{"id":46137,"date":"2022-12-16T00:34:04","date_gmt":"2022-12-16T05:34:04","guid":{"rendered":"https:\/\/www.arffinancial.com\/development\/?page_id=46137"},"modified":"2025-07-02T12:55:55","modified_gmt":"2025-07-02T16:55:55","slug":"bankroll-revolving-line-of-credit","status":"publish","type":"page","link":"https:\/\/www.arffinancial.com\/development\/bankroll-revolving-line-of-credit\/","title":{"rendered":"Bankroll Revolving Line of Credit"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_section full_width=&#8221;stretch_row&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1668893558132{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0% !important;padding-bottom: 4px !important;}&#8221;][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1672368099798{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 70px !important;}&#8221;][vc_column][vc_single_image image=&#8221;47731&#8243; img_size=&#8221;480X90&#8243; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;.vc_custom_1730755817738{margin-bottom: 4px !important;}&#8221;]<\/p>\n<div style=\"text-align: center; font-size: 31px; line-height: 38px; font-weight: 600; color: #000000;\">Perfect for Manufacturers<\/div>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1668633089094{margin-top: 25px !important;margin-bottom: 30px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1672425300913{padding-right: 15px !important;padding-left: 15px !important;}&#8221;]<\/p>\n<div class=\"wpb_text_column wpb_content_element \">\n<div class=\"wpb_wrapper\">\n<p style=\"text-align: center;\">Smart manufacturers know when opportunity knocks, you better be financially prepared to answer. That&#8217;s why it&#8217;s so important to have quick and easy access to affordable working capital to seize upon those growth opportunities. And when you&#8217;re faced with an unexpected expense, you&#8217;re financially prepared to handle it. With unlimited draws and partial principal paydowns during the revolving period, a Bankroll Revolving Line of Credit is a must for manufacturers with goals to grow and be more profitable.<\/p>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;42px&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1672337256088{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0% !important;padding-bottom: 4px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_row disable_element=&#8221;yes&#8221;][vc_column][vc_column_text css=&#8221;.vc_custom_1699300083709{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: left;\">After many years of working with manufacturing businesses large and small, we&#8217;ve learned they share similar expectations when it comes to financing &#8211; it must be flexible and affordable! Our BANKROLL &#8211; Revolving Line of Credit has both. Bankroll&#8217;s line approvals start at $5,000 and go up to $750,000. A minimum initial draw of $5,000 is all it takes to get your line established. With repayment terms up to 36 months, your payments remain low and won&#8217;t interfere with cash flow. And flexibility, Bankroll also allows you the freedom to draw funds and make partial principal paydowns for up to a year!<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; disable_custom_paddings_mobile=&#8221;true&#8221; css=&#8221;.vc_custom_1676852200021{margin-top: 0px !important;margin-bottom: 0px !important;}&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1672346180481{margin-top: 0px !important;margin-bottom: 0px !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/12\/hard-hat-man-consult-woman.jpg?id=46395) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1672345782949{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 60px !important;padding-right: 85px !important;padding-bottom: 60px !important;padding-left: 85px !important;background-color: #eaeaea !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1672425048551{margin-top: 0px !important;}&#8221;]<\/p>\n<div style=\"font-size: 33px; font-weight: 900; color: #00659e; text-align: left; line-height: 39px;\">Bankroll Revolving Line of Credit Advantages:<\/div>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1672345296364{margin-bottom: 28px !important;}&#8221;]<div class=\"gem-icon-with-text gem-icon-with-text-icon-size-small disable-mobile-centered gem-icon-with-text-flow\" ><div style=\"margin-bottom:0px;padding-bottom: 12px;margin-top:0px; \" class=\"gem-icon-with-text-icon\"><div class=\"gem-icon gem-icon-pack-elegant gem-icon-size-small  gem-icon-shape-circle gem-simple-icon\"  style=\"opacity: 1;\"><div class=\"gem-icon-inner\" style=\"\"><span class=\"gem-icon-half-1\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xe037;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xe037;<\/span><\/span><\/div><\/div><\/div><div class=\"gem-icon-with-text-content\" ><div class=\"gem-icon-with-text-text\">[vc_column_text css=&#8221;.vc_custom_1676852011647{padding-top: 3px !important;}&#8221;]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000;\">Approvals from $25,000 to $1 million in 24 to 48 hours.<\/div>\n<p>[\/vc_column_text]<\/div><\/div><div class=\"clearboth\"><\/div><\/div><div class=\"gem-icon-with-text gem-icon-with-text-icon-size-small disable-mobile-centered gem-icon-with-text-flow\" ><div style=\"margin-bottom:0px;padding-bottom: 12px;margin-top:0px; \" class=\"gem-icon-with-text-icon\"><div class=\"gem-icon gem-icon-pack-elegant gem-icon-size-small  gem-icon-shape-circle gem-simple-icon\"  style=\"opacity: 1;\"><div class=\"gem-icon-inner\" style=\"\"><span class=\"gem-icon-half-1\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xe037;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xe037;<\/span><\/span><\/div><\/div><\/div><div class=\"gem-icon-with-text-content\" ><div class=\"gem-icon-with-text-text\">[vc_column_text css=&#8221;.vc_custom_1676852066866{padding-top: 3px !important;}&#8221;]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000;\">Pay only the interest on your outstanding balance for up to a year.<\/div>\n<p>[\/vc_column_text]<\/div><\/div><div class=\"clearboth\"><\/div><\/div><div class=\"gem-icon-with-text gem-icon-with-text-icon-size-small disable-mobile-centered gem-icon-with-text-flow\" ><div style=\"margin-bottom:0px;padding-bottom: 12px;margin-top:0px; \" class=\"gem-icon-with-text-icon\"><div class=\"gem-icon gem-icon-pack-elegant gem-icon-size-small  gem-icon-shape-circle gem-simple-icon\"  style=\"opacity: 1;\"><div class=\"gem-icon-inner\" style=\"\"><span class=\"gem-icon-half-1\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xe037;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xe037;<\/span><\/span><\/div><\/div><\/div><div class=\"gem-icon-with-text-content\" ><div class=\"gem-icon-with-text-text\">[vc_column_text css=&#8221;.vc_custom_1676852113841{padding-bottom: 3px !important;}&#8221;]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000;\">Repayment terms up to 3 years with low, fixed weekly payments.<\/div>\n<p>[\/vc_column_text]<\/div><\/div><div class=\"clearboth\"><\/div><\/div><div class=\"gem-icon-with-text gem-icon-with-text-icon-size-small disable-mobile-centered gem-icon-with-text-flow\" ><div style=\"margin-bottom:0px;padding-bottom: 12px;margin-top:0px; \" class=\"gem-icon-with-text-icon\"><div class=\"gem-icon gem-icon-pack-elegant gem-icon-size-small  gem-icon-shape-circle gem-simple-icon\"  style=\"opacity: 1;\"><div class=\"gem-icon-inner\" style=\"\"><span class=\"gem-icon-half-1\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xe037;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xe037;<\/span><\/span><\/div><\/div><\/div><div class=\"gem-icon-with-text-content\" ><div class=\"gem-icon-with-text-text\">[vc_column_text css=&#8221;.vc_custom_1689020327262{padding-top: 3px !important;}&#8221;]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000;\">Unlimited draws of $5,000* or more the during revolving period.<\/div>\n<p>[\/vc_column_text]<\/div><\/div><div class=\"clearboth\"><\/div><\/div><div class=\"gem-icon-with-text gem-icon-with-text-icon-size-small disable-mobile-centered gem-icon-with-text-flow\" ><div style=\"margin-bottom:0px;padding-bottom: 12px;margin-top:0px; \" class=\"gem-icon-with-text-icon\"><div class=\"gem-icon gem-icon-pack-elegant gem-icon-size-small  gem-icon-shape-circle gem-simple-icon\"  style=\"opacity: 1;\"><div class=\"gem-icon-inner\" style=\"\"><span class=\"gem-icon-half-1\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xe037;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xe037;<\/span><\/span><\/div><\/div><\/div><div class=\"gem-icon-with-text-content\" ><div class=\"gem-icon-with-text-text\">[vc_column_text css=&#8221;.vc_custom_1676852249534{padding-top: 3px !important;}&#8221;]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000;\">Unlimited principal paydowns of $5,000 or more the during revolving period.