{"id":51035,"date":"2024-09-26T10:22:20","date_gmt":"2024-09-26T14:22:20","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?page_id=51035"},"modified":"2024-11-04T13:47:07","modified_gmt":"2024-11-04T18:47:07","slug":"rp-holiday-bankroll","status":"publish","type":"page","link":"https:\/\/www.arffinancial.com\/development\/rp-holiday-bankroll\/","title":{"rendered":"RP Holiday Bankroll"},"content":{"rendered":"

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Your Clients Can Enjoy
\nMore Cheer With Less Financial Fear<\/p>\n

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Larger Loan Amounts, Lower Payments, Stronger Holiday Season!<\/span><\/h3>\n

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The holidays represent the most profitable time of the year for many merchants. For this reason, we have enhanced the benefits of our Bankroll Revolving Line of Credit. We call it Holiday Bankroll. With lower up-front interest changes and up to 60 days of interest-only payments, it’s perfect for merchants who are ramping up for the holidays.<\/p>\n

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Enhanced Benefits of Holiday Bankroll:<\/div>\n

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Low, Pro-Rata Interest Starting at .5192% Per Week<\/div>\n

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Lower Upfront Interest Charges to Free Up Availability Sooner<\/div>\n

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60-Day Interest-Only Payment Holiday with 8 Weeks of Interest-Only Payments*<\/div>\n

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Larger Loan Amounts – Up to $1.5 Million for Holiday Season Preparations<\/div>\n

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Qualifies for Our Highest Commission Tiers from 8% to 10%<\/div>\n

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Repayment Terms Up to 3 Years and a Revolving Period Up to 1 Year<\/div>\n

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Unlimited Draws of $5,000 or More During the Revolving Period*<\/div>\n

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Unlimited Partial Principal Paydowns of $5,000 or More During Revolving Period*<\/div>\n

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Your Clients Can Payoff at Anytime Without Fees or Penalties and SAVE\u2008BIG!<\/div>\n

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*To qualify, must be new merchant\/new guarantor, or existing merchant who has exceeded their revolving period. The initial draw (cash out) must be at least 65% of the line\u2019s approved amount with 4 points due at closing. The 60-day, interest-only payment holiday can be divided into two 4-week periods and utilized anytime during revolving period with a minimum notification of 2 weeks. Additional finance charges apply. Merchant may not draw or paydown during the interest-only payment period. Unlimited draws and partial principal paydowns are only available during the revolving period. This is not a guaranteed extension of credit. All draw requests will receive a desktop underwriting to ensure the merchant\u2019s creditworthiness has not materially changed since the original loan was initiated. The merchant will be required to submit updated bank transactional data via PLAID or via paper statements prior to draw request being funded. ARF will strive to fund all qualified draw requests within 2 business days. Receipt of the Amex Gift Card is conditional based upon: Merchant\u2019s approval under ARF\u2019s standard underwriting guidelines; merchant\u2019s acceptance of an approved loan amount, rate and term; with initial draw (cash out) of $150,000 or more and fund by 12\/31\/2024. ARF reserves the right to terminate the offer at any time.<\/div>\n

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Max Approvals<\/h3>\n

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Holiday Bankroll gives your clients access to the maximum approval of up to $1,500,000, and they can take a minimum of 50% of their max loan approval amount.<\/p>\n

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Max Repayment Terms<\/h3>\n

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Bankroll also gives your clients access to the maximum loan amortization term of up to 36 months, resulting in low, fixed weekly payments.<\/p>\n

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Unlimited Draws & Paydowns<\/h3>\n

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During their revolving period, your clients have the freedom to take unlimited draws or make unlimited partial principal paydowns.<\/p>\n

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Line Availability<\/h3>\n

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Every regular loan payment your clients make or partial principal paydown frees up the available funds your clients can access on their line of credit.<\/p>\n

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Pay Off Anytime<\/h3>\n

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With Bankroll, your clients are in control. They can pay off their loan or make partial principal paydowns without penalties, maintenance fees or prepayment fees.<\/p>\n

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CLIENT’S RECEIVE BIG REWARDS FOR THE HOLIDAYS<\/div>\n

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$1,000 in Holiday Rewards for Your Clients!<\/div>\n

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We\u2019re offering your clients a nice reward just for using Holiday Bankroll! They can receive a $1,000 Amex E-Gift Card for an initial draw (cash out) of $150,000 or more! Offer ends 12\/31\u00ad\u00ad\u00ad\u00ad\/2024.*<\/div>\n

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*Receipt of the $1,000 Amex Gift Card is conditional based upon: Merchant\u2019s approval under ARF\u2019s standard underwriting guidelines; merchant\u2019s acceptance of an approved loan amount, rate and term; with initial draw (cash out) of $150,000 or more and fund by 12\/31\/2024. ARF reserves the right to terminate the offer at any time.<\/p>\n

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Size Matters For The Holidays!<\/div>\n

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Larger Loan Amounts, Longer Terms & Big Rewards<\/strong><\/p>\n

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The holidays usually mean big upfront investments, something your clients can’t get from a merchant cash advance. If they are ready to take the plunge and go BIG this year, we have financing that’s the perfect fit. Your clients can now borrow up to $1,500,000 with terms up to 36 months to fund their big holiday push while keeping their costs low. Our average loan size is over six times larger and repayment terms are more than three times longer than a Merchant Cash Advance. Larger loan amounts mean your clients can invest in growth opportunities that will make a significant impact to their bottom line, and longer terms mean their payments are manageable and won\u2019t interfere with your cash flow! Check out the comparison below:<\/p>\n

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