{"id":8861,"date":"2016-03-01T09:58:50","date_gmt":"2016-03-01T09:58:50","guid":{"rendered":"https:\/\/democontent.codex-themes.com\/thegem-business\/?page_id=8861"},"modified":"2025-02-16T13:02:13","modified_gmt":"2025-02-16T18:02:13","slug":"homepage-business-corporate-2","status":"publish","type":"page","link":"https:\/\/www.arffinancial.com\/development\/","title":{"rendered":"Homepage"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row css=&#8221;.vc_custom_1673148427347{margin-bottom: 0px !important;padding-top: 2% !important;padding-bottom: 2% !important;background-color: #ffffff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column]<div id=\"fullwidth-block-69e1c1c66f675\" class=\"fullwidth-block clearfix\"  style=\"\"><script type=\"text\/javascript\">if (typeof(gem_fix_fullwidth_position) == \"function\") { gem_fix_fullwidth_position(document.getElementById(\"fullwidth-block-69e1c1c66f675\")); }<\/script><div class=\"fullwidth-block-inner\"><div class=\"container\">[vc_column_text]<\/p>\n<h2 style=\"text-align: center;\"><span style=\"color: #00659e;\">Business Loans \u2022 Revolving Lines of Credit \u2022 Interest-Only Loans<\/span><\/h2>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;16px&#8221;][vc_column_text css_animation=&#8221;none&#8221;]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #00659e; font-size: 23px; line-height: 29px;\">Why We&#8217;re Different from Other Lenders<br \/>\n<\/span>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#c89c1f&#8221; css=&#8221;.vc_custom_1528304133892{margin-bottom: 30px !important;}&#8221;][vc_row_inner css=&#8221;.vc_custom_1530185856578{margin-top: 2% !important;}&#8221;][vc_column_inner][vc_column_text]As one the leading financial services companies for tens of thousands of businesses across the country, backed by decades of experience, we know a thing or two about owners like you. What\u2019s more, we live and work in your community, understand the local market, and we\u2019re committed to offering the right financial products, customized to fit your individual circumstances and business goals.[\/vc_column_text][vc_column_text]At ARF Financial, we employ full-time, seasoned loan consultants who will help you capitalize on your business&#8217;s potential with quick access to the most innovative loan products available. We make business financing easy! That\u2019s why we\u2019re the #1 trusted source for restaurant loans, hospitality financing, and retail funding![\/vc_column_text][vc_column_text]With exclusive relationships with state-chartered, community banks across the country, we can help you acquire a bank loan fast, with larger loan amounts, longer terms and fixed payments that make sense for your growing business. That means the interest is tax deductible, rates are fixed, and you know the terms ahead of time. Our clients get the financing they need, with manageable payments that won\u2019t increase as revenue grows.[\/vc_column_text]<style type=\"text\/css\">.thegem-button-69e1c1c66f84b4797 .gem-button svg {fill: #00659e;}.thegem-button-69e1c1c66f84b4797 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-69e1c1c66f84b4797     gem-button-with-separator\"  ><div class=\"gem-button-separator gem-button-separator-type-soft-double\"><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><div class=\"gem-button-separator-button\"><a class=\"gem-button gem-button-size-medium gem-button-style-outline gem-button-text-weight-normal gem-button-border-2\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;border-color: #cd9d2f;color: #00659e;\" onmouseleave=\"this.style.borderColor='#cd9d2f';this.style.backgroundColor='transparent';this.style.color='#00659e';\" onmouseenter=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" href=\"https:\/\/www.arffinancial.com\/development\/company\/our-team\/loan-consulting-team\" target=\"_self\">FIND YOUR LOCAL LOAN CONSULTANT<\/a><\/div><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><\/div><\/div> [\/vc_column_inner][\/vc_row_inner]<\/div><\/div><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1656266548709{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 25px !important;background-color: #002f65 !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column][vc_column_text css=&#8221;.vc_custom_1655059463148{margin-top: 0px !important;}&#8221;]<\/p>\n<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Watch Our Company Video<\/span><\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221;][vc_empty_space height=&#8221;8px&#8221;][\/vc_column][vc_column css_animation=&#8221;zoomIn&#8221; width=&#8221;7\/12&#8243;]<div class=\"gem-video gem-wrapbox gem-wrapbox-style-no-style rounded-corners gem-wrapbox-position-below\" style=\"width: 100%;\"><div class=\"gem-wrapbox-inner video-block gem-ratio-style\" style=\"padding-top: 68.75%\"><video width=\"100%\" height=\"100%\" controls=\"controls\" src=\"https:\/\/www.youtube.com\/watch?v=QAcjGapVQ44\"  poster=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/06\/celeste-company-video-laptop-dkblue.jpg\" preload=\"none\"><\/video><\/div><\/div>[vc_empty_space height=&#8221;20px&#8221;][\/vc_column][vc_column css_animation=&#8221;zoomIn&#8221; width=&#8221;5\/12&#8243; css=&#8221;.vc_custom_1655854451715{padding-top: 24px !important;padding-bottom: 40px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;}&#8221;][vc_empty_space height=&#8221;20px&#8221;][vc_single_image image=&#8221;42105&#8243; img_size=&#8221;84&#215;70&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css_animation=&#8221;bounceIn&#8221; css=&#8221;.vc_custom_1654341752294{margin-bottom: 0px !important;}&#8221; link=&#8221;https:\/\/www.youtube.com\/watch?v=QAcjGapVQ44&#8243;][vc_empty_space height=&#8221;25px&#8221;][vc_column_text css=&#8221;.vc_custom_1654343744400{margin-top: 0px !important;margin-bottom: 0px !important;padding-right: 25px !important;padding-left: 25px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">Find out more information about ARF Financial from someone who has been around since the beginning.