<\/div>\n<p>[\/vc_column_text]<\/div><\/div><div class=\"clearboth\"><\/div><\/div><div class=\"gem-icon-with-text gem-icon-with-text-icon-size-small disable-mobile-centered gem-icon-with-text-flow\" ><div style=\"margin-bottom:0px;padding-bottom: 12px;margin-top:0px; \" class=\"gem-icon-with-text-icon\"><div class=\"gem-icon gem-icon-pack-elegant gem-icon-size-small  gem-icon-shape-circle gem-simple-icon\"  style=\"opacity: 1;\"><div class=\"gem-icon-inner\" style=\"\"><span class=\"gem-icon-half-1\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xe037;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xe037;<\/span><\/span><\/div><\/div><\/div><div class=\"gem-icon-with-text-content\" ><div class=\"gem-icon-with-text-text\">[vc_column_text css=&#8221;.vc_custom_1676852173897{padding-top: 3px !important;}&#8221;]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000;\">A revolving period of up to 1 year.<\/div>\n<p>[\/vc_column_text]<\/div><\/div><div class=\"clearboth\"><\/div><\/div><div class=\"gem-icon-with-text gem-icon-with-text-icon-size-small disable-mobile-centered gem-icon-with-text-flow\" ><div style=\"margin-bottom:0px;padding-bottom: 12px;margin-top:0px; \" class=\"gem-icon-with-text-icon\"><div class=\"gem-icon gem-icon-pack-elegant gem-icon-size-small  gem-icon-shape-circle gem-simple-icon\"  style=\"opacity: 1;\"><div class=\"gem-icon-inner\" style=\"\"><span class=\"gem-icon-half-1\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xe037;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #cd9d2f;\"><span class=\"back-angle\">&#xe037;<\/span><\/span><\/div><\/div><\/div><div class=\"gem-icon-with-text-content\" ><div class=\"gem-icon-with-text-text\">[vc_column_text css=&#8221;.vc_custom_1676852292907{padding-top: 3px !important;}&#8221;]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000;\">Every payment made and partial principal paydown frees up line availability.<\/div>\n<p>[\/vc_column_text]<\/div><\/div><div class=\"clearboth\"><\/div><\/div>[vc_empty_space height=&#8221;10px&#8221;][vc_column_text]<\/p>\n<p style=\"font-size: 11px; line-height: 14px; text-align: left;\">*Minimum initial draw of $5,000 or 10% of the line approval, whichever is higher. Unlimited draws and partial principal paydowns are only available during the revolving period. This is not a guaranteed extension of credit. All draw requests will receive a desktop underwriting to ensure the merchant\u2019s creditworthiness has not materially changed since the original loan was initiated. Updated bank transactional data via PLAID or via paper statements will be required prior to draw request being funded. ARF will strive to fund all qualified draw requests within 2 business days of receipt. ARF Financial is licensed by the California Department of Financial Protection and Innovation as a California Finance Lender, License No. 6037958. Loan approval, loan amount and interest rate are based upon applicant\u2019s creditworthiness and ARF\u2019s standard underwriting guidelines.<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a3a192fc7c0c363 .gem-button svg {fill: #ffffff;}.thegem-button-6a3a192fc7c0c363 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-inline thegem-button-6a3a192fc7c0c363    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 2px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#00659e';this.style.color='#ffffff';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?RPId=0034y00002kbHgWAAU\" target=\"_self\">I&#039;M READY TO APPLY<\/a><\/div> [\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1671997094560{margin-top: 0px !important;border-bottom-width: 1px !important;padding-bottom: 18px !important;}&#8221;][vc_row full_width=&#8221;stretch_row_content&#8221; equal_height=&#8221;yes&#8221; css_animation=&#8221;slideInDown&#8221; css=&#8221;.vc_custom_1672348534578{margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 2% !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\"><span style=\"color: #00659e;\">Minimum Qualifications &#8211; Are We a Match?<br \/>\n<\/span><\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1629898192816{margin-bottom: 30px !important;}&#8221;][vc_empty_space height=&#8221;18px&#8221;][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; gap=&#8221;25&#8243; css=&#8221;.vc_custom_1672367841834{margin-right: 1% !important;margin-left: 1% !important;padding-right: 12px !important;padding-left: 12px !important;}&#8221;][vc_column_inner width=&#8221;1\/5&#8243; css=&#8221;.vc_custom_1672023515086{margin-top: 0px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-right: 35px !important;padding-left: 35px !important;background-color: #efefef !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;border-left-color: #cccccc !important;border-left-style: solid !important;border-right-color: #cccccc !important;border-right-style: solid !important;border-top-color: #cccccc !important;border-top-style: solid !important;border-bottom-color: #cccccc !important;border-bottom-style: solid !important;border-radius: 15px !important;}&#8221;][vc_single_image image=&#8221;46053&#8243; img_size=&#8221;135&#215;135&#8243; alignment=&#8221;center&#8221;][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\">Time in Business<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1529002825374{margin-bottom: 30px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1672404288004{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">Applicant must own the business and be open and operating under the same ownership for at least 1 month (30 days).<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a3a192fc7d3e3444 .gem-button svg {fill: #ffffff;}.thegem-button-6a3a192fc7d3e3444 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-6a3a192fc7d3e3444    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 2px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#174989';this.style.color='#ffffff';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?RPId=0034y00002kbHgWAAU\" target=\"_self\">APPLY NOW<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243; css=&#8221;.vc_custom_1672023499273{margin-bottom: 0px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-right: 35px !important;padding-left: 35px !important;background-color: #efefef !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;border-left-color: #cccccc !important;border-left-style: solid !important;border-right-color: #cccccc !important;border-right-style: solid !important;border-top-color: #cccccc !important;border-top-style: solid !important;border-bottom-color: #cccccc !important;border-bottom-style: solid !important;border-radius: 15px !important;}&#8221;][vc_single_image image=&#8221;46057&#8243; img_size=&#8221;135&#215;135&#8243; alignment=&#8221;center&#8221;][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\">Annual Sales<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1529002825374{margin-bottom: 30px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1672022911243{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">Manufacturing businesses must generate a minimum of $200,000 in gross annual sales ($17,000 per month) to qualify.<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a3a192fc7e2c5395 .gem-button svg {fill: #ffffff;}.thegem-button-6a3a192fc7e2c5395 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-6a3a192fc7e2c5395    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 2px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#174989';this.style.color='#ffffff';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?RPId=0034y00002kbHgWAAU\" target=\"_self\">APPLY NOW<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243; css=&#8221;.vc_custom_1672023472971{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-right: 35px !important;padding-left: 35px !important;background-color: #efefef !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;border-left-color: #cccccc !important;border-left-style: solid !important;border-right-color: #cccccc !important;border-right-style: solid !important;border-top-color: #cccccc !important;border-top-style: solid !important;border-bottom-color: #cccccc !important;border-bottom-style: solid !important;border-radius: 15px !important;}&#8221;][vc_single_image image=&#8221;46054&#8243; img_size=&#8221;135&#215;135&#8243; alignment=&#8221;center&#8221;][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\">Credit Score<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1529002825374{margin-bottom: 30px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1751475350821{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">We can work with manufacturers with less than perfect credit. Applicants must have a minimum Equifax credit score of 575.