{"id":31186,"date":"2018-12-10T11:45:22","date_gmt":"2018-12-10T16:45:22","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?p=31186"},"modified":"2021-02-18T14:07:26","modified_gmt":"2021-02-18T19:07:26","slug":"the-1-thing-you-need-to-make-it-in-2019","status":"publish","type":"post","link":"https:\/\/www.arffinancial.com\/development\/the-1-thing-you-need-to-make-it-in-2019\/","title":{"rendered":"The #1 Thing You Need to Make It in 2021"},"content":{"rendered":"<p><img class=\"aligncenter size-large wp-image-31185\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/12\/The-New-Year-12102018-1024x512.jpg\" alt=\"The #1 Thing You Need to Make It in 2019\" width=\"1024\" height=\"512\" srcset=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/12\/The-New-Year-12102018.jpg 1024w, https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/12\/The-New-Year-12102018-300x150.jpg 300w, https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/12\/The-New-Year-12102018-768x384.jpg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>You want a good 2021 for your business. You need money, first. Profits, obviously; but we\u2019re talking cash-on-hand, the green stuff required to get take your business to the next level\u2014or bail it out of certain disaster. We all know the saying, \u201cYou\u2019ve got to spend money to make money,\u201d so let\u2019s talk about what you need, why you need it, and how to get it. Let\u2019s talk about a <a href=\"https:\/\/www.arffinancial.com\/development\/loans-by-product\/lines-of-credit?URLsource=blog\">line of credit<\/a>.<\/p>\n<p>In the financing industry, we often talk about how lines of credit are perfect for when business conditions change. Well, what\u2019s a bigger change than starting a new year? If you read through our New Year\u2019s Resolution <a href=\"https:\/\/www.arffinancial.com\/development\/new-years-resolutions-to-rock-your-restaurant\/\">article<\/a>, you may have gotten some ideas on areas to focus on for your business in 2021. You may also have some ideas of your own, such as <a href=\"https:\/\/www.thebalancesmb.com\/delegation-101-for-small-business-owners-2951541\" class=\"broken_link\">delegating<\/a> more. As a small business owner, you are probably used to doing nearly everything yourself: stocking shelves, managing payroll, acting as human resources, planning the marketing, buying inventory, you name it. Wouldn\u2019t it be great to take some of the load off yourself in the new year? You could consider hiring on a capable office manager, but that\u2019s going to cost a lot of money if you want someone who really knows what they\u2019re doing. Plus, you might be in the precarious position that many small business owners find themselves in: Barely being able to make payroll as it is, let alone adding staff so you can focus on running your business rather than stocking your shelves. That\u2019s where a line of credit comes in.<\/p>\n<p><img class=\"aligncenter size-large wp-image-31184\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/12\/The-New-Year-2-12102018-1024x512.jpg\" alt=\"The #1 Thing You Need to Make It in 2019\" width=\"1024\" height=\"512\" srcset=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/12\/The-New-Year-2-12102018.jpg 1024w, https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/12\/The-New-Year-2-12102018-300x150.jpg 300w, https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/12\/The-New-Year-2-12102018-768x384.jpg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>Simply put, a line of credit is an approved loan that restaurant and small business owners can dip into as the need arises. This means you can pull funds only when you need them, paying interest on just what you withdraw\u2014not the entire loan amount. At ARF Financial, we grant restaurant owners 24-hour access to 5 separate loan drafts over a 6-month period. Best of all, you can request funds online. Let\u2019s imagine the scenario in which you come into your restaurant one freezing winter morning, only to find that a pipe burst overnight and flooded your entire business. You could panic, or you could pat yourself on the back for being proactive enough to take out a line of credit before disaster struck. Those funds are there precisely for emergency situations like this\u2014so you can breathe easy and put the focus on damage control.<\/p>\n<p>Speaking of being proactive\u2026 Maybe you\u2019ve got a refrigeration unit that\u2019s on its last legs, or flooring that needs to be repaired before someone gets hurt? Fixing big-ticket items that\u2019ll cost you even bigger in the long run if a health inspector comes is a non-negotiable for your business, regardless of whether you\u2019re struggling financially. Having a pool of cash you can dip into is going to take the stress off of all these \u201cwhat ifs.\u201d<\/p>\n<p>We could all use more cash, and that\u2019s why the experts at ARF Financial are here to make accessing that cash as simple as possible. Get in touch today. We\u2019ll pair you with a seasoned loan consultant who will listen to your issues and work with you one-on-one to get the money needed for a successful new year. It\u2019s quick, it\u2019s easy, and it\u2019s probably in your business\u2019s best interests. Because owning a business is risky enough\u2014taking out a loan should be effortless. Learn more about the benefits of a line of credit from ARF Financial <a href=\"https:\/\/www.arffinancial.com\/development\/loans-by-product\/lines-of-credit?URLsource=blog\">here<\/a>. We can\u2019t wait to help you get\u2014and stay\u2014on track in 2021.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You want a good 2021 for your business. You need&#8230;<\/p>\n","protected":false},"author":5,"featured_media":31185,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","om_disable_all_campaigns":false,"footnotes":""},"categories":[128,698],"tags":[212,215,213,237,116,173,221,142],"class_list":{"0":"post-31186","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-day-to-day-business-operations","8":"category-small-business-financing","9":"tag-bridge-loan","10":"tag-flex-pay-loan","11":"tag-line-of-credit","12":"tag-restaurant-capital","13":"tag-restaurant-financing","14":"tag-restaurant-funding","15":"tag-restaurant-loan","16":"tag-working-capital"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The #1 Thing You Need to Make It in 2021 - ARF Financial<\/title>\n<meta name=\"description\" content=\"The #1 Thing You Need to Make It in 2021 is money. 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