<\/span><\/p>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; style=&#8221;dotted&#8221; border_width=&#8221;3&#8243; el_width=&#8221;90&#8243; accent_color=&#8221;#999999&#8243; css=&#8221;.vc_custom_1654344400036{margin-top: 10px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1654344511394{margin-bottom: 0px !important;}&#8221;]<\/p>\n<div style=\"text-align: center; font-size: 20px; line-height: 24px; letter-spacing: 2px; color: #eeeeee;\">HOSTED BY OUR CHIEF SALES OFFICER<\/div>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;3px&#8221;][vc_column_text css=&#8221;.vc_custom_1656266652972{margin-bottom: 3px !important;}&#8221;]<\/p>\n<div style=\"text-align: center; color: #cd9d2f; font-size: 29px; line-height: 37px; font-weight: 600;\">Celeste Deal-Maunoir<\/div>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;10px&#8221;][vc_separator color=&#8221;custom&#8221; style=&#8221;dotted&#8221; border_width=&#8221;3&#8243; el_width=&#8221;90&#8243; accent_color=&#8221;#999999&#8243; css=&#8221;.vc_custom_1654309298821{margin-bottom: 15px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1654343861582{margin-bottom: 0px !important;padding-right: 20px !important;padding-left: 20px !important;}&#8221;]<\/p>\n<div style=\"text-align: center; color: #ffffff; font-size: 19px; line-height: 28px;\"><em>\u201cIt\u2019s our job to understand your business goals, your financing needs, and then customize a loan to meet those needs \u2013 especially one that maximizes your return on investment.\u201d<\/em><\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; css=&#8221;.vc_custom_1654352098397{padding-top: 15px !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/06\/cash-background-faded-bw.jpg?id=43249) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column][vc_row_inner css=&#8221;.vc_custom_1654345367296{margin-bottom: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/5&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;3\/5&#8243;][vc_column_text css_animation=&#8221;zoomIn&#8221; css=&#8221;.vc_custom_1654355097486{margin-bottom: 15px !important;}&#8221;]<\/p>\n<div style=\"text-align: center; color: #124680; font-size: 61px; line-height: 75px; font-weight: 900; letter-spacing: -.1px;\">Size Matters!<\/div>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#c89c1f&#8221; css=&#8221;.vc_custom_1646181117722{margin-bottom: 30px !important;}&#8221;][vc_column_text]<\/p>\n<h3 style=\"text-align: center;\">Larger Loan Amounts, Longer Terms &amp; Big Rewards<\/h3>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1739728696553{padding-right: 25px !important;padding-left: 25px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">When comparing business lenders, SIZE MATTERS! Big projects usually mean big upfront investments, something you can\u2019t get from a merchant cash advance. If you&#8217;ve got big plans for your business, we have financing that\u2019s the perfect fit. You can now borrow up to $1,500,000 with terms up to 36 months to fund those projects while keeping your costs low. Our average loan size is over six times larger and repayment terms are more than three times longer than a Merchant Cash Advance. Larger loan amounts mean you can invest in growth opportunities that will make a significant impact to your bottom line, and longer terms mean your payments are manageable and won\u2019t interfere with your cash flow! Check out the comparison below:<\/p>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1654351968421{margin-top: 0px !important;margin-bottom: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;51414&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;zoomIn&#8221; css=&#8221;.vc_custom_1739728861026{padding-right: 15px !important;padding-left: 15px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;40774&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;zoomIn&#8221; css=&#8221;.vc_custom_1648220312568{padding-right: 15px !important;padding-left: 15px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1654103536275{margin-top: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<style type=\"text\/css\">.thegem-button-69e1c1c66fde18490 .gem-button svg {fill: #00659e;}.thegem-button-69e1c1c66fde18490 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-69e1c1c66fde18490     gem-button-with-separator\"  ><div class=\"gem-button-separator gem-button-separator-type-soft-double\"><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><div class=\"gem-button-separator-button\"><a class=\"gem-button gem-button-size-medium gem-button-style-outline gem-button-text-weight-normal gem-button-border-2\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;border-color: #cd9d2f;color: #00659e;\" onmouseleave=\"this.style.borderColor='#cd9d2f';this.style.backgroundColor='transparent';this.style.color='#00659e';\" onmouseenter=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration\" target=\"_self\">I&#039;M READY TO APPLY<\/a><\/div><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><\/div><\/div> [vc_column_text]<\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 13px; line-height: 15px;\">*Completing an application only takes ten minutes and won&#8217;t affect your credit.