<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a3a192fc7ec798 .gem-button svg {fill: #ffffff;}.thegem-button-6a3a192fc7ec798 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-6a3a192fc7ec798    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 2px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#174989';this.style.color='#ffffff';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?RPId=0034y00002kbHgWAAU\" target=\"_self\">APPLY NOW<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243; css=&#8221;.vc_custom_1672023431360{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-right: 35px !important;padding-left: 35px !important;background-color: #efefef !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;border-left-color: #cccccc !important;border-left-style: solid !important;border-right-color: #cccccc !important;border-right-style: solid !important;border-top-color: #cccccc !important;border-top-style: solid !important;border-bottom-color: #cccccc !important;border-bottom-style: solid !important;border-radius: 15px !important;}&#8221;][vc_single_image image=&#8221;46280&#8243; img_size=&#8221;135&#215;135&#8243; alignment=&#8221;center&#8221;][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\">Short-Term Debt<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1529002825374{margin-bottom: 30px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1672023160595{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">Debt consolidation is possible, but applicant cannot have more than two merchant cash advances (short-term debt) to qualify.<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a3a192fc7f88180 .gem-button svg {fill: #ffffff;}.thegem-button-6a3a192fc7f88180 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-6a3a192fc7f88180    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 2px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#174989';this.style.color='#ffffff';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?RPId=0034y00002kbHgWAAU\" target=\"_self\">APPLY NOW<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243; css=&#8221;.vc_custom_1672023414444{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-right: 36px !important;padding-left: 36px !important;background-color: #efefef !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;border-left-color: #cccccc !important;border-left-style: solid !important;border-right-color: #cccccc !important;border-right-style: solid !important;border-top-color: #cccccc !important;border-top-style: solid !important;border-bottom-color: #cccccc !important;border-bottom-style: solid !important;border-radius: 15px !important;}&#8221;][vc_single_image image=&#8221;46281&#8243; img_size=&#8221;135&#215;135&#8243; alignment=&#8221;center&#8221;][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\">No Bankruptcies<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1529002825374{margin-bottom: 30px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1672425435240{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">Less than perfect credit is not a barrier, but applicants with personal or business bankruptcy filings in the last five years are unqualified.<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a3a192fc804b550 .gem-button svg {fill: #ffffff;}.thegem-button-6a3a192fc804b550 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-6a3a192fc804b550    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 2px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#174989';this.style.color='#ffffff';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?RPId=0034y00002kbHgWAAU\" target=\"_self\">APPLY NOW<\/a><\/div> [\/vc_column_inner][\/vc_row_inner][vc_row_inner disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1672345527386{margin-right: 2% !important;margin-left: 2% !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_empty_space height=&#8221;16px&#8221;][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\"><span style=\"color: #00659e;\">How to Apply<br \/>\n<\/span><\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221;][vc_empty_space height=&#8221;24px&#8221;][vc_column_text css=&#8221;.vc_custom_1672111001002{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">If you own a manufacturing business and are searching for capital with the lowest payments and unmatched flexibility, simply complete our online application. There are 4 prequalification questions, 5 simple steps, and no hard credit pull. Most applicants finish in 10 to 15 minutes. <strong><a href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?source=ManufacturingBankrollPage\" class=\"broken_link\">Click here to start an application<\/a><\/strong>. If you prefer, call us at <a href=\"tel:866-416-9350\"><strong>866-416-9350<\/strong><\/a> and speak to a professional loan consultant who understands your industry and will stick with you throughout the process from approval to funding.<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a3a192fc81149861 .gem-button svg {fill: #ffffff;}.thegem-button-6a3a192fc81149861 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-6a3a192fc81149861     gem-button-with-separator\"  ><div class=\"gem-button-separator gem-button-separator-type-soft-double\"><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><div class=\"gem-button-separator-button\"><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 2px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#174888';this.style.color='#ffffff';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?RPId=0034y00002kbHgWAAU\" target=\"_self\">TAKE ME TO THE ONLINE APPLICATION<\/a><\/div><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><\/div><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner content_placement=&#8221;middle&#8221; disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1672367908510{background-color: #eeeeee !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1672351901855{background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;]<div class=\"gem-textbox \"  ><div class=\"gem-textbox-inner\" style=\"border: 1px solid #cccccc;\"><div class=\"gem-textbox-content\" style=\"background-color: #f4f6f7;background-repeat: no-repeat; background-size: cover;background-position: center center;padding-left: 100px;\">[vc_empty_space height=&#8221;20px&#8221;][vc_column_text]<\/p>\n<div style=\"font-size: 27px; font-weight: 600; color: #00659e; text-align: left;\">Bankroll Revolving Line of Credit<\/div>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1672352219532{margin-bottom: 28px !important;}&#8221;][vc_empty_space height=&#8221;8px&#8221;][vc_column_text]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000; text-align: left;\"><span style=\"font-family: wingdings; font-size: 180%; color: #cd9d2f; baseline-shift: sub;\">\u2713<\/span> 2 years time in business under the same ownership<\/div>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000; text-align: left;\"><span style=\"font-family: wingdings; font-size: 180%; color: #cd9d2f; baseline-shift: sub;\">\u2713<\/span> Minimum annual sales of $200,000<\/div>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000; text-align: left;\"><span style=\"font-family: wingdings; font-size: 180%; color: #cd9d2f; baseline-shift: sub;\">\u2713<\/span> Equifax credit score of 601 or higher<\/div>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000; text-align: left;\"><span style=\"font-family: wingdings; font-size: 180%; color: #cd9d2f; baseline-shift: sub;\">\u2713<\/span> No more than 2 cash advances (short-term debt)<\/div>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<div style=\"font-size: 22px; line-height: 22px; font-weight: 500; color: #000000; text-align: left;\"><span style=\"font-family: wingdings; font-size: 180%; color: #cd9d2f; baseline-shift: sub;\">\u2713<\/span> No bankruptcies in the last 5 years<\/div>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a3a192fc827a4213 .gem-button svg {fill: #ffffff;}.thegem-button-6a3a192fc827a4213 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-left thegem-button-6a3a192fc827a4213    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#174888';this.style.color='#ffffff';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?RPId=0034y00002kbHgWAAU\" target=\"_self\">APPLY FOR