{"id":2446,"date":"2014-09-17T20:15:03","date_gmt":"2014-09-17T20:15:03","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?p=2446"},"modified":"2025-07-02T14:05:31","modified_gmt":"2025-07-02T18:05:31","slug":"family-owned-business-financing","status":"publish","type":"post","link":"https:\/\/www.arffinancial.com\/development\/family-owned-business-financing\/","title":{"rendered":"How to Finance a Family-Owned Business"},"content":{"rendered":"<p>At ARF Financial we love financing family-owned businesses.<\/p>\n<p>We recognize the hard work that has gone into creating a company that was once just a dream, and we enjoy helping families grow their small businesses\u00a0to the next level.<\/p>\n<p><a href=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2014\/03\/cafe-shop-owners-outside-800.jpg\"><img class=\"alignnone size-full wp-image-1645\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2014\/03\/cafe-shop-owners-outside-800.jpg\" alt=\"cafe shop owners\" \/><\/a><\/p>\n<h3>Reasons for a Family Owned Business to Obtain Financing:<\/h3>\n<p>There are many reasons why you might take out a\u00a0<a href=\"https:\/\/www.arffinancial.com\/development\/loan-products\/working-capital-loans\/\">working capital loan<\/a>\u00a0or<a href=\"https:\/\/www.arffinancial.com\/development\/loan-products\/lines-of-credit\/\">\u00a0line of credit<\/a>\u00a0for your family owned business and we&#8217;re here to help you\u00a0figure out the best type of financing for your situation.<\/p>\n<p><strong>Here are just a few of the ways our current clients are using financing to grow:<\/strong><\/p>\n<ul>\n<li>Add a new location<\/li>\n<li>Start and\/or finish renovations<\/li>\n<li>Purchase new inventory or equipment<\/li>\n<li>Complete an expansion project<\/li>\n<li>Buy a food truck<\/li>\n<li>Add a wine cooler &#8230; etc.<\/li>\n<\/ul>\n<p>You can read some of our small business\u00a0<a href=\"https:\/\/www.arffinancial.com\/development\/compare-us\/success-stories\/\">success stories\u00a0<\/a>and learn more about our <a href=\"https:\/\/www.arffinancial.com\/development\/current-offers\/\">current offers here<\/a>.<\/p>\n<h3>How to Obtain a Business Loan From ARF Financial:<\/h3>\n<p><a href=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2014\/04\/small-business-funding-success.png\"><img class=\"alignnone size-full wp-image-1835\" src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2014\/04\/small-business-funding-success.png\" alt=\"small business financing\" \/><\/a><\/p>\n<p>If \u00a0you&#8217;re ready to start the quick and simple process of obtaining a bank loan for your family owned business through ARF Financial, <strong>here&#8217;s\u00a0a list of what you need to know:<\/strong><\/p>\n<ul>\n<li>We finance business owners with a FICO score of 575 or higher<\/li>\n<li>Your business must have minimum annual sales of $200,000<\/li>\n<li>We&#8217;ll want to see your last 3 months of bank statements and one current credit card statement<\/li>\n<li>You&#8217;ll need to provide proof of time in business (must be open at least one month)<\/li>\n<\/ul>\n<p><strong>If you meet the above requirements, we can:<\/strong><\/p>\n<ul>\n<li>Approve you for a business loan between $5,000 and $1,000,000<\/li>\n<li>Provide financing within 7 to 10 days of submitted application<\/li>\n<li>Give you flexible terms up to 18 months<\/li>\n<li>Allow you to pay off your loan early without any penalties<\/li>\n<li>Fund you without any need for collateral on business loans up to $500,000<\/li>\n<\/ul>\n<p>You can learn more about getting approved for an <a href=\"https:\/\/www.arffinancial.com\/development\/fdic-small-business-loan\/\">FDIC-insured small business loan<\/a> through us, or you can <a href=\"https:\/\/www.arffinancial.com\/development\/contact\/\">contact us today <\/a>to speak with a rep. We look forward to talking with you!<\/p>\n<h4 style=\"color: #00689f;\"><span style=\"color: #0a73ae;\">Would you like to explore financing options to help grow your business? ARF Financial is a lender you can trust. We have a quick and simple funding process.\u00a0<a href=\"https:\/\/www.arffinancial.com\/development\/apply-now\/?utm_source=blog&amp;utm_medium=post&amp;utm_campaign=blogcontact\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"broken_link\"><span style=\"color: #ff6600;\"><span style=\"color: #ff6600;\">Click here<\/span><\/span>\u00a0<\/a>to apply now.<\/span><\/h4>\n","protected":false},"excerpt":{"rendered":"<p>At ARF Financial we love financing family-owned businesses. We recognize&#8230;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","om_disable_all_campaigns":false,"footnotes":""},"categories":[111,698],"tags":[],"class_list":{"0":"post-2446","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-business-financing","7":"category-small-business-financing"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Finance a Family-Owned Business - ARF Financial<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.arffinancial.com\/development\/family-owned-business-financing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Finance a Family-Owned Business - ARF Financial\" \/>\n<meta property=\"og:description\" content=\"At ARF Financial we love financing family-owned businesses. 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