<\/span><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1655046931208{margin-top: 0px !important;margin-bottom: 0px !important;background: #dddddd url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/01\/arf-boost-page-design-image-geo-background-1918&#215;886.png?id=26242) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column][vc_empty_space height=&#8221;10px&#8221;][vc_column_text]<\/p>\n<div style=\"text-align: center; font-size: 28px; font-weight: 600; color: #00659e;\">Loan Program Advantages<\/div>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;22px&#8221;][vc_row_inner css=&#8221;.vc_custom_1653743201025{margin-bottom: 0px !important;}&#8221;][vc_column_inner el_class=&#8221;industry-bullets&#8221; width=&#8221;1\/2&#8243;]<div class=\"gem-icon-with-text gem-icon-with-text-icon-size-small disable-mobile-centered\" ><div style=\"margin-bottom:0px;padding-bottom: 6px;margin-top:0px; \" class=\"gem-icon-with-text-icon\"><div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-small  gem-icon-shape-square gem-simple-icon\"  style=\"opacity: 1;\"><div class=\"gem-icon-inner\" style=\"\"><span class=\"gem-icon-half-1\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xf046;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xf046;<\/span><\/span><\/div><\/div><\/div><div class=\"gem-icon-with-text-content\" ><div class=\"gem-icon-with-text-text\">[vc_column_text]<\/p>\n<div style=\"color: #00659e; font-weight: 500; font-size: 20px;\">Access to loan amounts from $5,000 to $1,500,000<\/div>\n<p>[\/vc_column_text]<\/div><\/div><div class=\"clearboth\"><\/div><\/div><div class=\"gem-icon-with-text gem-icon-with-text-icon-size-small disable-mobile-centered\" ><div style=\"margin-bottom:0px;padding-bottom: 6px;margin-top:0px; \" class=\"gem-icon-with-text-icon\"><div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-small  gem-icon-shape-square gem-simple-icon\"  style=\"opacity: 1;\"><div class=\"gem-icon-inner\" style=\"\"><span class=\"gem-icon-half-1\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xf046;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xf046;<\/span><\/span><\/div><\/div><\/div><div class=\"gem-icon-with-text-content\" ><div class=\"gem-icon-with-text-text\">[vc_column_text]<\/p>\n<div style=\"color: #00659e; font-weight: 500; font-size: 20px;\">Fixed repayment terms up to 3 years<\/div>\n<p>[\/vc_column_text]<\/div><\/div><div class=\"clearboth\"><\/div><\/div><div class=\"gem-icon-with-text gem-icon-with-text-icon-size-small disable-mobile-centered\" ><div style=\"margin-bottom:0px;padding-bottom: 6px;margin-top:0px; \" class=\"gem-icon-with-text-icon\"><div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-small  gem-icon-shape-square gem-simple-icon\"  style=\"opacity: 1;\"><div class=\"gem-icon-inner\" style=\"\"><span class=\"gem-icon-half-1\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xf046;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xf046;<\/span><\/span><\/div><\/div><\/div><div class=\"gem-icon-with-text-content\" ><div class=\"gem-icon-with-text-text\">[vc_column_text]<\/p>\n<div style=\"color: #00659e; font-weight: 500; font-size: 20px;\">Fast approvals and fundings in less than a week<\/div>\n<p>[\/vc_column_text]<\/div><\/div><div class=\"clearboth\"><\/div><\/div><div class=\"gem-icon-with-text gem-icon-with-text-icon-size-small disable-mobile-centered\" ><div style=\"margin-bottom:0px;padding-bottom: 6px;margin-top:0px; \" class=\"gem-icon-with-text-icon\"><div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-small  gem-icon-shape-square gem-simple-icon\"  style=\"opacity: 1;\"><div class=\"gem-icon-inner\" style=\"\"><span class=\"gem-icon-half-1\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xf046;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xf046;<\/span><\/span><\/div><\/div><\/div><div class=\"gem-icon-with-text-content\" ><div class=\"gem-icon-with-text-text\">[vc_column_text]<\/p>\n<div style=\"color: #00659e; font-weight: 500; font-size: 20px;\">Streamlined underwriting process with minimal documentation<\/div>\n<p>[\/vc_column_text]<\/div><\/div><div class=\"clearboth\"><\/div><\/div><div class=\"gem-icon-with-text gem-icon-with-text-icon-size-small disable-mobile-centered\" ><div style=\"margin-bottom:0px;padding-bottom: 6px;margin-top:0px; \" class=\"gem-icon-with-text-icon\"><div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-small  gem-icon-shape-square gem-simple-icon\"  style=\"opacity: 1;\"><div class=\"gem-icon-inner\" style=\"\"><span class=\"gem-icon-half-1\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xf046;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xf046;<\/span><\/span><\/div><\/div><\/div><div class=\"gem-icon-with-text-content\" ><div class=\"gem-icon-with-text-text\">[vc_column_text]<\/p>\n<div style=\"color: #00659e; font-weight: 500; font-size: 20px;\">Revolving Lines of Credit with Interest-Only Options<\/div>\n<p>[\/vc_column_text]<\/div><\/div><div class=\"clearboth\"><\/div><\/div>[\/vc_column_inner][vc_column_inner el_class=&#8221;industry-bullets&#8221; width=&#8221;1\/2&#8243;]<div class=\"gem-icon-with-text gem-icon-with-text-icon-size-small disable-mobile-centered\" ><div style=\"margin-bottom:0px;padding-bottom: 6px;margin-top:0px; \" class=\"gem-icon-with-text-icon\"><div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-small  gem-icon-shape-square gem-simple-icon\"  style=\"opacity: 1;\"><div class=\"gem-icon-inner\" style=\"\"><span class=\"gem-icon-half-1\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xf046;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xf046;<\/span><\/span><\/div><\/div><\/div><div class=\"gem-icon-with-text-content\" ><div class=\"gem-icon-with-text-text\">[vc_column_text css=&#8221;.vc_custom_1705942126417{padding-top: 2px !important;}&#8221;]<\/p>\n<div style=\"color: #00659e; font-weight: 500; font-size: 20px;\">Defer up to 50% of the loan&#8217;s principal for lower, flexible payments<\/div>\n<p>[\/vc_column_text]<\/div><\/div><div class=\"clearboth\"><\/div><\/div><div class=\"gem-icon-with-text gem-icon-with-text-icon-size-small disable-mobile-centered\" ><div style=\"margin-bottom:0px;padding-bottom: 6px;margin-top:0px; \" class=\"gem-icon-with-text-icon\"><div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-small  gem-icon-shape-square gem-simple-icon\"  style=\"opacity: 1;\"><div