BANKROLL<\/a><\/div> <\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][vc_empty_space height=&#8221;24px&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row full_width=&#8221;stretch_row&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1672345545885{margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 40px !important;}&#8221;][vc_column css_animation=&#8221;slideInLeft&#8221; width=&#8221;2\/5&#8243;][vc_single_image image=&#8221;46083&#8243; img_size=&#8221;full&#8221;][\/vc_column][vc_column css_animation=&#8221;slideInRight&#8221; width=&#8221;3\/5&#8243;][vc_column_text css=&#8221;.vc_custom_1672336959468{padding-top: 12px !important;}&#8221;]<\/p>\n<h2 style=\"text-align: left;\">Funding Your Success<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1671071063684{margin-bottom: 30px !important;}&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: left;\">Unlike other financial services companies, we employ a team of professional loan consultants who live and work in your community, understand the challenges you face as a manufacturer, and are committed to sticking by your side even after your loan funds. Your consultant will help you get approved quickly, make sure you get the funding you need, and remain with you over the life of your business. If you are unsure about your financing needs or prefer a more personalized concierge experience, call our toll free or click on the link below to send an email to one of our consultants.<\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1672404712803{margin-bottom: 0px !important;}&#8221;]<\/p>\n<div style=\"text-align: left; font-size: 23px; color: #00659e; line-height: 30px;\">Call <a href=\"tel: 888-416-9350\">(888) 416-9350<\/a> to speak to an experienced loan consultant.<\/div>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a3a192fc83388528 .gem-button svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-inline thegem-button-6a3a192fc83388528    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 2px;background-color: #c89c1f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#c89c1f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#00659e';\" href=\"https:\/\/www.arffinancial.com\/development\/manufacturing-meetings\/\" target=\"_self\">BOOK A MEETING WITH OUR MANUFACTURING TEAM<\/a><\/div> [\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; gap=&#8221;20&#8243; content_placement=&#8221;top&#8221; disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1706816096444{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 10px !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/02\/cash-background-dk-blue.jpg?id=40634) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column css_animation=&#8221;fadeInLeft&#8221; width=&#8221;5\/12&#8243;][vc_single_image image=&#8221;47121&#8243; img_size=&#8221;full&#8221;][\/vc_column][vc_column css_animation=&#8221;fadeInRight&#8221; width=&#8221;7\/12&#8243;][vc_empty_space height=&#8221;10px&#8221;][vc_column_text]<\/p>\n<div style=\"font-size: 34px; font-weight: bold; color: #ffffff; text-align: left; line-height: 42px;\">Up to $2,500 in Rewards for New Clients!<\/div>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: left;\"><span style=\"font-size: 20px; color: #ffffff;\">New client relationships are very important to us, and should be rewarded. For a limited time, new borrowers will receive a $500 Amex Gift Card for every $50,000 they borrow up to $2,500 in gift cards. Offer ends 01\/31\u00ad\u00ad\u00ad\u00ad\/2024.*<\/span><\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1704985570725{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"line-height: 14px;\"><span style=\"font-size: 11px; color: #ffffff;\">*Available for new clients only (out of the program 120 days or more). Receipt of the Amex Gift Card(s) is conditional based upon the following: Merchant&#8217;s approval under ARF Financials&#8217; standard underwriting models and policies. Merchant&#8217;s acceptance of an approved loan amount, rate and term; and merchant borrowing a minimum of $50,000 to receive a $500 Amex gift card and another $500 gift card for every additional $50,000 they fund before 01\/31\/2024. This offer is not guaranteed unless application is made by merchant, and merchant borrows in accordance with the guidelines provided herein. ARF reserves the right to terminate the offer at any time. Expires 01\/31\/2023.<\/span><\/p>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;10px&#8221;]<style type=\"text\/css\">.thegem-button-6a3a192fc83e27178.lazy-loading-before-start-animation .lazy-loading-item {opacity: 0;} body.thegem-effects-disabled .thegem-button-6a3a192fc83e27178.lazy-loading-before-start-animation .lazy-loading-item {opacity: 1;}<\/style><style type=\"text\/css\">.thegem-button-6a3a192fc83e27178 .gem-button svg {fill: #ffffff;}.thegem-button-6a3a192fc83e27178 .gem-button:hover svg {fill: #00659e;}<\/style><div class=\"gem-button-container gem-button-position-inline thegem-button-6a3a192fc83e27178     lazy-loading lazy-loading-before-start-animation\"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal lazy-loading-item\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 6px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#ffffff';this.style.color='#00659e';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFPreQualify\" target=\"_blank\">APPLY ONLINE NOW<\/a><\/div> [vc_empty_space height=&#8221;10px&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; gap=&#8221;20&#8243; content_placement=&#8221;top&#8221; disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1680301134038{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 10px !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/02\/cash-background-dk-blue.jpg?id=40634) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column css_animation=&#8221;fadeInLeft&#8221; width=&#8221;2\/5&#8243;][vc_single_image image=&#8221;47065&#8243; img_size=&#8221;full&#8221;][\/vc_column][vc_column css_animation=&#8221;fadeInRight&#8221; width=&#8221;3\/5&#8243;][vc_column_text]<\/p>\n<div style=\"font-size: 34px; font-weight: bold; color: #ffffff; text-align: left; line-height: 42px;\">New Client Pot of Gold!<\/div>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: left;\"><span style=\"font-size: 20px; color: #ffffff;\">New clients get a pot of gold this month. We\u2019re giving away $500 Amex Gift Cards for every $50,000 they draw from their line of credit. This promo maxes out at $5,000 worth of gift cards. Loans must fund on or before March 31st, 2023.*<\/span><\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1678340586326{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"line-height: 14px;\"><span style=\"font-size: 11px; color: #ffffff;\">*Gift card offer is only available to new merchants (out of the program 120 days or more). To qualify, merchant must borrow $50,000 or more on or before March 31st, 2023. Maximum gift card earnings is $5,000. Merchant\u2019s must be approval under ARF Financial\u2019s standard underwriting models and policies, merchant\u2019s acceptance of an approved loan amount, rate and term; and, merchant borrowing a minimum of $50,000. Promotion is only valid on loans with terms of 39 weeks or longer. IO Flex Pay Loans are also excluded.<\/span><\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a3a192fc84726448.lazy-loading-before-start-animation .lazy-loading-item {opacity: 0;} body.thegem-effects-disabled .thegem-button-6a3a192fc84726448.lazy-loading-before-start-animation .lazy-loading-item {opacity: 1;}<\/style><style type=\"text\/css\">.thegem-button-6a3a192fc84726448 .gem-button svg {fill: #ffffff;}.thegem-button-6a3a192fc84726448 .gem-button:hover svg {fill: #00659e;}<\/style><div class=\"gem-button-container gem-button-position-inline thegem-button-6a3a192fc84726448     lazy-loading lazy-loading-before-start-animation\"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal lazy-loading-item\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 6px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#ffffff';this.style.color='#00659e';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration\" target=\"_self\">APPLY NOW<\/a><\/div> [vc_empty_space height=&#8221;10px&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; gap=&#8221;20&#8243; content_placement=&#8221;top&#8221; disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1683315596015{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 10px !