{"id":30725,"date":"2018-10-22T09:34:37","date_gmt":"2018-10-22T13:34:37","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?p=30725"},"modified":"2023-11-06T16:35:47","modified_gmt":"2023-11-06T21:35:47","slug":"alternative-lending-benefits-for-your-restaurant","status":"publish","type":"post","link":"https:\/\/www.arffinancial.com\/development\/alternative-lending-benefits-for-your-restaurant\/","title":{"rendered":"Alternative Lending Benefits for Your Restaurant"},"content":{"rendered":"<p><img class=\"aligncenter size-large wp-image-30728\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/10\/Alternative-Lending-Benefits-1-10222018-1024x512.jpg\" alt=\"Alternative Lending Benefits\" width=\"1024\" height=\"512\" srcset=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/10\/Alternative-Lending-Benefits-1-10222018.jpg 1024w, https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/10\/Alternative-Lending-Benefits-1-10222018-300x150.jpg 300w, https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/10\/Alternative-Lending-Benefits-1-10222018-768x384.jpg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h2>Alternative Lending Benefits<\/h2>\n<p>When it comes to a standard bank loan, small-business owners and restaurateurs are often the ones left out in the cold. Banks see restaurants as too high-risk to fund, so oftentimes they will have a strict <a href=\"https:\/\/debanked.com\/2013\/04\/funding-restaurants-is-risky-business\/\">application-denial policy<\/a> in place\u2013regardless of your stellar credit score or years in operation. According to <a href=\"https:\/\/www.foodnewsfeed.com\/fsr\/vendor-bylines\/benefits-alternative-lending-full-service-restaurants\">FoodNewsFeed.com<\/a>, \u201cHistorically, restaurants are considered one of the riskiest industries for entrepreneurs, and banks have long been reluctant to grant loans to owners.\u201d<\/p>\n<p>Even though restaurant sales topped nearly $800 billion last year, it\u2019s hard to say whether or not banks will take notice of this promising landscape. Luckily, there are plenty of <a href=\"https:\/\/www.arffinancial.com\/development?URLSource=Blog\">alternative lending options<\/a> available to help you realize your business dreams. Let\u2019s take a look at some of the ways a <a href=\"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/restaurants\/\">restaurant loan<\/a> from ARF Financial can finance your success!<\/p>\n<h2><strong>Hiring New Employees<\/strong><\/h2>\n<p>Your staff is the backbone of your restaurant, so having reliable team members is paramount to your success. A loan can help you bulk up your payroll, allowing you to hire employees\u2014from hostesses to servers to cooks\u2014who can ensure top-notch customer service.<\/p>\n<h2><strong>Replacing Old Equipment<\/strong><\/h2>\n<p>Equipment, especially items used as frequently as the grills, ovens, and refrigeration systems in your restaurant, are highly susceptible to breakdowns. Whether you need to upgrade or replace something, a line of credit is a viable option. Lines of credit are set amounts of money a lender has agreed to loan you, and you\u2019re able to draw from them whenever you need cash. A <a href=\"https:\/\/www.arffinancial.com\/development\/loans-by-product\/lines-of-credit?URLSource=Blog\">line of credit<\/a> from ARF offers 24-hour access to 5 separate loan drafts over a 6-month period, so you can draw funds as needed and pay interest only on what you take.<\/p>\n<h2><strong><img class=\"aligncenter size-large wp-image-30729\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/10\/Alternative-Lending-Benefits-2-10222018-1024x512.jpg\" alt=\"Alternative Lending Benefits\" width=\"1024\" height=\"512\" srcset=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/10\/Alternative-Lending-Benefits-2-10222018.jpg 1024w, https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/10\/Alternative-Lending-Benefits-2-10222018-300x150.jpg 300w, https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/10\/Alternative-Lending-Benefits-2-10222018-768x384.jpg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>Expanding Your Menu<\/strong><\/h2>\n<p>A lack of diversity on your menu, or a lack of new items, can be a trap that restaurants easily fall into. After all, if your food is working, why rock the boat? But customers can get bored, and they may not even know what they\u2019re missing if you neglect to perform a menu refresh. Sometimes, changing your menu requires hiring new chefs or investing heavily in updating your printed versions and restaurant signage. That\u2019s where alternative lending can be a great help\u2014you\u2019ll be equipped with the cash you need to make this critical investment in your establishment.<\/p>\n<h2><strong>Marketing Plans<\/strong><\/h2>\n<p>If you\u2019re not investing in a robust marketing strategy for your restaurant, you could be losing out on significant revenue. Loans are a great way to set aside the funds you\u2019ll need to increase your brand awareness, whether it be through radio ads, television spots, direct mailers, or an <a href=\"https:\/\/www.arffinancial.com\/development\/benefits-of-email-marketing-for-your-restaurant\/\"><u>email-marketing plan<\/u><\/a>. Social media is also a winning venue for marketing your restaurant, and the cost is usually minimal. Use your funds to hire a marketing firm or social media director, and watch the revenue stream in.<\/p>\n<p>At ARF Financial, we know time is money. That\u2019s why our <a href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?URLSource=Blog\" class=\"broken_link\">online loan application<\/a> is quick and easy. It takes just minutes to fill out and it won\u2019t affect your credit score. We grant approvals within 24 to 48 hours and funding within 3 to 5 days, plus you can defer up to 50% of your principal. Clients love our clear loan terms and fixed payments that aren\u2019t tied to credit card receipts. <a href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?URLSource=Blog\" class=\"broken_link\">APPLY NOW<\/a> for an offer!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Alternative Lending Benefits When it comes to a standard bank&#8230;<\/p>\n","protected":false},"author":5,"featured_media":30728,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","om_disable_all_campaigns":false,"footnotes":""},"categories":[111,128,690],"tags":[212,215,220,213,223,116,173,221,117,142],"class_list":{"0":"post-30725","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-business-financing","8":"category-day-to-day-business-operations","9":"category-restaurant-financing","10":"tag-bridge-loan","11":"tag-flex-pay-loan","12":"tag-flex-pay-loans","13":"tag-line-of-credit","14":"tag-lines-of-credit","15":"tag-restaurant-financing","16":"tag-restaurant-funding","17":"tag-restaurant-loan","18":"tag-restaurant-loans","19":"tag-working-capital"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Alternative Lending Benefits for Your Restaurant - ARF Financial<\/title>\n<meta name=\"description\" content=\"Despite restaurant sales of $800 billion last year, banks still won&#039;t take the risk. Luckily, there are many alternative lending options like ARF Financial.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.arffinancial.com\/development\/alternative-lending-benefits-for-your-restaurant\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Alternative Lending Benefits for Your Restaurant - ARF Financial\" \/>\n<meta property=\"og:description\" content=\"Despite restaurant sales of $800 billion last year, banks still won&#039;t take the risk. 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