be paid at least a full, fair minimum wage from their employer.\u201d You can <a href=\"https:\/\/www.dol.gov\/agencies\/whd\/state\/minimum-wage\/tipped\">check out a chart<\/a> of minimum wages for tipped employees based on state at the One Fair Wage website.<\/p>\n<p>In July of 2019, the House of Representatives voted to increase the federal minimum wage to $15 an hour by 2025 by passing the <a href=\"https:\/\/www.nelp.org\/news-releases\/u-s-house-approves-historic-15-hour-one-fair-wage\/\">Raise the Wage Act<\/a>. With this, below-minimum wages for tipped, youth, and disabled workers would disappear in favor of $15 an hour. This is significant seeing that $2.13\/hour has been in place for 28 years. According to the National Employment Law Project, \u201cThe Congressional Budget Office (CBO) found the bill would lift pay for 27 million workers earning at or near the minimum wage and it will reduce the number of people living in poverty by 1.3 million.\u201d All of this sounds great for employee rights, but the Raise the Wage Act still needs to make it through the Senate\u2014and <a href=\"https:\/\/www.vox.com\/2019\/8\/16\/20807610\/raise-the-wage-act-15-minimum-wage-bill\">hopes aren\u2019t high<\/a>. The popularity of the Raise the Wage Age is why we\u2019ll see a number of states in 2020 increasing their minimum wages.<\/p>\n<p>We\u2019ve shown there are schools of thought on both sides of the aisle when it comes to restaurant workers\u2019 pay. With that we ask, how do you feel about One Fair Wage, the Raise the Wage Act, and a federal tipped minimum wage? Has your business been affected, and where do you see wages going in the future? Is One Fair Wage soon to be a common theme across the industry, or is it dead in the water?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Relying on tips has been the nature of working in&#8230;<\/p>\n","protected":false},"author":5,"featured_media":33423,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","om_disable_all_campaigns":false,"footnotes":""},"categories":[128,690],"tags":[398,402,522,400,399,443,386,517,220,213,523,513,173,117,516,493,401,224,222,172,226,142],"class_list":{"0":"post-33422","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-day-to-day-business-operations","8":"category-restaurant-financing","9":"tag-affordable-business-loans","10":"tag-affordable-small-business-growth","11":"tag-all-about-the-minimum-wage","12":"tag-business-expansion","13":"tag-business-growth","14":"tag-business-line-of-credit","15":"tag-business-loans","16":"tag-consumer-trends","17":"tag-flex-pay-loans","18":"tag-line-of-credit","19":"tag-minimum-wage","20":"tag-restaurant-finaincing","21":"tag-restaurant-funding","22":"tag-restaurant-loans","23":"tag-restaurant-trends","24":"tag-small-business-blog","25":"tag-small-business-expansion","26":"tag-small-business-financing","27":"tag-small-business-funding","28":"tag-small-business-growth","29":"tag-small-business-loans","30":"tag-working-capital"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>All About the Minimum Wage - ARF Financial<\/title>\n<meta name=\"description\" content=\"All About the Minimum Wage- Are you familiar with the federal tipped wage? 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