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/02\/cash-background-dk-blue.jpg?id=40634) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column css_animation=&#8221;fadeInLeft&#8221; width=&#8221;1\/2&#8243;][vc_empty_space height=&#8221;10px&#8221;][vc_single_image image=&#8221;47121&#8243; img_size=&#8221;full&#8221;][\/vc_column][vc_column css_animation=&#8221;fadeInRight&#8221; width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<div style=\"font-size: 34px; font-weight: bold; color: #ffffff; text-align: left; line-height: 42px;\">New Client Reward up to $2,500!<\/div>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: left;\"><span style=\"font-size: 20px; color: #ffffff;\">New clients can get a generous reward this month. We\u2019re giving away $500 Amex Gift Cards for every $50,000 borrowed by the end of April. Maximum reward cap at $2,500 worth of gift cards. To qualify, loans must fund on or before April 30th, 2023.*<\/span><\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1680297606315{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"line-height: 14px;\"><span style=\"font-size: 11px; color: #ffffff;\">*Gift card offer is only available to new merchants (out of the program 120 days or more). To qualify, merchant must borrow $50,000 or more on or before April 30th, 2023. Maximum gift card earnings is $5,000. Merchants must be approved under ARF Financial\u2019s standard underwriting models and policies, merchant\u2019s acceptance of an approved loan amount, rate and term; and, merchant borrowing a minimum of $50,000. Promotion is only valid on loans with terms of 39 weeks or longer. IO Flex Pay Loans are also excluded.<\/span><\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a3a192fc852e2841.lazy-loading-before-start-animation .lazy-loading-item {opacity: 0;} body.thegem-effects-disabled .thegem-button-6a3a192fc852e2841.lazy-loading-before-start-animation .lazy-loading-item {opacity: 1;}<\/style><style type=\"text\/css\">.thegem-button-6a3a192fc852e2841 .gem-button svg {fill: #ffffff;}.thegem-button-6a3a192fc852e2841 .gem-button:hover svg {fill: #00659e;}<\/style><div class=\"gem-button-container gem-button-position-inline thegem-button-6a3a192fc852e2841     lazy-loading lazy-loading-before-start-animation\"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal lazy-loading-item\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 6px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#ffffff';this.style.color='#00659e';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration\" target=\"_self\">APPLY NOW<\/a><\/div> [vc_empty_space height=&#8221;10px&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; gap=&#8221;20&#8243; content_placement=&#8221;top&#8221; disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1687811420562{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 10px !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/02\/cash-background-dk-blue.jpg?id=40634) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column css_animation=&#8221;fadeInLeft&#8221; width=&#8221;5\/12&#8243;][vc_single_image image=&#8221;47121&#8243; img_size=&#8221;full&#8221;][\/vc_column][vc_column css_animation=&#8221;fadeInRight&#8221; width=&#8221;7\/12&#8243;][vc_empty_space height=&#8221;10px&#8221;][vc_column_text]<\/p>\n<div style=\"font-size: 34px; font-weight: bold; color: #ffffff; text-align: left; line-height: 42px;\">Up to $5,000 in Rewards for New Clients!<\/div>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: left;\"><span style=\"font-size: 20px; color: #ffffff;\">During the month of May, new clients can receive a $500 Amex Gift Card for every $50,000 they borrow up to $5,000 in gift cards. Offer ends 5\/31\u00ad\u00ad\u00ad\u00ad\/2023.*<\/span><\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1682956275615{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"line-height: 14px;\"><span style=\"font-size: 11px; color: #ffffff;\">*Available for new clients only (out of the program 120 days or more). Receipt of the Amex Gift Card(s) is conditional based upon the following: Merchant&#8217;s approval under ARF Financials&#8217; standard underwriting models and policies. Merchant&#8217;s acceptance of an approved loan amount, rate and term; and merchant borrowing $50,000 or more to receive a $500 Amex gift card and another $500 gift card for every additional $50,000 they fund before 5\/31\/2023. This offer is not guaranteed unless application is made by merchant, and merchant borrows in accordance with the guidelines provided herein. ARF reserves the right to terminate the offer at any time. Expires 5\/31\/2023.<\/span><\/p>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;10px&#8221;]<style type=\"text\/css\">.thegem-button-6a3a192fc86104432.lazy-loading-before-start-animation .lazy-loading-item {opacity: 0;} body.thegem-effects-disabled .thegem-button-6a3a192fc86104432.lazy-loading-before-start-animation .lazy-loading-item {opacity: 1;}<\/style><style type=\"text\/css\">.thegem-button-6a3a192fc86104432 .gem-button svg {fill: #ffffff;}.thegem-button-6a3a192fc86104432 .gem-button:hover svg {fill: #00659e;}<\/style><div class=\"gem-button-container gem-button-position-inline thegem-button-6a3a192fc86104432     lazy-loading lazy-loading-before-start-animation\"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal lazy-loading-item\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 6px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#ffffff';this.style.color='#00659e';\" href=\"https:\/\/www.arffinancial.com\/development\/working-with-us\/current-offers\/\" target=\"_self\">LEARN MORE<\/a><\/div> [vc_empty_space height=&#8221;10px&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;.vc_custom_1672760777590{margin-bottom: 0px !important;}&#8221;]<\/p>\n<h3 style=\"text-align: center;\">Line of Credit for Manufacturing<\/h3>\n<p style=\"text-align: center;\">A line of credit is an approved loan extended to manufacturing companies which allows them to draw upon when the need arises. This type of manufacturing company financing allows manufacturing company owners to pull funds from their line of credit as needed and only pay interest on the money they take. Manufacturing company owners have 24-hour access to 5 separate loan drafts over a 6 month period. Funds can also be requested online! Thousands of manufacturing company owners have learned that with a business line of credit from ARF Financial, they are prepared for anything.<\/p>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;42px&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1671166301419{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 15px !important;background-color: #174888 !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<div style=\"text-align: center; color: #ffffff; font-size: 26px; font-weight: 500; line-height: 32px;\">Calculate the Potential Loan Amount for Your Manufacturing Business<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; parallax=&#8221;content-moving&#8221; css=&#8221;.vc_custom_1653767950067{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 1% !important;padding-bottom: 2% !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/02\/arf-insight-page-design-image-geo-background-1920&#215;870.png?id=26451) !important;background-position: center;background-repeat: no-repeat;background-size: cover !important;}&#8221;][vc_column][vc_row_inner disable_custom_paddings_mobile=&#8221;true&#8221; css=&#8221;.vc_custom_1668867148422{margin-bottom: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_empty_space height=&#8221;12px&#8221;][vc_column_text]<\/p>\n<div style=\"text-align: center; font-size: 40px; line-height: 48px; font-weight: 900; color: #00659e;\">Business Loan Calculator &amp; Quote Request<\/div>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;12px&#8221;][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#cd9d2f&#8221;][vc_empty_space height=&#8221;12px&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=&#8221;yes&#8221; gap=&#8221;30&#8243; disable_custom_paddings_mobile=&#8221;true&#8221; css=&#8221;.vc_custom_1668860911603{padding-right: 20px !important;padding-left: 20px !important;}&#8221;][vc_column_inner width=&#8221;1\/12&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;5\/12&#8243; css=&#8221;.vc_custom_1668993179517{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-right: 40px !important;padding-left: 40px !important;background-color: rgba(0,0,0,0.07) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;*background-color: rgb(0,0,0) !important;border-left-color: #d8d8d8 !important;border-left-style: solid !important;border-right-color: #d8d8d8 !important;border-right-style: solid !important;border-top-color: #d8d8d8 !important;border-top-style: solid !important;border-bottom-color: #d8d8d8 !important;border-bottom-style: solid !important;border-radius: 10px !important;}&#8221;][vc_single_image image=&#8221;45709&#8243; img_size=&#8221;150&#215;150&#8243; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1668862992221{margin-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1668866061907{margin-top: 10px !important;}&#8221;]<\/p>\n<div style=\"text-align: center; color: #00659e; font-size: 34px; font-weight: 600; line-height: 39px; letter-spacing: -.2px;\">Calculate Your Loan Amount<\/div>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; css_animation=&#8221;none&#8221; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1668861868216{margin-top: 6px !important;padding-bottom: 9px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1668788292790{margin-bottom: 14px !important;}&#8221;]<\/p>\n<p style=\"text-align: center; font-size: 19px; line-height: 24px;\">Use the sliders below to indicate your annual sales, time in business and credit score.