class=\"gem-icon-inner\" style=\"\"><span class=\"gem-icon-half-1\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xf046;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xf046;<\/span><\/span><\/div><\/div><\/div><div class=\"gem-icon-with-text-content\" ><div class=\"gem-icon-with-text-text\">[vc_column_text css=&#8221;.vc_custom_1676036458864{padding-top: 2px !important;}&#8221;]<\/p>\n<div style=\"color: #00659e; font-weight: 500; font-size: 20px;\">All loans come with an optional line of credit<\/div>\n<p>[\/vc_column_text]<\/div><\/div><div class=\"clearboth\"><\/div><\/div><div class=\"gem-icon-with-text gem-icon-with-text-icon-size-small disable-mobile-centered\" ><div style=\"margin-bottom:0px;padding-bottom: 6px;margin-top:0px; \" class=\"gem-icon-with-text-icon\"><div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-small  gem-icon-shape-square gem-simple-icon\"  style=\"opacity: 1;\"><div class=\"gem-icon-inner\" style=\"\"><span class=\"gem-icon-half-1\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xf046;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xf046;<\/span><\/span><\/div><\/div><\/div><div class=\"gem-icon-with-text-content\" ><div class=\"gem-icon-with-text-text\">[vc_column_text css=&#8221;.vc_custom_1739728745057{padding-top: 2px !important;}&#8221;]<\/p>\n<div style=\"color: #00659e; font-weight: 500; font-size: 20px;\">Unlimited line of credit draws for up to a year<\/div>\n<p>[\/vc_column_text]<\/div><\/div><div class=\"clearboth\"><\/div><\/div><div class=\"gem-icon-with-text gem-icon-with-text-icon-size-small disable-mobile-centered\" ><div style=\"margin-bottom:0px;padding-bottom: 6px;margin-top:0px; \" class=\"gem-icon-with-text-icon\"><div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-small  gem-icon-shape-square gem-simple-icon\"  style=\"opacity: 1;\"><div class=\"gem-icon-inner\" style=\"\"><span class=\"gem-icon-half-1\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xf046;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xf046;<\/span><\/span><\/div><\/div><\/div><div class=\"gem-icon-with-text-content\" ><div class=\"gem-icon-with-text-text\">[vc_column_text css=&#8221;.vc_custom_1705678159109{padding-top: 2px !important;}&#8221;]<\/p>\n<div style=\"color: #00659e; font-weight: 500; font-size: 20px;\">Unlimited partial principal paydowns for up to a year<\/div>\n<p>[\/vc_column_text]<\/div><\/div><div class=\"clearboth\"><\/div><\/div><div class=\"gem-icon-with-text gem-icon-with-text-icon-size-small disable-mobile-centered\" ><div style=\"margin-bottom:0px;padding-bottom: 6px;margin-top:0px; \" class=\"gem-icon-with-text-icon\"><div class=\"gem-icon gem-icon-pack-fontawesome gem-icon-size-small  gem-icon-shape-square gem-simple-icon\"  style=\"opacity: 1;\"><div class=\"gem-icon-inner\" style=\"\"><span class=\"gem-icon-half-1\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xf046;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xf046;<\/span><\/span><\/div><\/div><\/div><div class=\"gem-icon-with-text-content\" ><div class=\"gem-icon-with-text-text\">[vc_column_text css=&#8221;.vc_custom_1739728723912{padding-top: 2px !important;}&#8221;]<\/p>\n<div style=\"color: #00659e; font-weight: 500; font-size: 20px;\">Early payoff options are available with no fees or penalties<\/div>\n<p>[\/vc_column_text]<\/div><\/div><div class=\"clearboth\"><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1672024982533{margin-top: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<style type=\"text\/css\">.thegem-button-69e1c1c6704c38599 .gem-button svg {fill: #ffffff;}.thegem-button-69e1c1c6704c38599 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-69e1c1c6704c38599     gem-button-with-separator\"  ><div class=\"gem-button-separator gem-button-separator-type-soft-double\"><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><div class=\"gem-button-separator-button\"><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#175888';this.style.color='#ffffff';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration\" target=\"_self\">APPLY NOW<\/a><\/div><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><\/div><\/div> [vc_empty_space height=&#8221;22px&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; css_animation=&#8221;zoomIn&#8221; css=&#8221;.vc_custom_1739648421759{margin-bottom: 0px !important;padding-bottom: 30px !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/02\/cash-background-dk-blue.jpg?id=40634) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column][vc_empty_space height=&#8221;24px&#8221;][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Industry-Leading Loan Products<\/span><\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#c89c1f&#8221;][vc_empty_space][vc_row_inner equal_height=&#8221;yes&#8221; gap=&#8221;35&#8243; css=&#8221;.vc_custom_1720404721816{margin-right: 4% !important;margin-left: 4% !important;}&#8221;][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1739648537141{border-top-width: 2px !important;border-right-width: 2px !important;border-bottom-width: 2px !important;border-left-width: 2px !important;padding-top: 15px !important;padding-right: 45px !important;padding-bottom: 10px !important;padding-left: 45px !important;background-color: rgba(51,153,255,0.25) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;*background-color: rgb(51,153,255) !important;border-left-color: rgba(255,255,255,0.1) !important;border-left-style: solid !important;border-right-color: rgba(255,255,255,0.1) !important;border-right-style: solid !important;border-top-color: rgba(255,255,255,0.1) !important;border-top-style: solid !important;border-bottom-color: rgba(255,255,255,0.1) !important;border-bottom-style: solid !important;border-radius: 15px !important;}&#8221;][vc_empty_space height=&#8221;20px&#8221;][vc_single_image image=&#8221;45709&#8243; img_size=&#8221;224&#215;200&#8243; alignment=&#8221;center&#8221;][vc_empty_space