<\/p>\n<p>[\/vc_column_text][vc_column_text]\n\t\t<div class=\"calculator\">\n\n\t\t\t<div class=\"rangeslider-wrap range-slider-revenue\">\n\t\t\t<input type=\"range\" min=\"90000\" max=\"5000000\" step=\"10000\">\n\t\t\t<h6>Annual Sales<\/h6>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"rangeslider-wrap time-in-business\">\n\t\t\t<input type=\"range\" min=\"0\" max=\"60\" step=\"1\">\n\t\t\t<h6>Time in Business<\/h6>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"rangeslider-wrap fico-score\">\n\t\t\t<input type=\"range\" min=\"551\" max=\"850\" step=\"1\">\n\t\t\t<h6>FICO Score<\/h6>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"calculator-selects\">\n\n\t\t\t<div class=\"calculator-selects-item-container\">\n\t\t\t\t<div class=\"select\">\n\t\t\t\t<select id=\"homeowner\" name=\"homeowner\" class=\"form-control\">\n\t\t\t\t\t<option value=\"\" selected>Homeowner?<\/option>\n\t\t\t\t\t<option value=\"yes\">Yes<\/option>\n\t\t\t\t\t<option value=\"yes-late\">Yes, mortgage 1+ months late<\/option>\n\t\t\t\t\t<option value=\"no\">No<\/option>\n\t\t\t\t<\/select>\n\t\t\t\t<div class=\"select__arrow\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"val-error val-error-homeowner\">Please select an option<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"calculator-selects-item-container\">\n\t\t\t\t<div class=\"select\">\n\t\t\t\t<select id=\"bankruptcy\" name=\"bankruptcy\" class=\"form-control\">\n\t\t\t\t\t<option value=\"\">Bankruptcy?<\/option>\n\t\t\t\t\t<option value=\"yes\">Yes<\/option>\n\t\t\t\t\t<option value=\"yes-old\">Yes, 1+ years ago<\/option>\n\t\t\t\t\t<option value=\"no\">No<\/option>\n\t\t\t\t<\/select>\n\t\t\t\t<div class=\"select__arrow\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"val-error val-error-bankruptcy\">Please select an option<\/div>\n\t\t\t<\/div>\n\n\t\t\t<\/div>\n\n\t\t\t<button class=\"calculator-button\">Calculate My Loan Potential<\/button>\n\n\t\t<\/div>\n\t[\/vc_column_text][vc_empty_space][vc_column_text]\n\t\t<div class=\"calculator-results\">\n\t\t\t<table>\n\t\t\t<tr>\n\t\t\t\t<th>Term<\/th>\n\t\t\t\t<th>Loan Amount<\/th>\n\t\t\t<\/tr>\n\t\t\t<tr>\n\t\t\t\t<td>12 month<\/td>\n\t\t\t\t<td class=\"loanAmount_12Month\"><\/td>\n\t\t\t<\/tr>\n\t\t\t<tr>\n\t\t\t\t<td>18 month<\/td>\n\t\t\t\t<td class=\"loanAmount_18Month\"><\/td>\n\t\t\t<\/tr>\n\t\t\t<tr>\n\t\t\t\t<td>24 month<\/td>\n\t\t\t\t<td class=\"loanAmount_24Month\"><\/td>\n\t\t\t<\/tr>\n\t\t\t<tr>\n\t\t\t\t<td>36 month<\/td>\n\t\t\t\t<td class=\"loanAmount_36Month\"><\/td>\n\t\t\t<\/tr>\n\t\t\t<\/table>\n\t\t<\/div>\n\t[\/vc_column_text][vc_empty_space height=&#8221;10px&#8221;][vc_column_text css=&#8221;.vc_custom_1672081425269{margin-right: 0px !important;margin-left: 0px !important;}&#8221;]<\/p>\n<div style=\"line-height: 18px; text-align: center; font-size: 14px; color: #000000;\">Loan amounts may be increased with the review of tax returns and financials. Time in Business \u2013 Must be operating under the same ownership and concept. Home ownership \u2013 Home must be in your name. Bankruptcy \u2013 Includes individual and business bankruptcy. The use of this Loan Calculator tool is intended for illustrative purposes only and is not based upon any \u00a0information about the user and does not represent a specific loan offer or terms that may be accepted by the user. \u00a0A specific loan proposal can only be provided after completion of an application. \u00a0Please provide the requested contact information if you wish to be contacted by one of our loan consultants to receive a written quote.<\/div>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;5\/12&#8243; css=&#8221;.vc_custom_1668993168132{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-right: 39px !important;padding-left: 39px !important;background-color: rgba(0,0,0,0.07) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;*background-color: rgb(0,0,0) !important;border-left-color: #d8d8d8 !important;border-left-style: solid !important;border-right-color: #d8d8d8 !important;border-right-style: solid !important;border-top-color: #d8d8d8 !important;border-top-style: solid !important;border-bottom-color: #d8d8d8 !important;border-bottom-style: solid !important;border-radius: 15px !important;}&#8221;][vc_single_image image=&#8221;45709&#8243; img_size=&#8221;150&#215;150&#8243; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1668862992221{margin-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1668866052552{margin-top: 10px !important;}&#8221;]<\/p>\n<div style=\"text-align: center; color: #00659e; font-size: 34px; font-weight: 600; line-height: 39px; letter-spacing: -.2px;\">Request a Custom Quote<\/div>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;20&#8243; css_animation=&#8221;none&#8221; accent_color=&#8221;#cd9d2f&#8221; css=&#8221;.vc_custom_1668861868216{margin-top: 6px !important;padding-bottom: 9px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1669693867993{margin-bottom: 14px !important;padding-right: 34px !important;padding-left: 34px !important;}&#8221;]<\/p>\n<div style=\"text-align: center; font-size: 19px; line-height: 24px;\">Enter your information below to request a quote. Your local loan consultant will crunch the numbers and prepare a custom quote based on your unique circumstances.<\/div>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_raw_html]JTVCaHVic3BvdCUyMHR5cGUlM0QlMjJmb3JtJTIyJTIwcG9ydGFsJTNEJTIyMjA1NTk1NTUlMjIlMjBpZCUzRCUyMjUwOTczZGRhLWJiZGUtNGRkYy1hYTI0LTk2Y2MyM2IyYzk2ZCUyMiU1RA==[\/vc_raw_html][vc_empty_space height=&#8221;36px&#8221;][vc_column_text css=&#8221;.vc_custom_1668993114107{padding-right: 16px !important;padding-left: 16px !important;}&#8221;]<\/p>\n<div style=\"font-size: 15px; line-height: 20px; color: #444444; text-align: center;\">By continuing, you consent to ARF Financial&#8217;s Terms of Service and Privacy Policy, in addition to being contacted via the information provided (whether phone, email or text) to discuss your interest in one of our loan products. You may unsubscribe from all communications at any time.<\/div>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<style type=\"text\/css\">.thegem-button-6a3a192fc86c0939 .gem-button svg {fill: #ffffff;}.thegem-button-6a3a192fc86c0939 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-6a3a192fc86c0939     gem-button-with-separator\"  ><div class=\"gem-button-separator gem-button-separator-type-soft-double\"><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><div class=\"gem-button-separator-button\"><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 5px;background-color: #cd9d2f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#cd9d2f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='#124688';this.style.color='#ffffff';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?RPId=0034y00002kbHgWAAU\" target=\"_self\">APPLY ONLINE<\/a><\/div><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #cd9d2f;\"><\/div><\/div><\/div><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner disable_custom_paddings_mobile=&#8221;true&#8221; css=&#8221;.vc_custom_1668867501373{margin-bottom: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text]<\/p>\n<h4 style=\"text-align: center;\"><span style=\"color: #00659e;\">Terms and Conditions<\/span><\/h4>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1671727473253{margin-right: 0px !important;margin-left: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center; font-size: 11px; line-height: 14px;\">ARF Financial LLC is an exclusive third party originator and servicer of commercial loans for state charted community banks throughout the United States (\u201cPartner Banks\u201d), (collectively herein referred to as \u201cLender\u201d). This Preliminary Loan Amount is based upon pre-underwriting standards consistent with Lender\u2019s guidelines. This Preliminary Loan Amount is based upon the information provided by the Merchant in the Loan Calculator. This approval is contingent upon the accuracy and truthfulness of the information provided by the Merchant therein and on any additional information discovered by Lender during the Underwriting process including but not limited to the review of all financial information provided by the Merchant, the credit of any guarantor and\/or any information available from the public domain relating to the business\u2019 or the guarantor\u2019s outstanding liens and judgments, collection issues, history of fraud, bankruptcy, or criminal activity; the status of the Merchant\u2019s business entity with the State where they are located; or any other information that may reflect on the business or guarantor\u2019s ability to repay this loan. The terms of this Preliminary Loan Amount may change based upon the review of all information noted above. The terms of this Preliminary Loan Amount (noted above or if modified during the Underwriting process) are not deemed approved until the Merchant agrees to and executes all necessary Loan documents and the Loan documents are countersigned and approved by an Officer of Lender. If Merchant executed no Universal Merchant Credit Application then this Preliminary Loan Amount is for discussion purposes only.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; equal_height=&#8221;yes&#8221; css_animation=&#8221;none&#8221; disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1672352341035{margin-bottom: 0px !important;background-image: url(https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2022\/02\/cash-background-dk-blue.jpg?id=40634) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column]<div class=\"clearboth\"><\/div><style>#thegem-divider-6a3a192fc8700 {margin-top: 30px !important;}<\/style><div id=\"thegem-divider-6a3a192fc8700\" class=\"gem-divider  \" style=\"\" ><\/div>[vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1530051542901{padding-left: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1645730187708{padding-top: 50px !important;padding-right: 100px !important;padding-bottom: 50px !important;padding-left: 100px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\"><span style=\"color: #00659e; font-size: 34px;\"><span style=\"color: #ffffff;\">Quick &amp; Easy Online Application<\/span><br \/>\n<\/span><\/h2>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;16px&#8221;][vc_single_image image=&#8221;46296&#8243; img_size=&#8221;300&#215;300&#8243; alignment=&#8221;center&#8221;][vc_column_text css_animation=&#8221;none&#8221;]<\/p>\n<div style=\"text-align: center;\"><span style=\"color: #ffffff; line-height: 31px; font-size: 22px;\">Use our online application to get approved in 24 to 48 hours! There are 5 easy steps, It only takes 10 minutes and won&#8217;t affect your credit.<\/span><\/div>\n<p>[\/vc_column_text]<style type=\"text\/css\">.thegem-button-6a3a192fc87ae1021 .gem-button svg {fill: #ffffff;}.thegem-button-6a3a192fc87ae1021 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-6a3a192fc87ae1021 footerbutton    gem-button-with-separator\"  ><div class=\"gem-button-separator gem-button-separator-type-soft-double\"><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #c89c1f;\"><\/div><\/div><div class=\"gem-button-separator-button\"><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;background-color: #c89c1f;color: #ffffff;\" onmouseleave=\"this.style.backgroundColor='#c89c1f';this.style.color='#ffffff';\" onmouseenter=\"this.style.backgroundColor='rgba(255,255,255,0.01)';this.style.color='#ffffff';\" href=\"https:\/\/arffinancial.force.com\/portal\/ARFRegistration?RPId=0034y00002kbHgWAAU\" target=\"_self\">APPLY NOW<\/a><\/div><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #c89c1f;\"><\/div><\/div><\/div><\/div> <div class=\"clearboth\"><\/div><style>#thegem-divider-6a3a192fc87f0 {margin-bottom: 30px !important;}<\/style><div id=\"thegem-divider-6a3a192fc87f0\" class=\"gem-divider  \" style=\"\" ><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; equal_height=&#8221;yes&#8221; css_animation=&#8221;fadeIn&#8221; css=&#8221;.vc_custom_1653915971644{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 2% !important;padding-bottom: 3% !important;background-color: #ffffff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text css_animation=&#8221;none&#8221;]<\/p>\n<h2 style=\"text-align: center;\"><span style=\"color: #00659e;\">Latest News from Our Manufacturing Blog<\/span><\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#c89c1f&#8221; css=&#8221;.vc_custom_1653915735122{margin-bottom: 28px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; gap=&#8221;25&#8243;][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_hidden-xs&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1671016642338{padding-top: 7% !important;padding-right: 7% !important;padding-bottom: 7% !important;padding-left: 7% !important;background-color: #eeeeee !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;border-radius: 10px !important;}&#8221;][vc_single_image image=&#8221;46069&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text]<\/p>\n<h3>How to Increase Employee Retention in Manufacturing<\/h3>\n<p>[\/vc_column_text][vc_column_text]Industries across the board see similar patterns with employee turnover, which is why it\u2019s so critical to keep an eye on your business and hone in on how you can hire and retain the best talent.[\/vc_column_text]<div class=\"gem-button-container gem-button-position-center thegem-button-6a3a192fc88679017    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;\" onmouseleave=\"\" onmouseenter=\"\" href=\"https:\/\/www.arffinancial.com\/development\/how-to-increase-employee-retention-in-the-manufacturing-industry\/\" target=\"_self\">READ MORE<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1671016668352{padding-top: 7% !important;padding-right: 7% !important;padding-bottom: 7% !important;padding-left: 7% !important;background-color: #eeeeee !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;border-radius: 10px !important;}&#8221;][vc_single_image image=&#8221;46011&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text]<\/p>\n<h3>When Manufacturing Meets AI<\/h3>\n<p>[\/vc_column_text][vc_column_text]There\u2019s a nationwide push to get more products manufactured here at home. Companies have started to think outside the box in terms of ramping up staffing when the labor pool leaves much to be desired: Artificial Intelligence, or AI.[\/vc_column_text]<div class=\"gem-button-container gem-button-position-center thegem-button-6a3a192fc88ce4320    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;\" onmouseleave=\"\" onmouseenter=\"\" href=\"https:\/\/www.arffinancial.com\/development\/when-manufacturing-meets-ai\/\" target=\"_self\">READ MORE<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1671016696111{padding-top: 7% !important;padding-right: 7% !important;padding-bottom: 7% !important;padding-left: 7% !important;background-color: #eeeeee !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;border-radius: 10px !important;}&#8221;][vc_single_image image=&#8221;46007&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text]<\/p>\n<h3>What&#8217;s Causing the Labor Shortage in Manufacturing?<\/h3>\n<p>[\/vc_column_text][vc_column_text]There is still a deficit of 500,000 open positions in manufacturing that stubbornly remain unfilled. What is the root cause of this labor shortage? That\u2019s what we\u2019re here to shed some light on.[\/vc_column_text]<div class=\"gem-button-container gem-button-position-center thegem-button-6a3a192fc892b2195    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;\" onmouseleave=\"\" onmouseenter=\"\" href=\"https:\/\/www.arffinancial.com\/development\/whats-causing-the-labor-shortage-in-manufacturing\/\" target=\"_self\">READ MORE<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1672180267618{padding-top: 7% !important;padding-right: 7% !important;padding-bottom: 7% !important;padding-left: 7% !important;background-color: #eeeeee !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;border-radius: 10px !important;}&#8221;][vc_single_image image=&#8221;46337&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text]<\/p>\n<h3>3 Manufacturing Trends to Watch in 2023<\/h3>\n<p>[\/vc_column_text][vc_column_text]In 2023, the manufacturing industry will be affected by inflation, a lack of high-caliber workers, and cybersecurity concerns. Let\u2019s take a look at 3 industry trends we predict will be critical.