height=&#8221;12px&#8221;][vc_column_text]<\/p>\n<div style=\"text-align: center; color: #ffffff; line-height: 42px; font-size: 32px; font-weight: bold;\">BANKROLL<\/div>\n<div style=\"text-align: center; color: #ffffff; line-height: 33px; font-size: 24px; font-weight: 400;\">ARF&#8217;s Ultimate Revolving Line of Credit<\/div>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;30&#8243; accent_color=&#8221;#c89c1f&#8221;][vc_empty_space height=&#8221;6px&#8221;][vc_column_text css=&#8221;.vc_custom_1654349578600{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">Your business is always evolving. Wouldn\u2019t it be great to have a financial product flexible enough to evolve with it? Now you do! Our new Revolving Line of Credit &#8211; BANKROLL, provides the max loan approval, a fixed loan term up to 36 months, and a fixed weekly payment \u2013 plus the flexibility to pay down or draw funds on an unlimited basis!<\/span><\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-69e1c1c6705582632 .gem-button svg {fill: #002f65;}.thegem-button-69e1c1c6705582632 .gem-button:hover svg {fill: #cd9d2f;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-69e1c1c6705582632    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 4px;background-color: #c89c1f;color: #002f65;\" onmouseleave=\"this.style.backgroundColor='#c89c1f';this.style.color='#002f65';\" onmouseenter=\"this.style.backgroundColor='#ffffff';this.style.color='#cd9d2f';\" href=\"https:\/\/www.arffinancial.com\/development\/loans-by-product\/revolving-line-of-credit\/\" target=\"_blank\">LEARN MORE<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1739648287298{border-top-width: 2px !important;border-right-width: 2px !important;border-bottom-width: 2px !important;border-left-width: 2px !important;padding-top: 15px !important;padding-right: 45px !important;padding-bottom: 10px !important;padding-left: 45px !important;background-color: rgba(51,153,255,0.25) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;*background-color: rgb(51,153,255) !important;border-left-color: rgba(255,255,255,0.1) !important;border-left-style: solid !important;border-right-color: rgba(255,255,255,0.1) !important;border-right-style: solid !important;border-top-color: rgba(255,255,255,0.1) !important;border-top-style: solid !important;border-bottom-color: rgba(255,255,255,0.1) !important;border-bottom-style: solid !important;border-radius: 15px !important;}&#8221;][vc_empty_space height=&#8221;20px&#8221;][vc_single_image image=&#8221;45709&#8243; img_size=&#8221;224&#215;200&#8243; alignment=&#8221;center&#8221;][vc_empty_space height=&#8221;12px&#8221;][vc_column_text]<\/p>\n<div style=\"text-align: center; color: #ffffff; line-height: 42px; font-size: 32px; font-weight: bold;\">IO-BANKROLL<\/div>\n<div style=\"text-align: center; color: #ffffff; line-height: 33px; font-size: 24px; font-weight: 400;\">Interest-Only Revolving Line of Credit<\/div>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;30&#8243; accent_color=&#8221;#c89c1f&#8221;][vc_empty_space height=&#8221;6px&#8221;][vc_column_text css=&#8221;.vc_custom_1705942407395{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">Think of it like our Bankroll Revolver on steroids. Our IO-Bankroll Revolving Line of Credit has all the great benefits of Bankroll coupled with an interest-only period of up to 1 year! Clients can enjoy unlimited draws and partial principal paydowns and only pay the interest for up to a year!<\/span><\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-69e1c1c6705f29261 .gem-button svg {fill: #002f65;}.thegem-button-69e1c1c6705f29261 .gem-button:hover svg {fill: #cd9d2f;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-69e1c1c6705f29261    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 4px;background-color: #c89c1f;color: #002f65;\" onmouseleave=\"this.style.backgroundColor='#c89c1f';this.style.color='#002f65';\" onmouseenter=\"this.style.backgroundColor='#ffffff';this.style.color='#cd9d2f';\" href=\"https:\/\/www.arffinancial.com\/development\/interest-only-bankroll-revolving\" target=\"_blank\">LEARN MORE<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][\/vc_row_inner][vc_empty_space height=&#8221;16px&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; content_placement=&#8221;middle&#8221; css_animation=&#8221;fadeInUp&#8221; css=&#8221;.vc_custom_1673148491248{margin-bottom: 12px !important;background-color: #ffffff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column][vc_row_inner css=&#8221;.vc_custom_1648130892366{margin-bottom: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"clearboth\"><\/div><style>#thegem-divider-69e1c1c67063a {margin-top: 50px !important;}<\/style><div id=\"thegem-divider-69e1c1c67063a\" class=\"gem-divider  \" style=\"\" ><\/div>[vc_column_text]<\/p>\n<h2 style=\"text-align: center;\">We Have Expanded to Support Your Industry<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221;][vc_empty_space height=&#8221;18px&#8221;][vc_column_text css=&#8221;.vc_custom_1648126803036{padding-right: 12px !important;padding-left: 12px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">We service more than just restaurants! Over the past two years, we\u2019ve perfected our underwriting model to service the needs of a <a href=\"https:\/\/www.arffinancial.com\/development\/industries\/\">broader list of industries<\/a>, while providing the same unique loan products and superior customer service. Here are just a few:<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1651517670567{margin-top: 20px !important;margin-bottom: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/5&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243; css=&#8221;.vc_custom_1648220513962{margin-bottom: 0px !important;}&#8221;][vc_single_image image=&#8221;41114&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_outline&#8221; border_color=&#8221;sky&#8221; onclick=&#8221;custom_link&#8221; css_animation=&#8221;zoomIn&#8221; link=&#8221;https:\/\/www.arffinancial.com\/development\/loans-by-industry\/manufacturing-financing\/&#8221;][vc_column_text css=&#8221;.vc_custom_1648224733275{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">We have financing options specifically designed for your manufacturing needs. Large or small, we can provide the funds.<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-69e1c1c6706b27389 .gem-button svg {fill: #ffffff;}.thegem-button-69e1c1c6706b27389 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-69e1c1c6706b27389    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;background-color: #002f65;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#002f65';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#c89c1f';this.style.color='#ffffff';\" href=\"https:\/\/www.arffinancial.com\/development\/manufacturing\/\" target=\"_self\">Manufacturing<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243; css=&#8221;.vc_custom_1648220522178{margin-bottom: 0px !important;}&#8221;][vc_single_image image=&#8221;41113&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_outline&#8221; border_color=&#8221;sky&#8221; onclick=&#8221;custom_link&#8221; css_animation=&#8221;zoomIn&#8221; link=&#8221;https:\/\/www.arffinancial.com\/development\/loans-by-industry\/hardware\/&#8221;][vc_column_text css=&#8221;.vc_custom_1651518069212{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">Hardware store owners know how important it is to establish a relationship with a trusted and reliable source of working capital.<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-69e1c1c6707503780 .gem-button svg {fill: #ffffff;}.thegem-button-69e1c1c6707503780 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-69e1c1c6707503780    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;background-color: #002f65;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#002f65';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#c89c1f';this.style.color='#ffffff';\" href=\"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/hardware\/\" target=\"_self\">Hardware Stores<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243; css=&#8221;.vc_custom_1648220502599{margin-bottom: 0px !important;}&#8221;][vc_single_image image=&#8221;41112&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_outline&#8221; border_color=&#8221;sky&#8221; onclick=&#8221;custom_link&#8221; css_animation=&#8221;zoomIn&#8221; link=&#8221;https:\/\/www.arffinancial.com\/development\/loans-by-industry\/grocery\/&#8221;][vc_column_text css=&#8221;.vc_custom_1676037154937{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">Your shoppers rely on your consistency to stock the products they need. We supply the working capital necessary to keep up with that demand.<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-69e1c1c67081a2934 .gem-button svg {fill: #ffffff;}.thegem-button-69e1c1c67081a2934 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-69e1c1c67081a2934    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;background-color: #002f65;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#002f65';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#c89c1f';this.style.color='#ffffff';\" href=\"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/grocery\/\" target=\"_self\">Grocery Stores<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1651517681092{margin-top: 20px !important;}&#8221;][vc_column_inner][vc_separator color=&#8221;custom&#8221; style=&#8221;dashed&#8221; border_width=&#8221;2&#8243; el_width=&#8221;50&#8243; accent_color=&#8221;#999999&#8243; css=&#8221;.vc_custom_1651518193345{margin-top: 0px !important;margin-bottom: 0px !important;}&#8221;][vc_empty_space height=&#8221;24px&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1651517681092{margin-top: 20px !important;}&#8221;][vc_column_inner width=&#8221;1\/5&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;][vc_single_image image=&#8221;41115&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_outline&#8221; border_color=&#8221;sky&#8221; onclick=&#8221;custom_link&#8221; css_animation=&#8221;zoomIn&#8221; link=&#8221;https:\/\/www.arffinancial.com\/development\/loans-by-industry\/home-healthcare\/&#8221;][vc_column_text css=&#8221;.vc_custom_1648134986130{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">Pet care is important to your clients, cash flow is crucial to you. The funding options we have are a perfect fit and hassle-free.<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-69e1c1c6708c86605 .gem-button svg {fill: #ffffff;}.thegem-button-69e1c1c6708c86605 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-69e1c1c6708c86605    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;background-color: #002f65;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#002f65';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#c89c1f';this.style.color='#ffffff';\" href=\"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/pet-store-veterinary\/\" target=\"_self\">Pet Stores &amp; Vets<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;][vc_single_image image=&#8221;41111&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_outline&#8221; border_color=&#8221;sky&#8221; onclick=&#8221;custom_link&#8221; css_animation=&#8221;zoomIn&#8221; link=&#8221;https:\/\/www.arffinancial.com\/development\/loans-by-industry\/home-healthcare\/&#8221;][vc_column_text css=&#8221;.vc_custom_1676037244469{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">You invest in the care of your patients. We invest in you. Our loan products provide a healthy lifeline to your growing business.