[\/vc_column_text]<div class=\"gem-button-container gem-button-position-center thegem-button-6a3a192fc89d56307    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 3px;\" onmouseleave=\"\" onmouseenter=\"\" href=\"https:\/\/www.arffinancial.com\/development\/3-manufacturing-industry-trends-to-watch-in-2023\/\" target=\"_self\">READ MORE<\/a><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner disable_element=&#8221;yes&#8221;][vc_column_inner width=&#8221;1\/3&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;]<style type=\"text\/css\">.thegem-button-6a3a192fc8a441421 .gem-button svg {fill: #174888;}.thegem-button-6a3a192fc8a441421 .gem-button:hover svg {fill: #ffffff;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-6a3a192fc8a441421     gem-button-with-separator\"  ><div class=\"gem-button-separator gem-button-separator-type-soft-double\"><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #c89c1f;\"><\/div><\/div><div class=\"gem-button-separator-button\"><a class=\"gem-button gem-button-size-medium gem-button-style-outline gem-button-text-weight-normal gem-button-border-2\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 0px;border-color: #c89c1f;color: #174888;\" onmouseleave=\"this.style.borderColor='#c89c1f';this.style.color='#174888';\" onmouseenter=\"this.style.color='#ffffff';\" href=\"\/blog\" target=\"_self\">View All Blogs<\/a><\/div><div class=\"gem-button-separator-holder\"><div class=\"gem-button-separator-line\" style=\"border-color: #c89c1f;\"><\/div><\/div><\/div><\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_section full_width=&#8221;stretch_row&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1668893558132{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left:&#8230;<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"content-type":"","om_disable_all_campaigns":false,"footnotes":""},"class_list":["post-46137","page","type-page","status-publish"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Manufacturing Financing - ARF Financial<\/title>\n<meta name=\"description\" content=\"ARF Financial has superior loan products for manufacturing businesses. You&#039;ll get the right financing without the long wait or excessive paperwork. Call us today for revolving lines of credit and other financing for manufacturing.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.arffinancial.com\/development\/bankroll-revolving-line-of-credit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Manufacturing Financing - ARF Financial\" \/>\n<meta property=\"og:description\" content=\"ARF Financial has superior loan products for manufacturing businesses. You&#039;ll get the right financing without the long wait or excessive paperwork. Call us today for revolving lines of credit and other financing for manufacturing.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.arffinancial.com\/development\/bankroll-revolving-line-of-credit\/\" \/>\n<meta property=\"og:site_name\" content=\"ARF Financial\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-02T16:55:55+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"16 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/bankroll-revolving-line-of-credit\/\",\"url\":\"https:\/\/www.arffinancial.com\/development\/bankroll-revolving-line-of-credit\/\",\"name\":\"Manufacturing Financing - ARF Financial\",\"isPartOf\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#website\"},\"datePublished\":\"2022-12-16T05:34:04+00:00\",\"dateModified\":\"2025-07-02T16:55:55+00:00\",\"description\":\"ARF Financial has superior loan products for manufacturing businesses. You'll get the right financing without the long wait or excessive paperwork. Call us today for revolving lines of credit and other financing for manufacturing.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/bankroll-revolving-line-of-credit\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.arffinancial.com\/development\/bankroll-revolving-line-of-credit\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/bankroll-revolving-line-of-credit\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.arffinancial.com\/development\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bankroll Revolving Line of Credit\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#website\",\"url\":\"https:\/\/www.arffinancial.com\/development\/\",\"name\":\"ARF Financial\",\"description\":\"Businesses Bank on Us\",\"publisher\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.arffinancial.com\/development\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#organization\",\"name\":\"ARF Financial LLC\",\"url\":\"https:\/\/www.arffinancial.com\/development\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png\",\"contentUrl\":\"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png\",\"width\":792,\"height\":612,\"caption\":\"ARF Financial LLC\"},\"image\":{\"@id\":\"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Manufacturing Financing - ARF Financial","description":"ARF Financial has superior loan products for manufacturing businesses. You'll get the right financing without the long wait or excessive paperwork. Call us today for revolving lines of credit and other financing for manufacturing.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.arffinancial.com\/development\/bankroll-revolving-line-of-credit\/","og_locale":"en_US","og_type":"article","og_title":"Manufacturing Financing - ARF Financial","og_description":"ARF Financial has superior loan products for manufacturing businesses. You'll get the right financing without the long wait or excessive paperwork. Call us today for revolving lines of credit and other financing for manufacturing.","og_url":"https:\/\/www.arffinancial.com\/development\/bankroll-revolving-line-of-credit\/","og_site_name":"ARF Financial","article_modified_time":"2025-07-02T16:55:55+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"16 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.arffinancial.com\/development\/bankroll-revolving-line-of-credit\/","url":"https:\/\/www.arffinancial.com\/development\/bankroll-revolving-line-of-credit\/","name":"Manufacturing Financing - ARF Financial","isPartOf":{"@id":"https:\/\/www.arffinancial.com\/development\/#website"},"datePublished":"2022-12-16T05:34:04+00:00","dateModified":"2025-07-02T16:55:55+00:00","description":"ARF Financial has superior loan products for manufacturing businesses. You'll get the right financing without the long wait or excessive paperwork. Call us today for revolving lines of credit and other financing for manufacturing.","breadcrumb":{"@id":"https:\/\/www.arffinancial.com\/development\/bankroll-revolving-line-of-credit\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.arffinancial.com\/development\/bankroll-revolving-line-of-credit\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.arffinancial.com\/development\/bankroll-revolving-line-of-credit\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.arffinancial.com\/development\/"},{"@type":"ListItem","position":2,"name":"Bankroll Revolving Line of Credit"}]},{"@type":"WebSite","@id":"https:\/\/www.arffinancial.com\/development\/#website","url":"https:\/\/www.arffinancial.com\/development\/","name":"ARF Financial","description":"Businesses Bank on Us","publisher":{"@id":"https:\/\/www.arffinancial.com\/development\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.arffinancial.com\/development\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.arffinancial.com\/development\/#organization","name":"ARF Financial LLC","url":"https:\/\/www.arffinancial.com\/development\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/","url":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png","contentUrl":"https:\/\/www.arffinancial.com\/development\/wp-content\/uploads\/2018\/06\/ARFFinancialHorizontal.png","width":792,"height":612,"caption":"ARF Financial LLC"},"image":{"@id":"https:\/\/www.arffinancial.com\/development\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/pages\/46137","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/comments?post=46137"}],"version-history":[{"count":68,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/pages\/46137\/revisions"}],"predecessor-version":[{"id":52917,"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/pages\/46137\/revisions\/52917"}],"wp:attachment":[{"href":"https:\/\/www.arffinancial.com\/development\/wp-json\/wp\/v2\/media?parent=46137"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}