<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-69e1c1c6709729737 .gem-button svg {fill: #ffffff;}.thegem-button-69e1c1c6709729737 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-69e1c1c6709729737    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;background-color: #022f65;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#022f65';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#c89c1f';this.style.color='#ffffff';\" href=\"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/home-healthcare\/\" target=\"_self\">Home Healthcare<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;][vc_single_image image=&#8221;41116&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_outline&#8221; border_color=&#8221;sky&#8221; onclick=&#8221;custom_link&#8221; css_animation=&#8221;zoomIn&#8221; link=&#8221;https:\/\/www.arffinancial.com\/development\/loans-by-industry\/wholesale-financing\/&#8221;][vc_column_text css=&#8221;.vc_custom_1676037129404{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">As a wholesaler, you have a wealth of moving parts to manage. That&#8217;s why we make our financing simple so you can continue to thrive.<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-69e1c1c670a021512 .gem-button svg {fill: #ffffff;}.thegem-button-69e1c1c670a021512 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-69e1c1c670a021512    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;background-color: #002f65;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#002f65';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#c89c1f';this.style.color='#ffffff';\" href=\"https:\/\/www.arffinancial.com\/development\/loans-by-industry\/wholesale-financing\/\" target=\"_self\">Wholesale<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;][\/vc_column_inner][\/vc_row_inner][vc_empty_space height=&#8221;16px&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1656262224764{margin-top: 0px !important;margin-bottom: 0px !important;background-color: #00396e !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column css_animation=&#8221;zoomIn&#8221; width=&#8221;2\/3&#8243;][\/vc_column][vc_column width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1654352718504{padding-right: 35px !important;padding-left: 35px !important;}&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; gap=&#8221;10&#8243; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1739648817331{margin-top: 0px !important;margin-bottom: 0px !important;padding-bottom: 16px !important;background-color: #00396e !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column css_animation=&#8221;zoomIn&#8221; width=&#8221;1\/3&#8243;]<div class=\"gem-video gem-wrapbox gem-wrapbox-style-no-style rounded-corners gem-wrapbox-position-below\" style=\"width: 100%;\"><div class=\"gem-wrapbox-inner video-block gem-ratio-style\" style=\"padding-top: 68.75%\"><video width=\"100%\" height=\"100%\" controls=\"controls\" src=\"https:\/\/youtu.be\/x4UUN88l8x4\"  poster=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/03\/LaptopVideoTestimonial.jpg\" preload=\"none\"><\/video><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1657220921426{padding-right: 50px !important;padding-left: 50px !important;}&#8221;][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\"><span style=\"color: #ffffff; font-size: 38px;\">Client Testimonial Video<\/span><\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#cd9d2f&#8221;][vc_empty_space height=&#8221;16px&#8221;][vc_column_text css_animation=&#8221;none&#8221; css=&#8221;.vc_custom_1739649465576{margin-top: 0px !important;}&#8221;]<\/p>\n<div style=\"text-align: center; color: #ffffff; font-size: 30px; line-height: 45px; font-weight: bold;\">Monica Pope<\/div>\n<div style=\"text-align: center; color: #ffffff; font-size: 23px; line-height: 32px; font-weight: 400;\">Restaurant Owner from Houston, TX<\/div>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1739649186663{padding-right: 10px !important;padding-left: 10px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ecc56a; font-size: 21px; line-height: 31px;\"><em>&#8220;Finding a lender that understands your business is huge! It&#8217;s been a 25-year process of locating the right financing for my restaurant \u2013 just all dead ends. I met with Celeste from ARF Financial on a Monday and it was a done deal by the end of the week. I used the money to re-invent my entire concept, doubling my sales from $1,000,000 to $2,000,000 a year, it was crazy!&#8221;<\/em><\/span><\/p>\n<p>[\/vc_column_text][vc_column_text css_animation=&#8221;none&#8221; css=&#8221;.vc_custom_1648223136813{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">Our one-on-one support can help you succeed!. Use the button below to find a loan consultant near you.<\/span><\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-69e1c1c670e853189 .gem-button svg {fill: #ffffff;}.thegem-button-69e1c1c670e853189 .gem-button:hover svg {fill: #124680;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-69e1c1c670e853189 footerbutton    gem-button-with-separator\"  ><div class=\"gem-button-separator gem-button-separator-type-soft-double\"><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><div class=\"gem-button-separator-button\"><a title=\"Blog\" class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#ffffff';this.style.color='#124680';\" href=\"https:\/\/www.arffinancial.com\/development\/company\/our-team\/loan-consulting-team\" target=\"_self\">FIND YOUR CONSULTANT<\/a><\/div><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><\/div><\/div> [vc_empty_space height=&#8221;16px&#8221;][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_section full_width=&#8221;stretch_row_content&#8221; css=&#8221;.vc_custom_1739637519077{margin-top: 0px !important;}&#8221;][vc_row full_width=&#8221;stretch_row_content&#8221; css=&#8221;.vc_custom_1651279999346{margin-top: 30px !important;}&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/3&#8243;][vc_empty_space height=&#8221;20px&#8221;][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\">What Our Customers Are Saying<\/h2>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;14px&#8221;][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#cd9d2f&#8221;][vc_single_image image=&#8221;42511&#8243; img_size=&#8221;325&#215;80&#8243; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1739649363214{margin-bottom: 0px !important;}&#8221;][vc_empty_space height=&#8221;43px&#8221;][vc_raw_html]JTNDJTIxLS0lMjBUcnVzdEJveCUyMHdpZGdldCUyMC0lMjBDYXJvdXNlbCUyMC0tJTNFJTBBJTNDZGl2JTIwY2xhc3MlM0QlMjJ0cnVzdHBpbG90LXdpZGdldCUyMiUyMGRhdGEtbG9jYWxlJTNEJTIyZW4tVVMlMjIlMjBkYXRhLXRlbXBsYXRlLWlkJTNEJTIyNTNhYTg5MTJkZWM3ZTEwZDM4ZjU5ZjM2JTIyJTIwZGF0YS1idXNpbmVzc3VuaXQtaWQlM0QlMjI1Yzg4MGVlYTNjY2FhODAwMDE3OGJiOTIlMjIlMjBkYXRhLXN0eWxlLWhlaWdodCUzRCUyMjE0MHB4JTIyJTIwZGF0YS1zdHlsZS13aWR0aCUzRCUyMjEwMCUyNSUyMiUyMGRhdGEtc3RhcnMlM0QlMjIzJTJDNCUyQzUlMjIlMjBkYXRhLXJldmlldy1sYW5ndWFnZXMlM0QlMjJlbiUyMiUzRSUwQSUyMCUyMCUzQ2ElMjBocmVmJTNEJTIyaHR0cHMlM0ElMkYlMkZ3d3cudHJ1c3RwaWxvdC5jb20lMkZyZXZpZXclMkZ3d3cuYXJmZmluYW5jaWFsLmNvbSUyMiUyMHRhcmdldCUzRCUyMl9ibGFuayUyMiUyMHJlbCUzRCUyMm5vb3BlbmVyJTIyJTNFVHJ1c3RwaWxvdCUzQyUyRmElM0UlMEElM0MlMkZkaXYlM0UlMEElM0MlMjEtLSUyMEVuZCUyMFRydXN0Qm94JTIwd2lkZ2V0JTIwLS0lM0U=[\/vc_raw_html][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][\/vc_section][vc_row full_width=&#8221;stretch_row_content&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css_animation=&#8221;none&#8221; css=&#8221;.vc_custom_1651342076169{margin-bottom: 0px !important;background: #a0a0a0 url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/07\/arf-iso-brokers-agents-page-image-navy-background-1920&#215;584.jpg?id=28601) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1657235857898{padding-top: 10px !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1625421005815{background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1654352870882{padding-top: 10px !important;}&#8221;][vc_column_text css_animation=&#8221;none&#8221;]<\/p>\n<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Quick and Easy Online Application<\/span><\/h2>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;16px&#8221;][vc_single_image image=&#8221;37590&#8243; img_size=&#8221;300&#215;300&#8243; alignment=&#8221;center&#8221; css_animation=&#8221;zoomIn&#8221;][vc_column_text css_animation=&#8221;none&#8221; css=&#8221;.vc_custom_1705942531118{padding-right: 25px !important;padding-left: 25px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff; font-size: 22px; line-height: 33px;\">The quickest way to apply is our convenient online application. Get approved in 24 to 48 hours! There are 5 easy steps, It only takes 10 minutes and won\u2019t affect your credit!<\/span><\/p>\n<p>[\/vc_column_text]<div class=\"gem-button-container gem-button-position-center thegem-button-69e1c1c670f21966 footerbutton    gem-button-with-separator\"  ><div class=\"gem-button-separator gem-button-separator-type-soft-double\"><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><div class=\"gem-button-separator-button\"><a title=\"Blog\" class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;\" onmouseleave=\"\" onmouseenter=\"\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration\" target=\"_self\">APPLY NOW<\/a><\/div><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><\/div><\/div> <div class=\"clearboth\"><\/div><style>#thegem-divider-69e1c1c670f72 {margin-bottom: 30px !important;}<\/style><div id=\"thegem-divider-69e1c1c670f72\" class=\"gem-divider  \" style=\"\" ><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1646180797688{margin-top: 0px !important;margin-bottom: 0px !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/02\/arf-financial-website-thankyou-page-image-geo-background-1920&#215;563.jpg?id=26606) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\">Latest News from Our Blog<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#c89c1f&#8221;][vc_empty_space]<div class=\"preloader\"><div class=\"preloader-spin\"><\/div><\/div><div id=\"style-ece0c70\" data-style-uid=\"ece0c70\" class=\"blog blog-style-3x clearfix blog-style-masonry item-animation-move-up pagination-disable\" data-next-page=\"2\" data-pages-count=\"380\"> <article id=\"post-53206\" class=\"col-lg-4 col-md-4 col-sm-6 col-xs-6 item-animations-not-inited post-53206 post type-post status-publish format-standard has-post-thumbnail category-small-business-financing tag-affordable-business-loans tag-affordable-small-business-growth tag-business-expansion tag-business-growth tag-business-line-of-credit tag-business-loans tag-equipment-leasing tag-flex-pay-loans tag-line-of-credit tag-small-business-expansion tag-small-business-financing tag-small-business-funding tag-small-business-growth tag-small-business-loans tag-small-business-operations tag-small-business-owners tag-the-arf-advantage-regulatory-stability-for-small-businesses tag-working-capital\"> <div class=\"post-image\"><div class=\"post-featured-content\"><a href=\"https:\/\/www.arffinancial.com\/development\/the-arf-advantage-regulatory-stability-for-small-businesses\/\"> <picture> <img src=\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2025\/09\/ARF-Blog-09022025C-thegem-blog-masonry.jpg\" width=\"640\" height=\"292\" class=\"img-responsive\" alt=\"The ARF Advantage: Regulatory Stability for Small Businesses\" \/> <\/picture> <\/a><\/div><\/div> <div class=\"description\"> <div class=\"post-meta-conteiner\"> <div class=\"post-meta-right\"> <\/div> <\/div> <div class=\"post-title\"> <div class=\"entry-title title-h4\"><a href=\"https:\/\/www.arffinancial.com\/development\/the-arf-advantage-regulatory-stability-for-small-businesses\/\" rel=\"bookmark\"><span class=\"light\">The ARF Advantage: Regulatory Stability for Small Businesses<\/span><\/a><\/div> <\/div> <div class=\"post-text\"> <div class=\"summary\"> <\/div> <\/div> <div 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